Articles about the latest trends in banking deposits: how banks can reel in more, retain their existing deposit base, deposit marketing tactics, check and cash deposit technology and more.
Pressure on funding costs might ease, but that's not the whole picture. Here are five key points to weigh as the Fed begins lowering rates.
Is Your Bank Ready for the Coming Rate Rush?
Deposit pricing is now as much a branding decision as a finance decision. The rates you offer will impact how historic numbers of depositors perceive your institution during the largest deposit movement event in banking history.
As the Fed Trims Rates Banks Must Adjust Both Deposit and Credit Strategies
Pressure on funding costs might ease, but that's not the whole picture. Here are five key points to weigh as the Fed begins lowering rates.
As Rates Decline, Deposit Costs Must Decline Also, Right? Think Again.
Do lower rates mean less deposit pressure? Perhaps not. Banks' current record-low loan-to-deposit ratios may mean intensifying deposit competition, even if rates drop.
The CD Tsunami is Underway: Ride the Wave to Win More Deposits in the Nationwide CD Marketplace
Compete with the largest financial institutions in the CD market and drive new retail deposits on a nationwide CD marketplace.
Transform Your Digital Journey and Maximize ROI
Learn how to revolutionize your core-deposit growth, enhance your digital journey, and maximize your ROI with Kasasa.
Connection Over Competition: How Chief Deposit Officers Plan to Win Deposits
Banks have tasked chief deposit officers with keeping the funding faucet flowing. How are they doing it? Three CDOs sound off.
Are You Ready for the Historic Deposit Term Tsunami?
Trillions in bank and credit union CDs are coming to term soon. Here are simple and effective marketing methods to influence the deposit negotiation typhoon on banking's doorstep.
What Bang Do Financial Marketers Get for Their Bucks?
More marketing spend drove higher loan and deposit levels in all but one bank size category in 2023. But revenue boosts were more elusive.
Solving the Deposit Puzzle: Strategies for Growth in Rate Uncertainty
Discover how to adapt to shifting customer behaviors and market dynamics to achieve sustainable deposit growth.
Build Lifetime Customer Relationships with a Wellbeing-Centered Growth Strategy
Gallup data show the more financially stable customers feel, the more likely they are to deposit more, explore lending and investment opportunities — in turn, boosting the bottom line for banks and credit unions.
With Rate Cuts Delayed, How Can Banks Boost Deposit Profitability? One Word: Volume
With Fed interest rate cuts increasingly off the table, how can banking institutions grab greater profitability? The answer is a familiar, though overlooked strategy.
Why Wellness Tech Will Redefine the Race for Deposits
Banking institutions need to grow deposits, but what if they could grow deposit balances as well? Here’s how financial wellness tech will define future deposit competition.
How to Master Deposit Pricing with Data-Driven Personalization
Bankers face a Catch-22: Pay more to retain balances and, in doing so, shrink margins and alienate investors — or pay less to maximize margins and risk shrinking your deposit base.
The Great Checking Account Migration: How Marketers Grab Growth in 2024
Millions of people moved to a new state or a new city during the post-pandemic residential boom. Now, bank marketers have a once-in-a-decade opportunity to serve the coming checking account migration.
Data-Driven, Partner-Powered: New Marketing Strategies Bolstering Bank Income
Marketing has long been a cost center for financial institutions. Now, as technology and data have vastly upgraded precision messaging, and partners absorb marketing costs, financial institutions are eliminating costs while generating long-term income streams.
Kasasa’s Gabe Krajicek on Driving Sustainable Deposit Growth
What are the challenges community banks face and how do these organizations achieve sustainable deposit growth while mitigating costs?
The Importance of Primacy in Banking
Banks are over-reliant on new account metrics that don't correlate to profitability. Worse, nearly 70% of new accounts remain inactive after 90 days.
Winning the War for Deposits: Strategies to Drive Real Growth
Q&A: Kasasa's Ryan Walker on using rewards checking to attract low-cost core deposits and boost engagement without relying on rate shoppers.
CFPB Confirms Overdraft is Here to Stay
Rather than threatening overdraft services, the CFPB's proposed rule shows that it acknowledges the value of these programs.
How Successful Banks Are Preparing for 2024’s Rapidly Changing Landscape
The banking industry is only about two months into 2024, and everything is evolving: from the deposits landscape to regulatory standards to overdraft rules.
Are Teaser Offers Worth the Trouble in Banking?
Banks spend a lot acquiring depositors with specials and teasers. But news coverage and advice from online gurus compels consumers to beware of such deals. Here's how everybody wins.
Webinar: Data-Driven Growth: Unveiling the Secrets of Successful Banking Acquisition
Learn the dynamics of the deposit-driven market, strategies for enhancing consumer loyalty, and the role of data and marketing intelligence.
