LoanEngine combines traditional credit scoring with product needs analysis to create personalized loan offers using multiple channels.
Articles about digital banking, online banking strategies and trends in digital banking, with insights on the digital banking tools banks need.
To get an edge in attracting digital users, more banks, credit unions and fintechs are letting potential customers try out their mobile banking apps.
Popular Articles within Digital Banking:
Banks and credit unions must improve mobile offerings, engage millennials and leverage predictive analytics to build contextual engagement.
The impending #fintech armageddon has caught the banking industry flat footed. To survive, banking needs to set digital priorities.
Not all banking organizations will be supporting wearables in the near future. For those that do, a well thought out plan is important.
Banks and credit unions must begin to pay more attention to design principles when developing mobile banking apps in the future.
Could the Apple Watch or other wearable technologies be the branch of the future for an expanding universe of digital consumers?
Traditional banks must develop improved apps to compete with online challengers.
Consumer needs must come before technology with digital banking. A response to the Great Digital Banking Debate.
As the discussion around the definition of digital banking continues, two industry leaders debate the best structure for the digital 'bank of the future'.
Mobile banking usage is increasing primarily due to the increased penetration of smartphones. Is this growth about to stall?
The process of designing a digital bank from scratch involves several steps, from segment research to engagement testing.
70% of consumers now shop for checking accounts online, but financial institutions' product and marketing strategies don't reflect this new reality.
Explore a three-month view of consumer transactions and trends during the 2023 holiday spending season, including BNPL activity and mobile wallet purchase performance.
As the financial landscape continues to evolve, check out these four anticipated financial marketing trends to focus on for maximizing ROI in 2024.
Banks and credit unions may be overlooking an easy opportunity to generate additional revenue: Charging customers/members for using the FI's mobile banking app.
An analysis of the universal plastic payments cards shows why these alternatives may be the bridge to mobile payments.
The mobile phone is fast becoming the transactional tool of choice for consumers, starting with how they pay their bills.
With competition in the $2.7 trillion payments industry so intense, banks and credit unions will benefit from this analysis of the major players.
In a crowded payments marketplace, Stratos Card hopes to replace current credit, debit and loyalty cards with an all-in-one alternative.
Of all digital banking services, e-billing provides one of the most promising opportunities for billers and financial institutions.
Soon enough, seeing someone at the register waving their credit card will seem as old-school as seeing someone writing a check does today.
Ally Bank has built a market-leading online, mobile and tablet banking experience by listening to customers and through continuous testing.
It would be easy to assume that Millennials are those most interested in making mobile person-to-person payments. But it's not true.
Saving money challenges the majority of Americans. Digit combines simplicity & consumer analytics to build savings automatically.
Copy: Explore the big ideas, new innovations and latest trends reshaping banking at The Financial Brand Forum this May. Will you be there?
Learn how institutions around the country are saying goodbye to phantom growth with a new approach that creates real growth that lasts. Download eBook.