Articles by Jim Marous

Jim Marous is a financial industry strategist, co-publisher of The Financial Brand, and one of the top 5 most influential people in banking.

External data and analytic capabilities can be used by banking organizations, but internal teams must be trained to deploy these insights.

The pandemic accelerated the transition to digital, but for most banks the shift is far from complete and must become a priority.

Data is at the core of digital customer experiences, but many financial institutions cannot access good quality information in real-time.

Banks and credit unions need to reassess how they compete with fintechs and big techs now that 'fast follower' is seen as a failed strategy.

Hear is innovation wisdom from nine top-of-the-line experts interviewed on the Banking Transformed podcast.

The pandemic helped financial institutions redefine leadership roles, corporate purpose, strategic priorities and business models.

Brian Brooks, Acting Comptroller of the Currency wants to expand the definition of banking as a way to better manage risk.

The pandemic increased the importance of digital transformation. Financial institutions must move forward aggressively to succeed.

Organizational speed is one of the primary components of financial and functional success for financial institutions in the future.

Creating an innovation culture using data, advanced analytics and techwill position organizations for successful digital transformation.

Modern digital lending is no longer optional for traditional financial institutions, but a survival requirement in banking.

Open banking and open APIs provide opportunities to serve new markets and build partnerships for new revenue opportunities.

An important component of digital banking transformation is the ability to provide credit across digital platforms seamlessly and on demand.

Wealthtech founder reveals strategies to serve the needs of Millennials with investable assets. And it doesn't include a bank charter.

The DBR finds while banks know the importance of digital transformation, many still have not implemented the required strategies.

The CEO of Deluxe shares the changes that have impacted financial marketing as a result of the coronavirus pandemic.

While digital bank account opening options have increased due to COVID-19, online and mobile processes remain cumbersome.

Research reveals that few financial institutions are ready for the next era of financial marketing. Here's what you can do to prepare.

Financial marketing has increased in importance as a result of COVID-19. Financial institutions must understand the trends and respond accordingly.

The potential of digital banking transformation will fall short if investments do not align with known strategies for success.

People no longer are accepting sub-standard digital experiences from their financial institution, or customer care that lacks a human touch.

Many small businesses that are suffering as a result of COVID-19 need a partnership with their financial institution in order to survive.