What the Federal Crackdown on Bank+Fintech ‘BaaS’ Partnerships Means
Banks will have to commit to BaaS with enough revenue to pay for adequate staff expertise and prepare for increased regulatory scrutiny.
Banks will have to commit to BaaS with enough revenue to pay for adequate staff expertise and prepare for increased regulatory scrutiny.
A new credit and debit card merchant code for gun and ammo dealers brings party politics to bear on the banking business.
Arrangement offers traditional lender extensive digital marketing reach supported by artificial-intelligence-driven credit evaluation.
CMO insights from the bank that produced its own payments wearable & the first small-bank Metaverse outpost. A key: relentless data analytics.
Black eyes and penalties out of Washington drive changes in overdraft pricing and policy, creating a revenue hole and leaving some hanging.
Banking apps with adaptable dashboards and the ability to fit consumers' needs on the fly are becoming digital financial fundamentals.
Most banks and credit unions don't have a stake in these interrelated realms now. Ignore them? Some people ignored a thing called the Web.
Innovation is expensive. The high rates and other crowd-pleasing features that put fintech players on the map will be hard to maintain.
After hitting a homer with its 2019 mobile app redesign, the big bank dealt with 'What next?,' as newcomers like fintechs raced ahead.
In fact, banks under $1 billion saw a tiny rise in deposits. Megabanks saw the most erosion but say retail deposits are mostly stable.
Fintech firms like Klarna, Affirm and PayPal face a brand-new regulatory regime for buy now, pay later plans as bureau clamps down.
The head of the bank-owned P2P payments app says QR code business payments are hot now, and responds to Zelle's high-profile fraud issues.
Learn how to enhance your brand’s local visibility, generate more leads, and attract more customers, all while adhering to industry regulations and compliance.
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Marygold & Co. blends banking as a service, investment firm heritage and tech to appeal to 'High Earner, Not Rich Yet' prospects.
After battling to obtain a national bank charter, Varo Bank was forced to contend with Covid, soaring inflation, and an impending recession.
Goldman Sachs predicts continued fall in both home sales and prices, hitting both mortgage and home equity lending hard.
Wringing inflation out of the system is already hurting many consumers as rates rise. More pain is coming for them and for banks and fintechs.
Bank strategies are changing as consumers grow more comfortable with newer tech and with fintech providers of digital banking services.
Digital is dominating financial ad spending, but CFPB has raised concerns that algorithms and AI may be skewing ad targeting.
The profusion of digital banking services has changed the business forever. But outdated concepts are hindering traditional institutions.
As inflationary realities, worries about recession, and potential regulation for fintech BNPL firms increase, Citizens Pay keeps growing.
Merchants' desire to improve customer experience could produce winners and losers among banking payments providers.
In an inflationary economy financial marketers must pivot to thought leadership on social media instead of just hawking products.
83% of FI leaders agree investing in AI is essential for 2024 but how you leverage AI is instrumental in success and meeting customer expectations.
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