Neobank Tracker: The World’s Biggest Database of Digital-Only Banks

Powered by Nymbus

Welcome to the financial industry’s largest interactive, searchable database with 333 digital-only banks, challenger banks, direct banks and innovative fintechs providing financial services directly to consumers and businesses.

Last Updated: October 17, 2021
Next Update: January 2022
Copyright: The Financial Brand (steal this and expect a call from our lawyers!)

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CATEGORY CRITERIA
Digital Banking Providing the same (or similar) transactional functionality as a checking account. Service intends to replace or compete with checking accounts offered by traditional banks and credit unions.
Payments Facilitating payments and/or money transfers between parties (e.g., Venmo, Zelle, PayPal).
Lending Providers offering loans and/or lines of credit.
Investments Platforms that allow investors to trade equities, bonds and other standard retail investments, or services that help investors research and analyze such trades. Does not include currency, crypto or forex.
PFM Tools Facilitates the analysis of spending patterns, classifying/categorizing expenses, building budgets, and/or aggregating accounts from multiple third-parties.
Financial Education Tools that help consumers build their financial knowledge and/or skills. Includes credit repair, credit monitoring, and credit building services.

TARGET AUDIENCE: Consumers Businesses
Tap the gray + symbol next to any company name to reveal more details.

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# Company Website Categories Audience Customers Employees Funding Founded Continent Country Headquarters Description
1 220 Bank 220.co
Bank
Con
11 to 50 2019 Cardiff, UK "The World's First Digital Private Bank"
2 86 400 86400.com.au
Bank
Con
85,000 101 to 250 26.0 2017 Sydney, Australia Australia's first smartbank, no fees, payments, add other bank accounts
3 Acorns acorns.com
Bank
Inv
Con
6,800,000 251 to 500 207.0 2012 Irvine, CA Investments spare change, debit card
318 Adyen adyen.com
Pay
PFM
Bus
501 to 1,000 266.0 2006 Amsterdam, Netherlands Adyen offers a platform that integrates gateway, risk management, processing, acquiring, and settlement of payments.
4 Affirm affirm.com
Lend
Con
5,600,000 1,001 to 5,000 1,500.0 2012 San Francisco, CA BNPL, installment loan (PoS) with backend services provided by Cross River Bank and Celtic.
311 AfterPay afterpay.com
Pay
Con
501 to 1,000 2016 Sydney, Australia AfterPay is a payment-after-delivery service for e-Commerce, m-Commerce, and cross-channel post-payment services.
291 Agora teenzpower.club
Bank
Ed
Con
11 to 50 2.0 2018 Atlanta, GA Allows parents to pre-open a teen bank account for their children and permits them to manage and monitor their children's spending
5 Aion aion.be
Bank
Con
Bus
251 to 500 2020 Ixelles, Belgium Subscription-based inclusive banking with personal and business loans, checking and savings accounts and advising
6 Airstar airstarbank.com
Bank
Lend
Con
11 to 50 2019 Hong Kong High-interest savings, deposits, personal loans with 60 day interest free
7 Airwallex airwallex.com
Pay
Bus
501 to 1,000 502.0 2015 Melbourne, Australia Mobile wallet focused on international money transfers, business debit card
8 Albert albert.com
Bank
Inv
Con
5,000,000 101 to 250 172.9 2015 Culver City, CA Debit card, advanced requests, invest and save on Albert. Partnered with Sutton Bank, Mastercard, and Albert Investments (registered SEC advisor).
325 Alliant CU alliantcreditunion.org
Bank
Lend
Pay
Inv
Con
600,000 251 to 500 1935 Des Plaines, IL A digital-only credit union, chartered and based in Illinois
9 Ally Bank ally.com
Bank
Con
1,001 to 5,000 2001 Detroit, MI High-yield CD, online savings accounts
10 Alpian Bank alpian.com
Bank
Inv
Con
11 to 50 13.0 2019 Carouge, Switzerland Banking services, personal wealth management, and tailored investment products all in one app
320 Ando andomoney.com
Bank
Pay
Ed
Con
10,000 11 to 50 2.9 2021 North America United States San Diego, CA Ando Money enables customers to join and drive a transformative movement to combat the climate crisis through carbon-reducing banking.
281 Anglo-Gulf Trade Bank agtb.com
Bank
Lend
Pay
Inv
Bus
11 to 50 100.0 2018 Abu Dhabi, United Arab Emirates Envisioned as the world’s-first digital corporate trade bank, AGTB seeks to address the trade finance gap
11 ANNA Money anna.money
Bank
Bus
20,000 11 to 50 49.9 2017 London, UK Offers busienss accounts, debit cards and invoicing for tax season
12 Ant Financial antgroup.com
Bank
Con
Bus
1,300,000,000 5,001 to 10,000 22,000.0 2014 Hangzhou, China Mobile payments and digital bank accounts
13 Anytime anyti.me
Bank
Con
Bus
0 11 to 50 9.4 2012 Brussels, Belgium Only neobank for companies and freelancers that offers debit, credit and checks
15 Arival Bank arival.us
Bank
Bus
0 11 to 50 3.3 2017 Singapore Bank accounts for SMEs with cash deposits, mobile check deposits, cards and fees that make sense
16 Aspiration aspiration.com
Bank
Con
Bus
4,500,000 101 to 250 250.0 2013 North America United States Marina Del Ray, CA Environmentally-friendly "green banking" provider with debit card
17 Aspire aspireapp.com
Bank
Lend
Pay
Bus
10,000 51 to 100 41.5 2018 Asia Singapore Banking Southeast Asia's internet economy by serving modern business owners with speed and simplicity
18 Assetz Capital assetzcapital.co.uk
Lend
Bus
11 to 50 66.5 2012 London, UK Peer-to-peer business lending with potential interest rates of 4.10%
321 Atmos joinatmos.com
Bank
Con
1 to 10 2020 North America United States Berkeley, CA Atmos Financial is a neobank leveraging bank deposits to finance clean energy, electrification, and other climate-positive infrastructure.
19 Atom Bank atombank.co.uk
Bank
Lend
Bus
251 to 500 590.5 2014 Durham, UK Debit card with access to account only via mobile app (no desktop/online banking access.
20 Avant avant.com
Bank
Lend
Ed
Con
1,700,000 251 to 500 1,600.0 2012 North America United States Chicago, IL Avant provides a full ecosystem of digital banking products, including deposits, personal loans, credit cards and auto loans, to everyday American consumers.
284 Axos Financial axosbank.com
Bank
Lend
Inv
Con
Bus
11 to 50 2000 San Diego, CA Opened as the Bank of the Internet, 7 years before the first smartphone
21 Azimo azimo.com
Pay
Con
Bus
101 to 250 88.1 2012 London, UK Easy, international money transfers, saving up to 90% compared with most banks and providers
22 Babb getbabb.com
Lend
Inv
Con
100,000 11 to 50 21.8 2017 England, UK Crowdfunding and P2P payments and remittance
23 Bambu mybambu.com
Bank
Con
11 to 50 2016 Memphis, TN Digital card, physical card, depositing
340 Bank Dora bankdora.com
Bank
Pay
Con
1 to 10 2020 Chelmsford, MA Dora is a cooperative neobank, powered by the credit union movement, to reduce racial and economic disparities.
338 Bank Zero bankzerosa.co.za
Bank
Pay
Bus
11 to 50 2016 Johannesburg, Gauteng An App-driven bank established by tech entrepreneur Michael Jordaan and banking innovator Yatin Narsai, which is 45% black-owned and 20% women-owned.
24 Bankera bankera.com
Bank
Pay
Con
101 to 250 100.0 2017 Lithuania Banking account with a physical and virtual VISA debit card and easy transfers. Authorized by Central Bank of Lithuania
25 Bankin' bankin.com
PFM
Con
3,200,000 11 to 50 31.8 2011 Paris, France A finance mobile app that helps consumers make good decisions with saving money with account linking softwares
332 BankMD bankmd.com
Bank
Lend
Con
Bus
11 to 50 2018 Pecos, TX BankMD is a bank focused on the bridge between physicians and consumers and businesses.
27 Bella bellaloves.me
Bank
Con
2020 A conversational banking experience, powerd by AI messaging and a "Karma Account"
28 Better.com better.com
Lend
Con
1,001 to 5,000 405.0 2016 New York, NY Online mortgage lending with no lender fees and no commissions
30 Betterbank betterbanking.app
Bank
Con
1 to 10 2019 Brooklyn, NY Digital bank account with savings on prescriptions and medical debt counseling with a Better Debit Card
29 Bettr bettr.app
Bank
Con
11 to 50 2015 Africa South Africa Cape Town, South Africa A virtual banking experience powered by the smart phone for young South African generations
31 BigPay bigpayme.com
Bank
Pay
Con
101 to 250 2017 Singapore, Singapore A free money app with a credit card consumers can use anywhere with currency exchanges
33 Blend blend.com
Lend
Con
501 to 1,000 665.0 2012 San Francisco, CA Consumer banking and lending, with deposits, and mortgage lending
34 BlueVine bluevine.com
Lend
Bus
20,000 251 to 500 767.5 2013 Redwood City, CA PPP loans and a checking account with no monthly fees, unlimited transactions, a debit card and no minimum balance
26 BM Technologies bankmobile.com
Bank
Con
Bus
251 to 500 2015 North America United States Radnor, PA Among the largest digital banking platforms in the U.S., providing access to checking and savings accounts, personal loans, credit cards, and financial wellness
35 Bondora bondora.com
Lend
Inv
Con
Bus
51 to 100 8.5 2008 Tallinn, Estonia Investment tool with options for peer-to-peer lending and crowdfunding
36 Braid braid.co
Bank
Con
1 to 10 2019 San Francisco, CA A shared spending account for couples or friends, adding money from any ATM
37 Braintree braintreepayments.com
Pay
Bus
251 to 500 69.0 2007 Chicago, IL A payments platform equipped with Paypal, Venmo, Apple Pay and Google Pay for businesses
290 Branch branchapp.com
Bank
Pay
PFM
Ed
Con
Bus
51 to 100 10.7 2015 North America United States Minneapolis, MN Helping businesses offer accelerated pay and digital banking to empower their workers
38 Branch Int'l branch.co
Lend
Con
4,000,000 101 to 250 274.3 2015 San Francisco, CA A 100% smartphone-based financial service for consumers, no credit check
39 Brass trybrass.com
Bank
Bus
1 to 10 2020 Lekki, Nigeria A business bank account with free payments and rewards
40 Brex brex.com
Bank
PFM
Bus
251 to 500 732.1 2017 San Francisco, CA Replaces the traditional banking account with FDIC-insured accounts, company credit cards and easy finance organization
41 Bridge Money bridgemoney.co
Bank
Pay
Con
1 to 10 1.3 2018 Chicago, IL A fee-free debit card and mobile app with no-fee ATM access and no-fee transfers between Bridge accoutns
42 brightwell brightwell.com
Bank
Pay
PFM
Con
51 to 100 2009 Atlanta, GA Recieve and send moeny to other accounts, share funds between cards and get a brightwell debit card
43 Broad broad.app
Bank
Pay
Con
UK A multi-currency account and debit card, saving consumers 90% on international expenses
314 Budget Banking budgetbanking.com
Bank
PFM
Ed
Con
Bus
1 to 10 2017 North America United States Nashville, TN A completely redesigned bank on a custom core that combines budgeting features and financial education features directly into consumer bank accounts
44 Build Financial buildfinancial.com
Bank
Con
1 to 10 2018 New York, NY A savings account for essential workers with "turbocharged cash savings rewards."
45 bunq bunq.com
Bank
PFM
Con
Bus
101 to 250 52.8 2012 Europe Amsterdam, Netherlands A fully mobile bank for free independent thinkers
46 Capital Float capitalfloat.com
Lend
Bus
2,000,000 51 to 100 143.6 2013 Bangalore, India Largest direct lender in the country offering business loans to self-employed individuals and SMEs
47 Capway capway.co
Bank
Pay
Ed
Con
1 to 10 0.1 2017 North America United States Atlanta, GA Bank from the phone, withdraw from 32,000 ATMS. Debit card coming soon
48 Carbon ng.getcarbon.co
Bank
Lend
Pay
Con
Bus
2,000,000 51 to 100 15.8 2012 Lagos, Nigeria Digital banking for all lifestyle: pay bills, transfer money, get instant loans and high-interest savings
347 Casa do Crédito casadocredito.com.br
Bank
Lend
Pay
Con
Bus
11 to 50 2020 São Paulo, Brazil Financial Institution authorized by the Central Bank of Brazil, which operates in the segment for micro and small companies, digital payment accounts, and microcredit for individuals and companies.
49 Cashplus cashplus.com
Bank
Con
Bus
1,600,000 101 to 250 0.5 2005 London, UK An official UK bank offering bank accounts to consumers and businesses
299 Chaperone chaperone.co.ls
Pay
Con
Bus
11 to 50 0.6 2017 Africa Lesotho Meseru Chaperone Limited is a technology company that uses its platforms to issue electronic payment instruments.
50 Cheese earncheese.com
Bank
Con
1 to 10 3.6 2019 Pasadena, CA Banking designed for Asian communities, donates to nonprofits when consumers sign up
51 Chime chime.com
Bank
PFM
Ed
Con
12,000,000 501 to 1,000 1,500.0 2014 San Francisco, CA Debit card, early paycheck deposit, no hidden fees, credit building credit card
52 Clear.Bank clear.bank
Bank
Bus
101 to 250 117.0 2014 England, UK Banking-as-a-service for businesses with API integrations
53 Cleo meetcleo.com
PFM
Con
4,000,000 51 to 100 57.3 2016 London, UK Personalized budgeting service for consumers to understand expenses
54 Coconut getcoconut.com
PFM
Bus
11 to 50 6.1 2016 England, UK Connects existing bank accounts and credit cards for businesses to track tax information
55 Cogni getcogni.com
Bank
Con
11 to 50 8.0 2018 New York, NY Single-use card that cancels itself after one use, savings account, money movement
56 Coins.ph coins.ph
Bank
Con
10,000,000 251 to 500 10.0 2014 Pasig, Phillippines Blockchain-backed platform that allows consumer to send money, buy load, pay bills with no bank account. Acquired by Gojek
57 CommonBond commonbond.co
Lend
Con
100,000 101 to 250 1,600.0 2011 New York, NY CommonBond offers student loans and student loan refinancing with student loan relief
58 Copper getcopper.com
Bank
Ed
Con
11 to 50 4.3 2019 Seattle, WA Digital banking built for teens with a debit card and easy money transfer with parents
59 CountingUp countingup.com
Bank
Bus
34,000 11 to 50 21.9 2017 London, UK A banking and account app that connects with accountant and shares bookkeeping data
60 Cred.ai cred.ai
Bank
Con
51 to 100 2016 Philadelphia, PA High-tech everyday card spending experience, 100% mobile with a free metal card
61 Credit Sesame creditsesame.com
Bank
Lend
Ed
Con
15,000,000 101 to 250 120.5 2010 Mount View, CA Checks and tracks credit scores with a debit card that rewards you for boosting credit scores
62 Crowdcube crowdcube.com
Lend
Bus
51 to 100 42.3 2010 Exeter, UK Crowdfunding website start-ups and growing businesses
64 Current current.com
Bank
Pay
PFM
Ed
Con
51 to 100 182.4 2015 North America United States New York, NY Options for teen accounts and a debit card with cashback, free ATMS and direct deposits
65 Curve curve.com
Bank
PFM
Con
2,000,000 251 to 500 169.3 2015 Europe, North America EEA, United Kingdon, United States, England, UK Attach existing accounts and get a credit card to pay off other credit cards for maximized rewards
66 Dave dave.com
Bank
PFM
Ed
Con
7,000,000 101 to 250 173.0 2016 Los Angeles, CA "Banking for humans": Up to $200 advances and build credit history quicker
67 Daylight joindaylight.com
Bank
Con
11 to 50 2020 Los Angeles, CA Also known as "Be Money," digital banking for LGBT+ people by LGBT+ people, currently a waitlist
68 Deserve deservecards.com
Lend
Pay
Con
Bus
101 to 250 237.1 2013 Palo Alto, CA The Credit Card Stack of the future.” Credit Card as a Service. Turnkey and a la carte Credit Card Programs for banks, financial institutions, FinTechs, and leading modern brands.
69 digibank dbs.com/digibank
Bank
Lend
Con
2017 Personal loans, mutual funds, international money transfers and a cashback debit card
70 Digit digit.co
Bank
Inv
Con
101 to 250 66.3 2013 San Francisco, CA AI-powered digital banking software that saves and invests for consumers
71 Douugh douugh.com
Bank
Con
11 to 50 2.5 2016 Sydney, Australia "Money on autopilot": automates bill pay and savings accounts with a Douugh debit card
72 Dozens dozens.com
Bank
Inv
Con
51 to 100 5.2 2018 London, UK Savings account, long-term investment plans, integrated with Apple Pay
324 DynaPay dynapay.co.uk
Bank
Pay
Bus
51 to 100 2004 Europe, North America EU, United Kingdom, United States London, UK Multicurrency business accounts, multiple payment methods, wholesale FX rates, local accounts in the US, UK and EU.
73 EasyEuro easyeuro.eu
Bank
Pay
Bus
11 to 50 5.2 2017 Paris, France A crossborder neobank that simplify financial services for European and Asian businesses
74 Ellevest ellevest.com
Bank
Inv
Ed
Con
90,000 51 to 100 91.4 2014 New York, NY Designed for women to learn how to invest, use debit card to get rewards and monthly progress report
346 Elyps elyps.com
Bank
Pay
Inv
Con
11 to 50 3.1 2018 Europe United Kingdom Brussels, Belgium elyps is an Alternative Investment Boutique featuring a current account and an international VISA card.
75 Empower empower.me
Bank
PFM
Con
11 to 50 24.5 2016 San Francisco, CA The Empower Card is the only card you'll ever need. Get Cash Advance, Early Payday, Cashback Perks and no overdraft fees.
76 Envel envel.ai
Bank
Pay
Con
11 to 50 3.9 2018 Boston, MA "World's Smartest Bank Account": organizes money into envelops for easy budgeting
342 EQ Bank eqbank.com
Bank
Con
300,000 501 to 1,000 2016 Toronto, Canada EQ Bank offers no-nonsense saving accounts, joint saving accounts, USD accounts, and GICs; all at highly competitive interest rates. EQ bank has over $6.5 billon in deposits.
289 EQIBank eqibank.com
Bank
Lend
Pay
Inv
Bus
51 to 100 25.0 2015 All All (except North Korea and Iran) Eastern Caribbean Recognized as one of top 10 digital banks to watch
323 Equip Money equipmoney.com
Lend
Bus
11 to 50 20.0 2021 North America United States Des Moines, IA Designed for SMB market, loans for legally verifiable businesses (that have acceptable credit) up to $15k. No document or application fees. Terms from 1-5 years.
293 Esusu esusurent.com
PFM
Ed
Con
Bus
11 to 50 4.3 2017 New York, NY Fintech platform that leverages data solutions to empower tenants and improve property performance
77 Even even.com
Pay
Con
Bus
101 to 250 52.0 2014 Oakland, CA A multi-faceted platform for businesses to pay their employees with a mobile app employees can use to track their paycheck
78 Eversend eversend.co
Bank
Con
1 to 10 2.1 2017 Paris, France A neobank for Africans with multi-currency e-wallet, insurance, virtual debit card and bill payments
79 Extra extra.app
Bank
Ed
Con
1 to 10 2020 North America United States Greater New York area Consumers can keep their bank, but get an Extra credit card to build their credit
334 Facile facile.life
Bank
Pay
Con
11 to 50 2020 Miami, Florida With the help of Nymbus, Pacific National Bank launched Facile with easy split-the-bill options, custom text alerts and more.
80 Fair fair.com
Lend
Con
101 to 250 2.1 2016 Santa Monica, CA Finance a vehicle online with loan or outside financing
81 FamPay fampay.in
Bank
Con
11 to 50 4.7 2019 Bengaluru, India India's first UPI and debit card for teenagers with no number
341 Fardows fardows.com
Bank
Pay
Inv
PFM
Con
1 to 10 2021 Mountain View, CA Fardows is an Islamic financial technology company that allows you to save, spend and invest in a halal and efficient way.
82 Fidor Bank fidor.de
Bank
Lend
Con
Bus
2009 Munich, Germany Easy installment loans and a credit card for personal or businesses
83 Finch Money finchmoney.com
Bank
Inv
Con
1 to 10 1.8 2019 Boston, MA All-in-one account with the powers of investing and checking
84 Finin finin.in
Bank
Inv
PFM
Con
1 to 10 2019 Bangalore, India A neobank account with debit, saving and investing built in, ability to link existing bank accounts
85 Finom finom.co
Bank
Bus
6,000 11 to 50 19.8 2019 Amsterdam, Netherlands Easiest online financial service for SMEs, freelancers and the self-employed, debit card with cashback
86 First Boulevard firstboulevard.com
Bank
Inv
PFM
Ed
Con
11 to 50 5.0 2020 North America United States Atlanta, GA/Oakland, CA "Unapologetic Banking Built for Black America": debit card and early paycheck deposit
87 First Circle firstcircle.ph
Lend
Bus
51 to 100 28.5 2015 Taguig, Phillippines Fair, fair and flexible business loans in 5-10 days, only paying interest for the days needed
295 Flyp Financial weflyp.com
Bank
Lend
Pay
Ed
Con
1 to 10 2.0 2020 North America United States Charlotte, North Carolina Flyp is a social impact digital bank built on the principle that all Americans deserve access to high quality, affordable banking services regardless of socioeconomic status, race, ethnicity, or age.
312 Freo.money freo.money
Bank
Lend
Con
251 to 500 2016 Asia India Bangalore, India India's first credit-led neobank, offering savings accounts, credit line, pay later apps and finance utilities
88 Friz usefriz.com
Bank
Bus
1 to 10 2020 Singapore, Singapore A credit card for freelancers in Asia with a tailored credit score
89 Frost frost.app
Bank
PFM
Con
11 to 50 2019 Manchester, UK Smart app with a debit card that tracks your spending, easy money transfers and spending insights
90 Fundbox fundbox.com
Lend
Bus
300,000 101 to 250 453.5 2013 San Francisco, CA Lending for businesses of all sizes with credit lines up to $150,000 and term loans
91 Funding Circle fundingcircle.com
Lend
Bus
100,000 501 to 1,000 746.4 2010 London, UK Lending for small businesses in a six-minute application that will show the best funding options
294 Genome genome.eu
Pay
Bus
11 to 50 2018 Europe United Kingdom Vilnius, Lithuania Genome is an Electronic Money Institution, founded in 2018 and licensed by the National Bank of Lithuania. Genome provides online financial services for businesses and individuals.
93 Gimi gimitheapp.com
Bank
Ed
Con
1,200,000 11 to 50 5.3 2014 Stockholm, Sweden Education app for children and teenagers with a built in debit card to reward chores and track spending
94 GoBank gobank.com
Bank
Con
1 to 10 2013 Monrovia, CA A digital bank with a Visa debit card, direct deposit, free ATM network and check and cash deposit
305 GoCardless gocardless.com
Pay
Bus
251 to 500 217.3 2011 Europe United Kingdom London, UK GoCardless is a payment company that makes collecting payments by direct debit easy for everyone.
95 GoFundMe gofundme.com
Lend
Con
Bus
491,000,000 251 to 500 2010 Redwood City, CA One of the most popular crowdfunding websites for all kinds of needs
96 GoHenry gohenry.com
Bank
Ed
Con
1,500,000 51 to 100 66.2 2012 Europe, North America United Kingdom, United States London, UK Education app for children and teenagers (6-18) with a built in debit card to teach good money habits
97 Good Money goodmoney.com
Bank
Con
51 to 100 30.0 2018 Marina Del Ray, CA Share back programs with a Good Money card that donates to rainforest trusts
98 Grasshopper grasshopper.bank
Bank
Lend
Bus
51 to 100 131.2 2016 New York, NY A digital bank serving founders and their customers with online platform, credit card offerings, lending and money market accounts
99 Gravity Payments gravitypayments.com
Pay
Bus
101 to 250 2004 Seattle, WA "Most trusted name in credit card processing" with mobile, credit and debit card processing
100 Green Dot greendot.com
Bank
Lend
Pay
PFM
Con
Bus
33,000,000 1,001 to 5,000 33.0 1999 North America United States Pasadena, CA "The ultimate mobile bank account" with a Visa debit card, personal bank and business solutions. GreenDot has another mobile neobank it launched called Go2Bank
101 Greenlight greenlightcard.com
Bank
Con
251 to 500 296.5 2014 North America United States Atlanta, GA "The debit card for kids, managed by parents." Mobile app with easy money transfers
102 Greenwood bankgreenwood.com
Bank
Con
Bus
500,000 11 to 50 3.0 2020 Atlanta, GA "A digital mobile banking experience made for Black and Latino customers" with business grants and non-profit donations
103 Gusto Wallet gusto.com
Bank
Con
2020 San Francisco, CA Works with businesses' payroll Gusto to offer digital banking to employees, offers a debit card
104 Habito habito.com
Lend
Con
550,000 101 to 250 82.3 2016 Europe United Kingdom London, UK Helping consumers find perfect mortgage from 90+ banks and lenders, Won Best Mortgage Broker 2020
105 Happy Money happymoney.com
Bank
Con
100,000 251 to 500 141.6 2009 Costa Mesa, CA Encouraging breaking away from credit cards and turn to savings accounts, helping pay off debt
107 Hay hellohay.co
Pay
PFM
Con
51 to 100 2018 Surry Hills, New South Wales An 85% biodegradable credit card with a checking card and 1% cashback on everyday $10 or less purchases
106 helloBank! hellobank.fr
Bank
Con
2,900,000 11 to 50 2013 Paris, France Digital banking app, under BNP Paribas, with a virtual Visa debit card
343 Hiver hiver.bank
Bank
Lend
Pay
PFM
Con
501 to 1,000 2021 Australia Australia NSW, Australia Hiver isn’t just another bank, it’s a community. A busy Hive filled with like minded individuals wanting to get the most from their money while being driven by a shared purpose to help our communities.
108 HMBradley hmbradley.com
Bank
Con
11 to 50 21.8 2019 Santa Monica, CA Checking and savings accounts with a credit card and rewards
109 Holvi holvi.com
Bank
Bus
200,000 101 to 250 5.1 2011 Helsinki, Finland Digital banking account for self-employed individiduals to track expenses, get detailed accounting reports and manage invoices
110 Honeydue honeydue.com
PFM
Con
1 to 10 0.1 2016 San Francisco, CA Joint banking accounts for couples track all accounts and loans and investments
111 HSBC Kinetic hsbckinetic.co.uk
Bank
Bus
2020 London, UK An app through HSBC with a full suite of banking services for small and medium businesses
112 Hubuc hubuc.com
Bank
Bus
11 to 50 487.8 2019 Barcelona, Spain Single API-platform which allows any business to embed financial services capabilities into their products
283 HyperJar hyperjar.com
Bank
PFM
Con
11 to 50 2019 London, UK A digital version of jam-jar budgeting that makes it easier to plan, share and spend your money.
113 ila Bank ilabank.com
Bank
Bus
11 to 50 2019 Manama, Bahrain App with a virtual card that make payments and transfers digitally, powered by Bank ABC
348 ILoveSMB ilovesmb.com
Bank
Pay
PFM
Bus
1 to 10 2021 North America United States Santa Clara, CA I Love SMB, powered by Agora, is a business-focused neobank. Still in beta mode
114 indó indo.is
Bank
Con
1 to 10 1.2 2018 Europe Iceland Reykjavik, Iceland Early access: the first new Icelandic bank in decades with a digital focus, with a current account and a debit card
115 Insha getinsha.com
Bank
Inv
Con
40,000 1 to 10 3.4 2018 Berlin, Germany Digital banking app with a debit card, access to any ATM, money transfers, crypto investing
116 Ivella ivella.com
Bank
Con
1 to 10 2020 Los Angeles, CA Joint bank account with a debit card to help couples decide how to split up expenses
330 Ivy ivybank.com
Bank
Con
2021 Cambridge, MA A digital-only division of Cambridge Savings Bank that offers user-friendly, high-interest rate products, exceptional digital experiences, and personalized service
117 Jassby jassby.com
Bank
Con
11 to 50 7.9 2017 Waltham, MA Digital account for kids and teenagers with a Mastercard debit card, no monthly fee
118 Jiko jiko.io
Bank
Pay
Inv
Con
11 to 50 49.4 2016 Berkeley, CA Banking platform offering accounts that allows easy storage and money movement. Became first fintech to acquire a national bank
310 Jingle jinglepay.com
Bank
Pay
PFM
Con
1 to 10 12.0 2017 Dubai, UAE Jingle Pay offers fee-free, no commitment stored value accounts, paired with free international remittances at rates up to 21x cheaper than existing providers in key corridors.
119 Judo judo.bank
Bank
Bus
10,000 101 to 250 1,700.0 2017 Melbourne, Australia A digital bank focused on providing SMEs with loans, line of equipment and equipment loans
120 Juni juni.co
Bank
Bus
1 to 10 2.4 2020 Goteborg, Sweden Digital banking that tracks business accounts in one place for businesses with a juni platinum credit card with cashback
121 Kabbage kabbage.com
Lend
Bus
209,000 501 to 1,000 2,500.0 2008 Atlanta, GA Business financing for small business owners, along with PPP loans. Acquired by American Express
122 KARAT trykarat.com
Bank
Bus
1 to 10 2019 San Francisco, CA "The Black Card for Creators," offering digital banking products for social media creators
123 Klarna klarna.com
Lend
Con
3,500,000 1,001 to 5,000 3,100.0 2005 Stockholm, Sweden For consumer purchases on websites, installment loans of 4 interest-free payments
319 knab knab.nl
Bank
Pay
Inv
Con
Bus
251 to 500 2012 Europe Netherlands Amsterdam, Netherlands It's bank spelled backwards so it puts the customer at the front (klant in Dutch), focused on entreprenuers and consumers.
124 Koho Bank koho.ca
Bank
Con
Bus
11 to 50 113.4 2014 Toronto, Canada An online bank account with savings accounts, debit and credit cards, cash back, no fees, no minimum balance
125 Kontist kontist.com
Bank
Bus
101 to 250 44.2 2016 Berlin, Germany Advanced business bank acount with bookkeeping and integrated tax service, Visa Debit Card
126 Kroo kroo.com
Bank
Con
51 to 100 2016 London, UK Digital account that allows you to pay friends with a debit Mastercard and no fees
127 Kuda kudabank.com
Bank
PFM
Con
650,000 101 to 250 36.6 2018 Yaba, Nigeria Digital banking with a debit card, fully licensed and deposits insured by NDIC, tracks spending
329 Lance lance.app
Bank
Pay
PFM
Con
Bus
1 to 10 4.6 2018 New York, NY Lance is a smart business banking account for the self-employed built by and for freelancers to proactively manage their backend finances.
128 LendingClub lendingclub.com
Bank
Lend
Pay
Con
Bus
3,000,000 1,001 to 5,000 392.2 2007 North America United States San Francisco, CA A personal lending website bringing together borrowers and investors together
129 LendInvest lendinvest.com
Lend
Bus
251 to 500 2,000.0 2008 London, UK Bridging loans, development finance, and buy-to-let mortgages for intermediaries, landlords and developers across the UK
130 Lendio lendio.com
Lend
Bus
216,222 251 to 500 108.5 2011 Lehi, UT Business financing for small business owners, along with PPP loans
131 LendKey lendkey.com
Lend
Con
99,000 51 to 100 44.7 2007 New York, NY LendKey faciliatates the lending process between banks and credit unions and consumers on loans like student loans
132 LendUP lendup.com
Lend
Con
101 to 250 361.5 2011 North America United States San Francisco, CA lender for the 56% of Americans shut out of mainstream banking due to low credit or volatile income
133 Lili lili.co
Bank
Con
Bus
11 to 50 25.0 2018 New York, NY "Banking Designed for Freelancers." Checking account with a debit card, tax bucket, insights and expense reprots
134 Lintel Bank lintelbank.com
Bank
Pay
Con
11 to 50 2014 London, UK A bank for international students and young citizens with a current account, international money transfer and debit/credit cards
135 Linus getlinus.io
Bank
Inv
Con
1 to 10 0.5 2019 Nashville, TN Supercharged high yield savings account, with interest rates up to 4.50% APY
136 Lively livelyme.com
Bank
Con
Bus
11 to 50 42.2 2016 San Francisco, CA A healthcare savings account that employers can utilize for their employees
337 Locality Bank IO localitybank.com
Bank
Con
Bus
1 to 10 2021 Fort Lauderdale, FL A digital-first community bank focused on empowering small to medium-sized businesses to maximize their potential. Still in Beta
137 Long Game longgame.co
Ed
Con
11 to 50 17.0 2015 San Francisco, CA A savings game reward website to help consumers build savings accounts
138 Longevity Card longevity.cards
Bank
PFM
Con
11 to 50 0.6 2020 London, UK Banking account that tracks spending and general lifestyle, such as fitness activity and nutrition
309 Lower lower.com
Lend
Con
501 to 1,000 2018 New Albany, Ohio Lower provides home refinancing, customer service, consumer lending, home purchase, and financial services.
139 Lunar lunar.app
Bank
PFM
Con
200,000 101 to 250 122.2 2015 Copenhagen, Denmark Challenger bank that connects with your existing bank to offer personal finance organization
140 Lydia lydia-app.com
Pay
Con
4,000,000 101 to 250 159.6 2013 Paris, France P2P payment app with spending tracking, customizable interface and a checking account with a debit card
141 M1 Finance m1finance.com
Bank
Lend
Inv
Con
251 to 500 173.2 2015 Chicago, IL Online investment portfolio with lending options and a bank account with a debit card
142 Majority majority.com
Bank
Con
101 to 250 2019 Houston, TX Membership for an "all-in-one" mobile banking platform for migrants
143 Manager.one manager.one
Bank
PFM
Bus
11 to 50 5.4 2016 Paris, France Online banking platoform for entrepreneurs with a corporate Visa cards and expense reports
331 Marcus marcus.com
Bank
Lend
Inv
Ed
Con
51 to 100 2017 Salt Lake City, UT A digital-only division of Goldman Sachs, providing finanical insights as well as bank accounts, personal loans and investment services.
144 Market Finance marketfinance.com
Lend
Bus
101 to 250 179.9 2011 London, UK Quick loans, invoice payment processing and no interest, no fees
145 Marqeta marqeta.com
Pay
Bus
251 to 500 528.0 2010 Oakland, CA An open API platform for accepting payments with a virtual card for businesses
146 Marygold & Co marygoldandco.com
Bank
Pay
Con
1 to 10 2020 Centennial, CO A financial service app with a debit card, earning interest on deposits with no credit checks or minimums
147 Masthaven masthaven.co.uk
Bank
Lend
Con
Bus
101 to 250 82.7 2004 London, UK Bank serving consumers and businesses with savings accounts, loans, development finance and mortgages
148 Meem Bank sa.meem.com
Bank
Lend
Con
101 to 250 2014 Saudi Arabia Home financing with banking accounts: savings, foreign currencies and current account with a credit card
149 Mercury mercury.com
Bank
Bus
251 to 500 52.2 2017 San Francisco, CA A bank accounts to help tech companies scale, equipped with full-stack bank accounts and virtual cards
150 Mettle mettle.co.uk
Bank
Bus
51 to 100 2018 London, UK Digital banking for small businesses and freelancers, with a company card
303 Miio miio.com.mx
Bank
Lend
Pay
Con
11 to 50 10.0 2018 Mexico City, Mexico Miio is Latin America's first Telcobank. We combine digital banking with a cell phone company.
151 Mint mint.intuit.com
PFM
Con
20,000,000 5,001 to 10,000 31.8 2006 Mountain View, CA Acquired by Intuit, Budgeting, Personal Finance
153 MobiKwik mobikwik.com
Bank
Pay
Con
120,000,000 251 to 500 140.1 2009 Gurgaon, India A digital wallet focusing on bill pay and instant personal loans
154 Mocafi mocafi.com
Bank
Ed
Con
25,000 11 to 50 5.3 2015 New York, NY A debit card that rewards for supporting brands and helps customers improve their credit
155 Mogo mogo.ca
Bank
Inv
Con
1,000,000 101 to 250 202.5 2003 Vancouver, Canada Earn bitcoin cashback rewards when spending with a Mogo Debit card
156 Monese monese.com
Bank
Pay
Con
Bus
2,000,000 251 to 500 80.4 2013 England, UK Instant, joint ore regular checking and savings accountsm with a debit card
158 MoneyLion moneylion.com
Bank
Lend
Inv
Ed
Con
7,500,000 250 to 500 227.5 2014 New York, NY A mobile banking account with a debit card, credit builder loans, auto invest accounts and rewards
301 Monifi monifi.com
Bank
Pay
PFM
Con
11 to 50 2020 North America United States Oklahoma City, Oklahoma Monifi helps you control your finances and makes it easy to keep track of where your money is going. Because of Monifi’s unique separate Spend and Save structure, you are in control and only spend what you have assigned to spend.
339 Monobank monobank.ua
Bank
Pay
PFM
Ed
Con
Bus
51 to 100 2017 Europe Ukraine Kiew, Kyyiv, Ukraine A virtual bank service for Ukraine customers, offering both businesses accounts and consumer accounts, including a children's debit card
159 Monolith monolith.xyz
Bank
Inv
Con
11 to 50 16.7 2017 London, UK Digital banking with a debit card that allows consumers to spend money from purchased cryptocurrencies
160 Monzo monzo.com
Bank
Lend
PFM
Con
Bus
5,000,000 1,001 to 5,000 598.4 2015 London, UK Checking, savings, joint and teenager accounts with lending and debit cards
286 Moves Financial movesfinancial.com
Bank
Ed
Con
11 to 50 1.8 2020 North America United States, Canada Toronto, Canada Financial services platform for independent “gig” workers
161 Mox Bank mox.com
Bank
Con
100,000 101 to 250 2020 Asia China Hong Kong Powered by Standard Chartered, one app that has banking accounts with unlimited cashback and spending planning
162 Muniy muniy.com
Bank
Con
Bus
1 to 10 0.3 2018 London, UK Personal and business current accounts for underbanked and businesses wanting to innovate
163 N26 n26.com
Bank
Con
7,000,000 1,001 to 5,000 819.0 2013 Europe, North America Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland and the U.S Berlin, Germany A debit card with money transfers with N26 users, spending insights, no monthyl fees, no minimum balance
165 Neat neatcommerce.com
Bank
Pay
Bus
11 to 50 20.0 2015 Hong Kong For entrepreneurs and SME owners, easy payments and a debit card (USD coming soon)
166 Neo Financial neofinancial.com
Bank
Con
101 to 250 39.8 2018 Calgary, Canada Digital platform run under the idea of spend, save and get rewarded after purchases with provided debit card
167 Nerdwallet nerdwallet.com
PFM
Ed
Con
160,000,000 251 to 500 105.0 2009 San Francisco, CA A personal finnace company with insights and tools to help consumers handle their oney
169 NextPay nextpay.world
Bank
PFM
Bus
11 to 50 2009 San Jose, Puerto Rico All-in-one banking system for businesses to end invoices, collect customer payments and pay employees, suppliers and bills
170 Nimbl nimbl.com
Bank
Ed
Con
11 to 50 2015 Ricoh Arena, Coventry Founded by ParentPay, offers prepaid debit cards and a smartphone app to give 6 to 18-year-olds get financial independence
326 Niyo goniyo.com
Bank
Pay
Con
2,000,000 11 to 50 49.2 2015 Bangalore, India NiYO is a fintech company that helps salaried employees access company benefits and other financial services.
171 Nomad nomadglobal.com
Bank
Con
11 to 50 5.2 2019 Sao Paulo, Brazil A digital and international banking alternative with no fees and a debit card — "Carry the world in your pocket"
172 North Loop nolobank.com
Bank
Pay
Inv
Con
20,000 1 to 10 2019 San Francisco, CA Subscription-based bank account with investing, checking account, cashback and cashback debit card
173 Northmill northmill.com
Bank
Con
101 to 250 30.2 2006 Stockholm, Sweden Customer feedback loops and being explorers has always been the reason for Northmill’s beating heart. 15 years, hundred thousands of hours coding and million of customer interactions later – we are equally curious and our journey has just begun.
174 NorthOne northone.com
Bank
Bus
190,072 51 to 100 23.3 2016 New York, NY An FDIC-insured neobank, backed by Bancorp Bank, with payments, checks, mobile deposits and debit cards for businesses
175 Novo banknovo.com
Bank
Bus
11 to 50 4.8 2016 New York, NY Business checking accounts with easy transfers, FDIC-insured debit card
176 NuBank nubank.com.br
Bank
Pay
Con
Bus
34,000,000 1,001 to 5,000 1,500.0 2013 Sao Paulo, Brazil Credit card, checking account, rewards program and insights to help consumers
177 Numbrs numbrs.com
Bank
PFM
Con
101 to 250 105.4 1999 Zurich, Switzerland A "smart wallet" that coneects bank accounts, crypto and loyalty cards in one place with AI to track and offer insights
33 Nuri nuri.com
Bank
Inv
Con
150,000 51 to 100 39.2 2015 Berlin, Germany Mobile banking app with a Visa debit card and an ability to trade crypto
178 Nutmeg nutmeg.com
Inv
Con
100,000 101 to 250 153.6 2011 London, UK Online investment portfolio Nutmeg oversees, using technology to keep charges low
179 OakNorth Bank oaknorth.co.uk
Bank
Con
Bus
101 to 250 2015 Europe United Kingdom London, UK Fast, flexible and accessible debt finance (from £500k to £45m) to fast-growth businesses
282 OCareNeo ocareneo.com
Bank
Lend
Pay
Inv
Con
11 to 50 1.0 2020 Asia India India A health focused neobank offering integrated health and wealth management solutions to consumers
180 OnDeck ondeck.com
Lend
Bus
501 to 1,000 1,200.0 2007 New York, NY Lending for small businesses, with either a line of credit or term loans, backed by Celtic Bank
181 One Finance onefinance.com
Bank
Lend
Con
11 to 50 260.0 2019 San Francisco, CA Checking and savings accounts with early paycheck deposit and credit line options
182 onJuno onjuno.com
Bank
Con
11 to 50 3.0 2019 Bengaluru, India An on-the-go bank account for international professionals and international students
306 Opay opayweb.com
Bank
Pay
Con
Bus
251 to 500 170.0 2018 Lagos, Nigeria OPay designs a mobile payment service and consumer platform for users to send and receive money, pay bills, and order food and groceries.
183 Open bankopen.co
Bank
PFM
Bus
11 to 50 7.4 2017 Bangalore, India A banking and accounting software for businesses to integrate existing banking accounts or start a new one with business cards
184 Osper osper.com
Bank
Con
11 to 50 11.2 2012 London, UK Mobile app and debit card for kids and teenagers to learn how to spend and save wisely, with fees
185 Oxygen oxygen.us
Bank
Con
Bus
125,000 11 to 50 24.0 2018 San Francisco, CA Awarded Best Digital Banking Account in the U.S., checking and debit cards with cashback rewards
186 Paga mypaga.com
Pay
Con
251 to 500 347.0 2009 London, UK Simple money transfers across multiple devices with specialized links
300 Pahela pahela.money
Bank
Lend
Pay
Con
1 to 10 2020 Dhaka, Mumbai Pahela ( or "Pahela Bank" or "Pahela Money" is the first cross-border bank out of Bangladesh with operations in India, currently live with the first product: Multi-Currency Virtual Card.
187 PaoBank paob.com.hk
Bank
Lend
Con
Bus
2018 Hong Kong Trade loans, digital banking softwares for businesses and consumers
188 Papara papara.com
Bank
Pay
Con
5,500,000 101 to 250 2.0 2015 Istanbul, Turkey A bank account with a card that allows you to send money to friends and family, pay the bill and manage the budget
189 Parpera parpera.com
Bank
Bus
1 to 10 0.8 2020 Sydney, Australia A bank account with a card that allows you to send money to friends and family, pay the bill and manage the budget
307 Paybby paybby.com
Bank
Pay
Con
11 to 50 2020 North America United States Syosset, NY Built to empower the Black and Brown communities to pay less for banking, build wealth and end financial unfairness.
190 Paypal paypal.com
Pay
PFM
Con
Bus
377,000,000 10,000+ 216.0 1998 San Jose, CA Payments for businesses and consumers, installment loans and crypto purchasing
308 Pennyworth pennyworthfinancial.com
Bank
Lend
pay
Con
1 to 10 2020 Europe United Kingdom London, UK Building a digital bank for busy people. Register to be a Pennyworth pioneer.
191 Penta getpenta.com
Bank
Bus
20,000 101 to 250 0.1 2016 Berlin, Germany Subscription-based online account bank opening in 48 hours, visa debit cards, deposit insurance
192 Petal petalcard.com
Bank
Ed
Con
101 to 250 562.2 2016 New York, NY Credit cards designed to help build credit with APRs between 12.99 and 29.49%. Cards issued by WebBank
193 Pockit pockit.com
Bank
Pay
Con
500,000 11 to 50 38.4 2012 Europe United Kingdom London, UK An instant UK banking account with a prepaid Mastercard and easy money transfers for the underserved
194 Point point.com
Lend
Con
11 to 50 30.4 2014 Palo Alto, CA Home lending for consumers, up to $350,000
195 Progressa progressa.com
Lend
Con
101 to 250 95.4 2013 Vancouver, Canada Personalized debt relief for Canadian consumers and progressa pay it directly, allowing customers to pay it back on their own time
316 Propel joinpropel.com
Pay
PFM
Con
11 to 50 18.2 2014 New York, NY Propel builds software dedicated to helping low-income Americans improve their financial health.
196 Prospa prospa.com
Lend
Bus
251 to 500 96.7 2012 Sydney, Australia Small business loans ranging anywhere from $5,000 to $300,000 or lines of credit between $2,000 and $150,000
197 Prosper prosper.com
Lend
Con
Bus
1,080,000 251 to 500 415.5 2005 San Francisco, CA Peer-to-peer lending platform where consumers can borrow up to $40K with low interest rates and next day funding
198 Purple withpurple.com
Bank
Con
1 to 10 2020 Bonita Springs, FL Mobile banking for people with disabilities, debit card, checking account and easy money transfers
199 Qapital qapital.com
PFM
Con
51 to 100 47.3 2012 New York, NY Goals-based couple or solo credit accounts, integrates existing accounts
200 Qonto qonto.com
Bank
Bus
120,000 101 to 250 151.5 2016 Paris, France Business accounts for business owners to manage finances with credit cards and international money transfers
201 Qube Money qubemoney.com
Bank
PFM
Con
11 to 50 4.0 2019 North America United States Pleasant Grove, UT Child and joint bank accounts, along with savings account based on "cash envelope" theory
292 QuickenLoans quickenloans.com
Lend
Ed
Con
251 to 500 1985 Detroit, MI Affordable mortgags with award-winning client service
202 Quontic Bank quontic.com
Bank
Bus
101 to 250 11.3 2009 Manhattan, NY A banking account where, everytime users swipe a card for a debit purchase, they earn 1.5% bitcoin
317 Ramp ramp.com
Bank
Pay
PFM
Bus
51 to 100 310.0 2019 New York, NY Ramp is a technology company that develops corporate cards designed to save money for businesses.
203 RateSetter ratesetter.com
Lend
Con
101 to 250 59.3 2010 Europe United Kingdom London, UK Acquired by Metro Bank PLC in 2020, RateSetter offers fast, simple personal unsecured loans
204 Razorpay razorpay.com
Pay
Bus
501 to 1,000 206.6 2014 Bangalore, India Accept payments from customers. Automate payouts to vendors & employees.
205 Rebellion rebellionpay.com
Bank
Bus
200,000 11 to 50 7.6 2017 Madrid, Spain Neobank designed for Gen Z and Millennials in Europe
322 Recognise recognisebank.co.uk
Bank
Lend
Bus
51 to 100 2016 Europe United Kingdom London, UK Recognise Bank Ltd is a provider of Banking services to UK's Small and Medium sized Enterprises (SMEs).
336 Rego Payments regopayments.com
Bank
PFM
Ed
Con
51 to 100 70.0 2008 North America United States Blue Bell, PA REGO Payment Architectures is an e-commerce solution that helps kids spend and manage money with full supervision of parents.
206 Remitly remitly.com
Pay
Con
2,000,000 501 to 1,000 505.0 2011 Seattle, WA International money transfers physically, to a bank account, cash pickup and mobilly
207 Revolut revolut.com
Bank
Con
12,000,000 1,001 to 5,000 905.5 2015 London, UK "UK's fastest growing financial super app", credit accouts, single use cards, international money transfer
208 Rewire rewire.com
Bank
Pay
Con
1,000,000 101 to 250 32.0 2015 Tel Aviv, Israel A payments program that allows consumers to send money internationally and set up a debit card with ATM withdrawals
209 Rho rho.co
Bank
Bus
11 to 50 19.9 2018 New York, NY Digital banking platform for businesses to coordinate global payments, offers cash back with a built-in accounting services
210 Ripple ripple.com
Pay
Bus
501 to 1,000 293.8 2012 San Francisco, CA Ripple provides one frictionless experience to send money globally using the power of blockchain.
211 Rizq getrizq.co
Bank
Con
11 to 50 0.7 2020 London, UK A financial app focused on delivering banking to British Muslims, powered by Rizq Financial Technologies
212 Robinhood robinhood.com
Inv
Con
13,000,000 501 to 1,000 5,600.0 2013 Menho Park, CA Stocks and funds, gold and cash management
213 RoosterMoney roostermoney.com
Bank
Ed
Con
200,000 11 to 50 2.9 2015 London, UK A digital app for kids and parents with a virutal money tracker, chore manager and star chart
214 Sable sablecard.com
Bank
Ed
Con
1 to 10 6.2 2019 New York, NY Full-service digital bank with bank accounts and credit cards, designed to help build credit
298 SaveIN savein.money
Bank
Lend
Pay
Inv
Con
1 to 10 2020 Asia India Delhi, India SaveIN is India's first Social Finance led neo banking platform that aims to disrupt how Indian's transact, bank and save money.
215 Scratch scratch.fi
Lend
Con
Bus
11 to 50 17.3 2015 San Francisco, CA A website facilitating and helping borrowers service consumer loans
216 SEBA seba.swiss
Bank
Lend
Inv
PFM
Ed
Con
Bus
51 to 100 126.5 2018 Zug, Switzerland A Swiss e-bank that ties together traditional bank accounts to cryptocurrency markets
217 Seed seed.co
Bank
Bus
11 to 50 5.9 2014 San Francisco, CA A mobile bank account for businesses, with a built-in debit business card, check deposits. Acquried by CrossRIver Bank
335 Smarty Pig smartypig.com
Bank
Bus
1 to 10 2008 North America United States Des Moines, IA SmartyPig is the first and only online banking application that combines the intuitive functionality of Web 2.0 user applications with the viral nature of social networking communities such as Facebook, Twitter and Get Satisfaction.
220 Sofi sofi.com
Bank
Lend
Inv
Con
Bus
700,000 1,001 to 5,000 3,000.0 2011 San Francisco, CA Student, home improvement, medical, mortgage, credit card consolidation, loans and credit cards
221 Spiral spiral.us
Bank
Con
1 to 10 2019 A bank account focused on charity giving with a debit card, check deposit and bill payment
222 Spriggy spriggy.com.au
Bank
Con
400,000 11 to 50 5.1 2015 Sydney, Australia Mobile app and debit card for kids and teenagers to learn how to spend and save wisely
223 Square squareup.com
Lend
Pay
Bus
36,000,000 1,001 to 5,000 590.5 2009 San Francisco, CA Sell products and services, manage money, pay teams, business insights with small business loans
224 Stack getstack.ca
Bank
Con
11 to 50 2018 Toronto, Canada Reloadable Mastercard with no fees on international purchases. Acquired by Credit Sesame.
226 Starling Bank starlingbank.com
Bank
Lend
Pay
Con
Bus
2,000,000 501 to 1,000 874.1 2014 Europe United Kingdom London, UK Awarded Britain's Best Bank 2020. Personal or business bank account on the phone.
227 Stash stash.com
Inv
Con
5,000,000 251 to 500 427.4 2015 New York, NY An investment service with a "stock-back" card that rewards stock from purchases of that institution
313 Statrys statrys.com
Bank
Pay
Con
11 to 50 5.0 2018 Hong Kong Statrys is a fintech company that offers a digital payments solution alternative for SMEs, startups and entrepreneurs.
228 Step step.com
Bank
Ed
Con
100,000 11 to 50 93.1 2018 Palo Alto, CA "Banking for teens": free FDIC-insured bank account and Visa card for the next generation
229 Stilt stilt.com
Bank
Lend
Con
11 to 50 213.5 2015 San Francisco, CA Loans for immigrants and the underserved, no need for a SSN, cosigner with low interest rates.
230 Stocard stocardapp.com
Bank
Con
50,000,000 51 to 100 31.1 2012 Mannheim, Germany Allows consumers to add their loyalty cards for easy payment at retail stores
231 StorkCard storkcard.com
Bank
PFM
Con
1 to 10 2018 London, UK A debit card provider that helps new parents budget and set aside money for parenting
232 Stripe stripe.com
Bank
Pay
Bus
1,001 to 5,000 2,200.0 2010 San Francisco, CA An API payments software with a corporate card for growing businesses
233 sync sync.money
Bank
Pay
PFM
Con
37,000 11 to 50 7.6 2018 London, UK An open banking platform that compiles all financial accounts into one place for easy money transfers and budgeting
234 Tala tala.co
Lend
Con
4,000,000 501 to 1,000 204.4 2011 Santa Monica, CA Offering loans and financial access to the "3 billion underserved globally"
235 Tandem tandem.co.uk
Bank
Con
51 to 100 184.9 2015 London, UK Green banking software that supports green lending initiatives, savings accounts and open banking
236 Tangerine tangerine.ca
Bank
Con
2,000,000 1,001 to 5,000 1997 Toronto, Canada Online banking savings accounts. "We don't have branches. We have a cafe."
237 Tide tide.co
Bank
Bus
250,000 251 to 500 114.8 2015 London, UK Subscription-based bank platform for small businesses with upgradable plans
238 Timo timo.vn
Bank
Con
51 to 100 2015 Ho Chi Minh Ciy, Vietnam An online bank account for Vietnamese citizens, with a Visa credit card and savings and checkig accounts
239 Tinaba tinaba.bancaprofilo.it
Bank
Lend
Con
1,200,000,000 11 to 50 2015 Milan, Italy Bank account backed by Banca Proflio with a prepaid card, mortgage lending and a saving account.
240 TinkOff tinkoff.ru
Bank
Lend
Con
9,000,000 5,001 to 10,000 90.0 2006 Moscow, Russia Debit cards, credit and savings accounts, cash loans and loyalty programs
280 Tnex tnex.com.vn
Bank
PFM
Con
Bus
51 to 100 2019 Hanoi, Vietnam First digital banking platform and lifestyle ecosystem for Micro Merchants and GenZ in Vietnam
241 TomoCredit tomocredit.com
Bank
Con
10,000 1 to 10 7.0 2018 San Francisco, CA Helping millennials get a credit card, with no credit check and no fees and cashback rewards
242 Tomorrow tomorrow.one
Bank
Con
70,000 51 to 100 3.5 2017 Europe Germany Hamburg, Germany Mobile banking for a sustainable future with a wooden debit card and savings accounts
243 Tonik tonikbank.com
Bank
Lend
Pay
Con
101 to 250 27.0 2018 Asia Philippines Singapore, Singapore Neobank with retail financial products, including savings deposits, loans, current accounts, payments, and cards
244 Touco usetouco.com
PFM
Con
1 to 10 2018 London, UK A technology company offering people with long-term mental health conditions money management tools
246 TreeCard treecard.org
Bank
Con
1 to 10 6.2 2020 London, UK A wooden Mastercard that, with every purchase, 80% of profits go straight to reforestation
247 Tymit tymit.com
Bank
PFM
Con
51 to 100 22.1 2017 London, UK A credit card that helps consumers stay up to date, with no minimum payment and no interest on interest
349 Uala uala.com.ar
Bank
Pay
PFM
Con
1,001 to 5,000 544.0 2017 South America Buenos Aires, Argentina Ualá is a fintech company that offers a financial ecosystem through an app, linked to a free international Mastercard card.
248 Ubank ubank.com.au
Bank
Lend
Con
101 to 250 2008 North Sydney, Australia Variable rate home loans, savings and checking accounts, fixed rate home loans and term deposits
249 Umba umba.com
Bank
Lend
Pay
Con
11 to 50 2.0 2018 San Francisco, CA A free bank account for African populations with free money transfers, access to instant loans and cashback on card purchases
250 Unifimoney unifimoney.com
Bank
Lend
Inv
Con
11 to 50 1.6 2019 San Francisco, CA Savings accounts with a debit card, investment opportunities, loans and refinancing
304 Up up.com.au
Bank
Pay
PFM
Ed
Con
51 to 100 2017 Australia Australia Melbourne, Australia Australia’s first mobile-only digital bank, helping Upsiders spend wisely and save effortlessly. #1 rated Australian banking app (in the App Store and Google Play)
251 Upgrade upgrade.com
Bank
Lend
Con
12,000,000 251 to 500 222.0 2016 San Francisco, CA An Upgrade credit line up to $25,000 or personal loans up to $50,000
253 Varo varomoney.com
Bank
Con
3,000,000 501 to 1,000 482.4 2015 North America United States San Francisco, CA Checking or savings account with early direct deposit and rewards
287 Vbank vbank.ng
Bank
Lend
Pay
Inv
Con
Bus
51 to 100 2015 Africa Nigeria Lagos, Nigeria Offers deposit accounts, joint accounts, physical and virtual cards, multiple payment channels (QR & NFC), transfers to multiple beneficiaries, bill payments and account analytics
254 Venmo venmo.com
Pay
PFM
Con
Bus
60,000,000 51 to 100 1.3 2012 New York, NY An easy payment software with no fees to deposit and a credit card with rewards
344 Vergo getvergo.com
Bank
Lend
Pay
PFM
Con
Bus
1 to 10 100,00 2021 New York, NY The world's first digital bank exclusively for the AEC community. Still in beta
302 Vio Bank viobank.com
Bank
Con
11 to 50 2018 North America United States Oklahoma City, Oklahoma Vio Bank is the digital bank division of MidFirst Bank, the largest privately held bank in the United States and an FDIC member.
255 Viva Wallet vivawallet.com
Pay
Bus
501 to 1,000 113.2 2000 Athens, Greece Viva Wallet is a global, fully cloud-based digital payments factory, providing innovative, reliable and secure payments services.
256 Vivid Money vivid.money
Bank
Inv
Con
101 to 250 17.7 2020 Berlin, Germany A credit card account with cashback that allows consumers to instantly invest with no commission fees
257 Volt Bank voltbank.com.au
Bank
Con
51 to 100 78.5 2019 North Sydney, Australia Online savings account with personal challenges to incite savings
258 Walrus walrus.club
Bank
Con
1 to 10 2019 Bengaluru, India A debit card for Gen Z, with no bank account required, no minimum balance and zero hidden charges
297 Wave Financial waveapps.com
Bank
Pay
Con
251 to 500 2010 North America United States, Canada Ontario, Canada Wave Financial Inc. offers a no-fee small business bank account, Wave Money, which provides quick access to funds, automates bookkeeping and requires no account minimums or monthly fees.
259 Wealthfront wealthfront.com
Bank
Lend
Inv
PFM
Con
440,000 101 to 250 204.5 2011 North America United States Palo Alto, CA A digital bank account with "Self-Driving Money" that uses your paycheck for savings or investment accounts
260 Wealthsimple wealthsimple.com
Inv
PFM
Con
1,000,000 251 to 500 302.9 2014 Toronto, Canada Investment tools with plans to help plan for retirement or simple save — investing on autopilot
261 WeBank webank.com
Bank
Con
200,000,000 1,001 to 5,000 182.6 2014 Shenzhen, China a private commercial bank with an online focus that utilizes facial recognition security software
285 WhatsLoan whatsloan.com
Lend
Con
Bus
100,000 11 to 50 0.0 2019 Asia India Bangalore, India A neolending digital platform
245 Wise wise.com
Bank
Pay
Con
Bus
10,000,000 1,001 to 5,000 1.1 2011 All All (except North Korea and Iran) London, UK Wise is a global technology company, building the best way to move money around the world."
262 WorldRemit worldremit.com
Pay
Con
501 to 1,000 407.7 2010 London, UK International money transfers physically, to a bank account, cash pickup and mobilly
263 X1 Card x1creditcard.com
Bank
Con
11 to 50 22.0 San Francisco, CA Call themselves "the smartest credit card ever made" and designed for a new generation of cardholders
264 Xero xero.com
PFM
Bus
2,000,000 1,001 to 5,000 681.4 2006 Wellington, New Zealand Accounting software for small businesses to keep track of expenses with corresponding bank accounts
266 Xoom xoom.com
Pay
Con
101 to 250 104.3 2001 San Francisco, CA A Paypal service that deposits money transfers to a bank, sends it for pickup or has it delivered
327 Yap yap.com
Bank
PFM
Ed
Con
11 to 50 2018 Dubai, UAE Still in beta mode, a digital banking app for Dubai customers with spending insights
267 Yolt yolt.com
Bank
Con
1,500,000 11 to 50 2016 Amsterdam, Netherlands Savings account with savings incentives
268 Yotta withyotta.com
Bank
Con
150,000 11 to 50 16.6 2019 North America United States New York, NY Savings account plus the chance to win up to $10 million every week, offers debit card
269 youTrip you.co
Bank
Pay
Con
51 to 100 25.5 2016 Sheung Wan, Hong Kong A multi-currency travel wallet with a 0% transaction fee for currency changes, with a built in Mastercard
328 Zand zand.ae
Bank
Con
Bus
51 to 100 2018 Dubai, UAE Zand, the first digital bank in the world to provide both retail and corporate banking is set for imminent launch in the UAE
271 Zelf zelf.co
Bank
Con
11 to 50 2.0 2019 Riga, Latvia A completely mobile card based on text messaging, where you text "Zelf" what you need it to do
272 Zelle zellepay.com
Pay
Con
Bus
2017 North America United States Scottsdale, AZ A payments network operated by Early Warning Services, LLC, that integrates with banks and credit unions nationwide
273 Zen.com zen.com
Bank
Con
Bus
101 to 250 Wilno, Lithuania The zero effort nonbank that allows consumers to save and get instant access to money with no hassle
275 Zeta askzeta.com
PFM
Con
1 to 10 1.5 2017 San Francisco, CA Joint accounts for couples with two cards and "features built to help your relationship thrive" and budgeting tools
270 Ziina ziina.com
Bank
PFM
Con
1 to 10 1.1 2020 Asia UAE Dubai, UAE A neobank and digital wallet combined — still in beta
345 Zolve zolve.com
Bank
Pay
Ed
Con
11 to 50 15.0 2020 Bangalore, India Zolve provides financial assistance to the immigrants which helps them to be financially free.
276 Zoona ilovezoona.com
Bank
Con
Bus
11 to 50 22.9 2009 Cape Town, South Africa A mobile technology company with money transfers, electronic voucher payments, and agent payments
277 zopa zopa.com
Bank
Lend
Con
400,000 251 to 500 464.5 2005 Europe United Kingdom London, UK A bank account with options for personal loans, credit card and opportunities for peer-to-peer lending
278 Zoro Card zorocard.com
Bank
Ed
Con
1 to 10 2019 Australia Bloomington, IN Simplest way to build credit, debit card that build credit where all purchases are reported
333 Zynlo zynlobank.com
Bank
Pay
Con
11 to 50 2021 All-digital bank with features such as early paychecks, rewards on debit card purchases and fully-insured FDIC deposits
279 Zytara zytara.com
Bank
Con
1 to 10 2019 Digital banking platform and payment network for gamers and esport enthusiasts
Company Categories Audience Continent Country Description

Alphabetical Index