The latest news about banking technology trends and the IT investments banking execs are making in new digital banking technologies, the cloud, and innovative software solutions.
Amazon One, the retailing giant's payment bet, raises the question: Do people need digital wallets when they can pay with the ultimate wearable — their hand?
Pivotal Identity Trends That Will Reshape Payments & Retail Banking
Forces are in play that could shift the balance of power in financial services to payment networks. Consumer identity is the key factor.
The Technology Fallacy in Banking
Everyone is talking about how critical technology is in banking. But, as author Jerry Kane suggests, it could be a fallacy. He says that banks need to understand their "digital DNA", instead of just trying to "do digital" like everyone else.
5 Customer Experience Trends for Banking in 2020
Consumers no longer base their loyalty on price or product, but instead on the experience they receive from their bank or credit union.
Citibank CEO Warns Traditional Banks Risk Becoming ‘Dumb Utilities’
Citigroup CEO Michael Corbat warns financial institutions that they could wind up taking a back seat to tech firms when striking partnerships.
The Biggest Technology Trends That Will Disrupt Banking
The most significant tech advances for financial institutions will use 5G speed, integrate humans and digital and prepare for cyberthreats
New Banking Technologies Demand Fresh Innovation Strategies
Financial institutions must make five key changes to deliver the innovations consumers expect. It starts with thinking like fintechs.
Don’t Ignore ATM Branding Strategy While Focusing on Digital
Consumers love mobile banking, but still need cash. Banks and credit unions have options to meet that need in a way that builds brand.
Apple Co-Founder Steve Wozniak On Technology, AI and Innovation in Banking
Steve Wozniak shares insights on privacy, education and entrepreneurship for the Banking Transformed podcast.
Banks Can’t Be Agile With Outdated Tech and a Legacy Core
Financial institutions can't hope to innovate like fintechs, big techs and savvier banks when clunky systems keep them out of the fast lane.
Innovations in Banking Technology Can Help International Students
Artificial intelligence and other digital tech can enable banks and credit unions to find new markets among students arriving without credit.
6 Steps to Improve Banking CX Through Artificial Intelligence
Half-baked thinking wastes financial institutions' money and time and won't produce the benefits that machine learning can produce.
Critical Martech Priorities in Retail Banking for 2020
Putting together the right marketing technology for banks and credit unions calls for careful planning and putting the best people in charge.
How Mastercard Is Tackling the Banking Tech Revolution
CEO Ajay Banga explains how the payments giant doesn't grab every cool idea. He strongly urges banks and credit unions to adopt innovation.
How Bank of America Became a Tech-Driven Powerhouse
CEO Brian Moynihan believes in innovation that scales and branches that evolve, but he also wants to see fintech competitors face bank rules.
Will Live Mobile Video Banking Become the Branch of the Future?
Interactive video on mobile devices, versus in-branch, adds many possibilities. Two community banking institutions discuss their experiences.
5 Pivotal Technology Trends in Retail Banking
Open banking, digital assistants, and AI-driven personalization are among the big forces driving disruption in the financial industry today.
Potential Growth of Voice Banking Now Too Large to Ignore
Every institution's digital strategy needs to factor in voice banking, as one in three Americans now own at least one smart speaker.
Surge in Wearable Banking Interest Prompts Financial Brands to Move
Banking by smartwatch (or even by a ring) is no longer a gimmick. Half of consumers are willing and several institutions have jumped in.
How Financial Brands Can Master Multi-Channel Marketing
As digital ad channels multiply, bank and credit union marketers grow more creative and emphasize lifestyle connection over hard sell.
POS Financing Is Both Threat and Opportunity in Retail Banking
Consumers, merchants, lenders, and fintechs all have a stake in rapidly evolving return to an older way of paying.
Tech-First Startup Bank Aims to Wipe Out Customer Pain Points
Niche bank aims to serve digital entrepreneurs with high-tech, low-cost solutions that make banking bearable again.
BofA’s Surging Digital Assistant Signals a Turning Point in Retail Banking
The bank's chatbot, Erica, is growing rapidly, especially since adding proactive insights. But analysts hedge on calling it a win.
