Debit Cards Dethrone Credit Cards (And Why That’s Likely to Stick)
Total debit card spending passed that of credit cards for the first time in 2020. The pandemic was a big reason, but not the only one.
This Fintech Lender Has Big Plans to Be More Than ‘Just a Bank’
Brex aims to build a vast customer base of small-to-midsize businesses, which it says are underserved by traditional institutions.
Financial Marketers Are Failing to Curb Customer Defections
Consumer attraction to digital banking providers goes beyond ease of use. These firms connect with people in a way that builds comfort.
Why Banks & Credit Unions Should Pounce on the ‘Payday Revolution’
Fintechs came up with the popular 'early access to pay' feature. Now 'on-demand' pay kicks it up another notch, and banks are joining in.
How Community Banks Can Stay Relevant in the Face of a Digital Assault
Traditional strengths still count, yet the ability to innovate and adapt are key. Asset size does play a role, bankers and others note.
Analyzing Monzo’s New Digital Banking Growth Strategy
Mobile bank will 'supercharge' its successful organic marketing with more traditional methods building on a message of 'radical transparency.'
The Top 11 Fintech Disruptors
Here are the digital players with a huge impact on key market segments in financial services — both established players and up-and-comers.
What SoFi’s Rise From Niche Fintech to One-Stop-Shop Means
The company that began as an 'anti-bank' student loan refinancer wants to be the center of people's financial lives (and may soon be a bank).
Banks Toy With Dumping Credit Scores from Lending Decisions
Even though the change is limited, and credit scores are regarded as flawed, many believe moving entirely away from them is misguided.
How Gen Z and Millennials Differ Financially
The two generations have some similar banking preferences, but banks and credit unions shouldn't assume both age groups are alike.
7 Advertising & Marketing Trends in Banking
Financial institutions have more marketing options – and more challenges – than ever, but getting it right can be a big differentiator.
Millennials and Credit Cards: Separating Fact from Myth
The segment doesn't hate credit cards, they just hate cards that don’t meet their needs. Here’s how financial institutions can build on that.
Three Practical Applications for Artificial Intelligence in Payments
These data-driven AI technologies can help banks and credit unions pursue real digital transformation and generate more revenue.
