‘Bank of Twitter’: Is Elon Musk Spitballing Or Could It Really Work?
Elon Musk is seriously considering putting Twitter into the payments business to make it profitable. Will the blue bird fly?
Inflation and Rising Rates Ignite Deposit Marketing Surge
Not long ago deposits were pouring in. Now new strategies — and marketing campaigns — are needed to attract them.
Green Finance Is Key Growth Opportunity for Banks in 2023
Sustainable banking is moving past its early days and 'greenwashing.' A business case can be made and many banks will need the income soon. Here's how to fit it in.
This Community Bank Innovation Lab Picks Its Battles — and Wins
Community banks can't afford to bankroll 'innovation theater.' They need immediate wins. Here's how one bank zeroes in on viable tech.
The Right Way to Balance Digital and Branch Banking
One study shows that 31% of customers who switched banks did so when a branch closed. Is attrition inevitable as branch networks shrink?
How Innovation Itself Is Changing Inside U.S. Bank, Ally & More
The innovation lab isn’t what it used to be, and other insights from U.S. Bank, Ally, Synovus and MSU Federal Credit Union.
Community Bank BaaS Provider Creates Private ‘Metaverse’ for Fintechs
Building its own interactive 3D ecosystem gives a tech-savvy community bank potential entrée to over 5 million potential customers.
Bankrate, Step Aside. Seattle Bank’s Unbiased CD Site Has National Plans
One community bank’s free CD rate-listing service that will be able to help both consumers and financial institutions.
Tactics to Spark Innovative Thinking from a Disney Exec
It doesn't take an innovation lab or gobs of funding to prompt fresh thinking. Just do a few things differently.
Digital-Only Grasshopper Bank’s Recession-Beating Strategy
Branchless business bank supplements a fintech lending specialty with an SBA division, both funded by its growing banking as a service unit.
How CFPB’s New Data Sharing Rules Will Alter the Banking Landscape
The agency's rapid development of data sharing rules among banks, fintechs and other players will have major impact on banking's future.
The Lines Between Credit Cards and BNPL Are Blurring
Increasingly it's getting harder to tell where debit and credit end and BNPL picks up, as the share of wallet fight escalates.
‘Pay By Bank’ Trend Is Next Front In Merchants vs. Banks Payments War
Merchants will turn the automated clearinghouse system against banks, payment experts say. With this 5-point plan, banks can counter the hit.
Amazon Boosts Business Lending Lineup with Fintech Cash Advances
A new fintech partnership enables sellers to finance their Amazon marketing through a 'pay-as-you-sell' approach.
Why Neobank Dave Expects to Be a Profitable Fintech Survivor
Difficult economic conditions favor Dave's unusual overdraft model. The challenge is how to keep innovating but also generate returns.
How Far Could CFPB Take Its Crusade on Bank ‘Junk Fees’?
Trimming fees for consumers is a Biden administration goal in many areas. But CFPB is plowing ahead in banking on multiple fronts.
Banks Should Scavenge Troubled Fintechs’ Talent and Technology
Successfully transplanting a fintech into a bank environment may take more than cash. Cultural fit is more important than ever.
5 Payment Trends to Watch in 2023d
Big shifts in the payments space — crucial to banks — include a major P2P payment move by Amazon and a bigger role for debit cards.
What Big Banks Say About Inflation, Recession & Credit Trends
Rising rates and inflation have had an impact, but it's sometimes positive for banking. Precautions for a recession are underway.
Deposit Strategies Must Be Revised Before Funds Exit for Higher Rates
A major shift in deposit marketing is arriving. Retention and gaining share will go to those who prepare. New competition: the government.
What the Apple Card High-Yield Savings Account is Really About
Apple Savings adds another interlocking piece to the big tech's growing ecosystem of financial services creating a financial juggernaut.
Why Banks Shouldn’t Slash Their 2023 Marketing Budgets
Is your marketing budget in danger of cuts? Here's what to say to the bank's leaders and how to adjust without losing competitive ground.
