The World's Biggest List of Digital Banks

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Do you want to keep track of innovations in digital banking? Do you run a fintech or digital bank and want to monitor the competition? Are you a venture capitalist or investment banker evaluating the digital banking market? This list of digital banks is for you.

What is a digital bank? To be included in this list of digital banks, you must be actively providing at least one of the following financial services directly to consumers, businesses, or both: digital banking, digital payments, digital lending, investment services/solutions, personal financial management (PFM) tools, or financial education/wellness tools. Other types of fintechs and financial services firms will not be included in this list of digital banks.

Keep in Mind:

A digital bank does not need a full banking license or charter to qualify for the list of digital banks.

When was the last time this list of digital banks was updated? This list of digital banks was first released in early 2021. Updated quarterly, it now includes over 350 different providers of digital banking services, making it the biggest indexable, interactive and up-to-date list of digital banks in the world. The last update was July 1, 2022. The next update will be in October 2022.

How can a digital bank be added to the list? If you would like to submit a neobank to this list of digital banks, please click here. If you have comments, questions or suggestions about how we might improve this list of digital banks, please contact us.

For insights, analysis and news about the latest trends affecting digital banks, sign up for The Financial Brand’s email newsletter — it’s free!

Is this list of digital banks limited to just the U.S.? No, this list of digital banks includes neobanks from around the world, including the UK, Belgium, Ireland, India, China, Nigeria, Brazil, Canada and many more.

What is the largest digital bank? According to expert analysts in the digital banking sector, NuBank based in Brazil is the largest digital bank by valuation. Chime is the biggest digital bank in the U.S., with over 13.1 million digital banking users. And Revolut based in London has more than 19,130,000 million users, making it the biggest digital bank in the UK.

To submit or update a digital bank listing, please click here. If you have comments, questions or suggestions about how we might improve this Digital Bank Database, please contact us.

Types of Digital Banking Providers in the List

CATEGORY	CRITERIA
Digital Banking	Providing the same (or similar) transactional functionality as a checking account. Service intends to replace or compete with checking accounts offered by traditional banks and credit unions.
Payments	Facilitating payments and/or money transfers between parties (e.g., Venmo, Zelle, PayPal).
Lending	Providers offering loans and/or lines of credit.
Investments	Platforms that allow investors to trade equities, bonds and other standard retail investments, or services that help investors research and analyze such trades. Does not include currency, crypto or forex.
PFM Tools	Facilitates the analysis of spending patterns, classifying/categorizing expenses, building budgets, and/or aggregating accounts from multiple third-parties.
Financial Education	Tools that help consumers build their financial knowledge and/or skills. Includes credit repair, credit monitoring, and credit building services.

TARGET AUDIENCE: Consumers Businesses

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#	Company	Company	Categories	Audience	Customers	Employees	Domain	Funding	Founded	Continent	Country	Headquarters	Description
3	Acorns	Acorns Acorns	Bank Inv Ed	Con	8,200,000	5 251 to 500	acorns.com	207.00	2012			Irvine, CA	Acorns is a finance company that allows individuals to round up purchases and automatically invest the change.
318	Adyen	Adyen Adyen	Pay PFM	Bus	3,500	6 501 to 1,000	adyen.com	266.00	2006			Amsterdam, Netherlands	Adyen offers a platform that integrates gateway, risk management, processing, acquiring, and settlement of payments.
4	Affirm	Affirm Affirm	Lend Inv	Con Bus	5,400,000	6 1,001 to 5,000	affirm.com	1,500.00	2012			San Francisco, CA	Affirm is a financial technology services company that offers installment loans to consumers at the point of sale.
311	AfterPay	AfterPay AfterPay	Pay	Con	5,000,000	6 1,001 to 5,000	afterpay.com	448.70	2016			Sydney, Australia	Afterpay allows shoppers to receive products immediately and pay in four simple installments over a short period of time, acquired by Square.
291	Agora	Agora Agora	Bank Ed	Con		2 11 to 50	teenzpower.club	2.00	2018			Atlanta, GA	Allows parents to pre-open a teen bank account for their children and permits them to manage and monitor their children's spending
5	Aion	Aion Aion	Bank Inv Ed	Con Bus		5 251 to 500	aion.be		2020			Ixelles, Belgium	Aion is a digital bank with a modern human touch, offering a wide range of services to individual and business customers.
6	Airstar	Airstar Airstar	Bank Lend	Con		3 51 to 100	airstarbank.com		2019			Hong Kong	Airstar is digital-only bank with a high-interest savings, deposits and personal loans.
7	Airwallex	Airwallex Airwallex	Pay	Bus	20,000	6 1,001 to 5,000	airwallex.com	802.00	2015			Melbourne, Australia	Airwallex is a financial services platform committed to build global financial infrastructure to scale the digital economy.
381	Akudo Tech	Akudo Tech Akudo Tech	Bank Ed	Con		2 11 to 50	akudo.in	4.20	2020			Bengaluru, India	Digital-only bank Akudo is pioneering the concept of learning-first banking for teenagers. Crafted with the vision of raising generations of money-smart young Indians, the word 'akudo' (pronounced aku-doe) comes from Igbo and means peaceful wealth.
8	Albert	Albert Albert	Bank Inv Ed	Con	5,000,000	4 101 to 250	albert.com	172.60	2015			Culver City, CA	Albert is a financial technology company aiming to democratize money management by making financial advice accessible and affordable.
325	Alliant CU	Alliant CU Alliant CU	Bank Lend Pay Inv Ed	Con	600,000	5 251 to 500	alliantcreditunion.org		1935			Des Plaines, IL	Alliant Credit Union is the first digital-only credit union, chartered and based in Illinois.
394	Allica Bank	Allica Bank Allica Bank	Bank Lend Pay	Bus		5 251 to 500	allica.bank	350.00	2019			London, UK	Recently named by The Times newspaper as one of the UK’s Top 20 financial technology (fintech) firms, Allica is bringing relationship banking back to the UK’s established SMEs, using the latest technology.
9	Ally Bank	Ally Bank Ally Bank	Bank Lend Inv	Con	10,500,000	8 10,000+	ally.com		2001			Detroit, MI	Ally Bank, Ally Financial's direct banking subsidiary, offers an array of deposit, personal lending and mortgage products and services
10	Alpian Bank	Alpian Bank Alpian Bank	Bank Inv	Con		2 11 to 50	alpian.com	32.00	2019			Carouge, Switzerland	Alpian combines banking services, personal wealth management, and tailored investment products all in one app.
320	Ando	Ando Ando	Bank Pay Ed	Con	30,000	2 11 to 50	andomoney.com	6.00	2021	North America	United States	San Diego, CA	Ando Money enables customers to join and drive a transformative movement to combat the climate crisis through carbon-reducing banking.
281	Anglo-Gulf Trade Bank	Anglo-Gulf Trade Bank Anglo-Gulf Trade Bank	Bank Lend Pay Inv	Bus		2 11 to 50	agtb.com	100.00	2018			Abu Dhabi, United Arab Emirates	AGTB is the digital trade finance bank facilitating trade between the Middle East, United Kingdom and Asia.
11	ANNA Money	ANNA Money ANNA Money	Bank PFM	Bus	20,000	2 11 to 50	anna.money	49.90	2017			London, UK	ANNA Money is the business current account for startups and small businesses.
12	Ant Financial	Ant Financial Ant Financial	Bank	Con Bus	1,300,000,000	7 5,001 to 10,000	antgroup.com	22,000.00	2014			Hangzhou, China	Ant Group strives to enable all consumers and small businesses to have equal access to financial and other services through technology.
13	Anytime	Anytime Anytime	Bank Pay PFM	Bus		2 11 to 50	anyti.me	9.40	2012			Brussels, Belgium	ANYTIME offers business accounts, payment solutions, and expense management tools that make life easier for small businesses. Acquired by Orange Bank
15	Arival Bank	Arival Bank Arival Bank	Bank Pay	Bus		2 11 to 50	arival.us	10.80	2018			Miami, FL	A fintech company building banking services for businesses and entrepreneurs across the world.
16	Aspiration	Aspiration Aspiration	Bank Inv Ed	Con	5,000,000	4 101 to 250	aspiration.com	250.00	2013	North America	United States	Marina Del Ray, CA	Aspiration offers retail banking and investing services that enable customers to spend and save their money in ways that protect the planet.
17	Aspire	Aspire Aspire	Bank Pay PFM	Bus	60,000	4 101 to 250	aspireapp.com	199.50	2018	Asia		Singapore	Aspire is an all-in-one finance operating system for growing businesses in southeast Asia.
18	Assetz Capital	Assetz Capital Assetz Capital	Lend Inv	Con Bus		2 11 to 50	assetzcapital.co.uk	62.30	2012			London, UK	Assetz Capital is a lending business that provides its services for SME finance, bridging, and property development sectors.
321	Atmos	Atmos Atmos	Bank Pay	Con		1 1 to 10	joinatmos.com		2020	North America	United States	Berkeley, CA	Atmos Financial is a neobank leveraging bank deposits to finance clean energy, electrification, and other climate-positive infrastructure. Now offers checking accounts with cashback and high-yield savings accounts.
20	Avant	Avant Avant	Bank Lend Ed	Con	1,700,000	6 501 to 1,000	avant.com	1,600.00	2012	North America	United States	Chicago, IL	Avant provides a full ecosystem of digital banking products, including deposits, personal loans, credit cards and auto loans, to everyday American consumers.
284	Axos Financial	Axos Financial Axos Financial	Bank Lend Inv	Con Bus		2 11 to 50	axosbank.com		2000			San Diego, CA	Axos Financial is a nationwide bank that provides financing for single and multifamily residential properties.
21	Azimo	Azimo Azimo	Pay	Con Bus	1,000,000	4 101 to 250	azimo.com	88.10	2012			London, UK	Azimo is an online money transfer company that provides a fast, secure, and low-cost alternative to legacy high street remittance services.
22	Babb	Babb Babb	Lend Pay Inv	Con	100,000	2 11 to 50	getbabb.com	21.80	2017			England, UK	BABB is a world bank for the micro-economy: a global marketplace for human innovation, financial autonomy and wealth creation.
23	Bambu	Bambu Bambu	Bank Pay	Con		2 11 to 50	mybambu.com		2016			Memphis, TN	Bambu promotes financial inclusion to the unbanked by providing an array of financial solutions delivered via mobile devices.
340	Bank Dora	Bank Dora Bank Dora	Bank Pay	Con		1 1 to 10	bankdora.com		2020			Chelmsford, MA	Dora is a cooperative neobank, powered by the credit union movement, to reduce racial and economic disparities.
338	Bank Zero	Bank Zero Bank Zero	Bank Pay	Bus		2 11 to 50	bankzero.co.za		2016			Johannesburg, Gauteng	An App-driven bank established by tech entrepreneur Michael Jordaan and banking innovator Yatin Narsai, which is 45% black-owned and 20% women-owned.
24	Bankera	Bankera Bankera	Bank Lend Pay	Con Bus	750,000	4 101 to 250	bankera.com	100.00	2017			Lithuania, Lithuania	Bankera is a Lithuanian-based fintech company designed for both individuals and businesses alike, using IBANs to send money internationally.
25	Bankin'	Bankin' Bankin'	Bank Pay PFM	Con		2 11 to 50	bankin.com	31.80	2011			Paris, France	A finance mobile app that helps consumers make good decisions and save money with account linking softwares and budgeting tools
332	BankMD	BankMD BankMD	Bank Lend	Con Bus		1 1 to 10	Bankmd.com		2018			Pecos, TX	BankMD is a specialized digital-only bank that provides banking and financing solutions for physicians.
27	Bella	Bella Bella	Bank	Con			bellaloves.me		2020				BELLA is the first conversational banking experience 100% powered by human love.
28	Better.com	Better.com Better.com	Lend	Con		7 5,001 to 10,000	better.com	905.00	2016			New York, NY	Better.com is a homeownership journey platform that utilizes technology to change the way people buy and own a home.
30	Betterbank	Betterbank Betterbank	Bank	Con		1 1 to 10	betterbanking.app		2019			Brooklyn, NY	Digital bank account with savings on prescriptions and medical debt counseling with a 'Better Debit Card'
29	Bettr	Bettr Bettr	Bank Pay Ed	Con Bus	6,500	2 11 to 50	bettr.app		2015	Africa	South Africa	Cape Town, South Africa	Bettr is a challenger fintech banking app launching in South Africa with a focus on Gen Z and Millennials.
31	BigPay	BigPay BigPay	Bank Pay Ed	Con	1,300,000	4 101 to 250	bigpayme.com	135.00	2017			Singapore, Singapore	BigPay is a fintech company with proud Southeast Asian roots founded in 2017. The company is committed to democratising financial literacy, accessibility, and wellbeing in the region by providing accessible, transparent, simple and secure digital financial services.
383	Blink	Blink Blink	Bank Pay	Con		1 1 to 10	theblink.com		2021			Jordan	Jordanians can open a Blink account directly from their smartphone with their Jordanian ID, in just 15 minutes, gaining access to an instantly issued virtual debit card and account
34	BlueVine	BlueVine BlueVine	Bank Lend Pay	Bus	20,000	5 251 to 500	bluevine.com	767.50	2013			Redwood City, CA	BlueVine is an online platform that provides small to medium-sized businesses access to financial products.
26	BM Tech	BM Tech BM Tech	Bank Lend PFM	Con Bus	2,000,000	6 501 to 1,000	bmtx.com		2015	North America	United States	Radnor, PA	BM Tech is a mobile application that offers a branchless banking experience without fees. Former name: BankMobile
354	Bnext	Bnext Bnext	Bank Lend Pay	Con		4 101 to 250	bnext.es	429.50	2017			Madrid, Spain	Bnext is the leading mobile-first neobank of Spain
35	Bondora	Bondora Bondora	Lend Inv	Con Bus	200,000	3 51 to 100	bondora.com	8.80	2008			Tallinn, Estonia	Bondora offers access to the world of investing and earn a reliable net return, without all the complexities, with options for peer-to-peer lending and crowdfunding.
36	Braid	Braid Braid	Bank Ed	Con		1 1 to 10	braid.co		2019			San Francisco, CA	Braid is a dedicated, safe place to pool money and spend it together. Create your pool, collect money from friends and family, and spend with your pool debit card. No need to track receipts or settle up. We don’t take a percentage of your pool or charge transaction fees, and 100% of what you collect goes right into your pool.
37	Braintree	Braintree Braintree	Pay PFM	Bus		5 251 to 500	braintreepayments.com	69.00	2007			Chicago, IL	Braintree's payment platform provides all the tools online and mobile businesses need to accept payments.
290	Branch	Branch Branch	Bank Pay PFM Ed	Bus	3,000,000	4 101 to 250	branchapp.com	558.10	2015	North America	United States	Minneapolis, MN	Branch helps businesses accelerate payments to empower working Americans.
38	Branch Int'l	Branch Int'l Branch Int'l	Bank Lend	Con	3,000,000	4 101 to 250	branch.co	274.30	2015			San Francisco, CA	Branch delivers world-class financial services to the mobile generation. With offices in San Francisco, Lagos, Mexico City, Mumbai and Nairobi, Branch is a for-profit socially conscious company that uses the power of data science to reduce the cost of delivering financial services in emerging markets
39	Brass	Brass Brass	Bank Pay Inv	Bus		1 1 to 10	trybrass.com	1.70	2020			Lekki, Nigeria	Brass is a digital bank that provides small and medium businesses with a suite of products and tools designed to help them grow.
40	Brex	Brex Brex	Bank Pay PFM	Bus	10,000	6 501 to 1,000	brex.com	1,500.00	2017			San Francisco, CA	Brex is a fintech company that offers credit cards and cash management solutions for their customers to save and spend money.
41	Bridge Money	Bridge Money Bridge Money	Bank Pay	Con		1 1 to 10	bridgemoney.co	1.80	2018			Chicago, IL	A fee-free debit card and mobile app with no-fee ATM access and no-fee transfers between Bridge accounts
42	brightwell	brightwell brightwell	Pay PFM	Con Bus		3 51 to 100	brightwell.com		2009			Atlanta, GA	Brightwell is a financial services company offering end-to-end payment solutions for corporations and consumers through cutting edge technology and unparalleled support.
43	Broad	Broad Broad	Bank Pay	Con		1 1 to 10	broad.app		2019			London, UK	Broad was founded in 2019 with the mission of providing Brazilians and Latin Americans access to the international financial market in a simple, practical and accessible way.
353	Broxel	Broxel Broxel	Bank Pay PFM	Con Bus		5 251 to 500	broxel.com		2010			Mexico City, Mexico	Broxel is an innovate tailored solutions in payment methods, based on financial technology.
314	Budget Banking	Budget Banking Budget Banking	Bank PFM Ed	Con Bus		1 1 to 10	budgetbanking.com		2017	North America	United States	Nashville, TN	A completely redesigned bank on a custom core that combines budgeting features and financial education features directly into consumer bank accounts
45	bunq	bunq bunq	Bank	Con Bus		4 101 to 250	bunq.com	265.10	2012	Europe		Amsterdam, Netherlands	Bunq is an independent neobank that helps users save time, money and the environment.
46	Capital Float	Capital Float Capital Float	Lend PFM	Con Bus	2,500,000	3 51 to 100	capitalfloat.com	200.30	2013			Bangalore, India	Capital Float is an online platform that provides working capital finance to SMEs in India. It offers flexible, short-term loans that can be used to purchase inventory, service new orders or optimize cash cycles. Backed by Amazon.
47	Capway	Capway Capway	Bank Pay Ed	Con		1 1 to 10	capway.co	0.10	2017	North America	United States	Atlanta, GA	CapWay is a fintech startup that provides financial access, opportunities, and resources through digital banking to the financially underserved and overlooked - including the unbanked, underbanked, working poor, and those fed up with the traditional banking system.
48	Carbon	Carbon Carbon	Bank Lend Pay	Con Bus	2,272,997	3 51 to 100	ng.getcarbon.co	15.80	2012			Lagos, Nigeria	Carbon, a mobile-only digital bank, provides innovative financial services to the financially underserved mass retail segment.
347	Casa do Crédito	Casa do Crédito Casa do Crédito	Bank Lend Pay	Con Bus		2 11 to 50	casadocredito.com.br		2020			São Paulo, Brazil	Financial Institution authorized by the Central Bank of Brazil, which operates in the segment for micro and small companies, digital payment accounts, and microcredit for individuals and companies.
378	CashApp	CashApp CashApp	Bank Pay Inv	Con	40,000,000		cash.app		2013				Cash App, a digital-only payment and banking software, considers itself 'the easiest way to send, spend, bank and invest'.
49	Cashplus	Cashplus Cashplus	Bank Pay	Con Bus	1,600,000	4 101 to 250	cashplus.com	7.40	2005			London, UK	Cashplus is a specialist UK digital challenger to banks for small businesses and consumers. We offer faster, smarter, simpler banking services for the entrepreneurs, independent businesses and individuals that power the UK economy, yet are too often overlooked by high street banks.
299	Chaperone	Chaperone Chaperone	Bank Pay	Con Bus		2 11 to 50	chaperone.co.ls	0.10	2017	Africa	Lesotho	Meseru, Lesotho	Chaperone Limited is a technology company that uses its platforms to issue electronic payment instruments.
50	Cheese	Cheese Cheese	Bank	Con		1 1 to 10	earncheese.com	3.60	2019			Pasadena, CA	Cheese Financial provides banking services for Asian communities and offer no cash bank fees, cashback, deposit bonus, and FDIC insured.
51	Chime	Chime Chime	Bank Pay PFM Ed	Con	12,000,000	6 1,001 to 5,000	chime.com	2,300.00	2014			San Francisco, CA	Chime is a fintech company that helps its members avoid bank fees, save money automatically, and lead healthier financial lives.
53	Cleo	Cleo Cleo	Lend PFM Ed	Con	4,000,000	3 51 to 100	meetcleo.com	57.30	2016			London, UK	Cleo is a financial assistant designed for Gen-Z that is fighting for the world's financial health.
55	Cogni	Cogni Cogni	Bank Pay	Con		2 11 to 50	getcogni.com	8.00	2018			New York, NY	Cogni is a next gen platform that brings banking, commerce, and lifestyle on a single platform.
56	Coins.ph	Coins.ph Coins.ph	Bank Pay	Con Bus	10,000,000	5 251 to 500	coins.ph	10.00	2014			Pasig, Phillippines	Coins.ph delivers financial services over mobile to people who are currently unserved by traditional banks.
57	CommonBond	CommonBond CommonBond	Lend	Con	250,000	4 101 to 250	commonbond.co	1,600.00	2011			New York, NY	CommonBond was founded in 2012 to help relieve the student loan burden, and since then we’ve funded over $4 billion in better loans.
58	Copper	Copper Copper	Bank Ed	Con	500,000	2 11 to 50	getcopper.com	13.30	2019			Seattle, WA	Copper Banking was founded with the mission to help teens gain real world experience by giving them access to their money in a way that traditional banks aren’t able to do. The Copper app and debit card teaches teens how to make smart financial decisions by creating a platform for parents and teens to connect.
59	CountingUp	CountingUp CountingUp	Bank PFM	Bus	34,000	2 11 to 50	countingup.com	21.30	2017			London, UK	The one that does your books. Countingup is the UK's #1 #banking & #accounting app. Dead easy. Super fast. Self sorting.
60	Cred.ai	Cred.ai Cred.ai	Bank Pay	Con		3 51 to 100	cred.ai		2016			Philadelphia, PA	Cred.ai is a fintech company that introduces a new kind of consumer spending product that leverages proprietary technology to give users first-of-their-kind controls, convenience, and automatic credit score optimization.
61	Credit Sesame	Credit Sesame Credit Sesame	Bank Lend Pay Ed	Con	15,000,000	4 101 to 250	creditsesame.com	171.50	2010			Mount View, CA	Credit Sesame is a credit and loan company that makes consumer credit and loan management simple and automated.
62	Crowdcube	Crowdcube Crowdcube	Lend	Con Bus	500,000	4 101 to 250	crowdcube.com	60.70	2010			Exeter, UK	Crowdcube enables individuals to invest in small companies in return for equity or an annual return.
355	Currencyfair	Currencyfair Currencyfair	Pay	Con Bus		4 101 to 250	currencyfair.com	24.50	2009			Dublin, Ireland	CurrencyFair is a P2P online marketplace enabling individuals and businesses to exchange currencies and send funds to bank accounts.
64	Current	Current Current	Bank Pay Ed	Con		3 51 to 100	current.com	402.40	2015	North America	United States	New York, NY	Current is a financial technology company that offers mobile payments, online banking, and financial services.
65	Curve	Curve Curve	Bank Pay PFM	Con	2,000,000	5 251 to 500	curve.com	182.50	2015	Europe, North America	EEA, United Kingdon, United States,	England, UK	Curve is a banking platform that consolidates cards and accounts into one smart card and app.
66	Dave	Dave Dave	Bank PFM Ed	Con	10,000,000	4 101 to 250	dave.com	176.30	2016			Los Angeles, CA	Dave is a banking app on a mission to create financial opportunity that advances America’s collective potential.
67	Daylight	Daylight Daylight	Bank	Con		2 11 to 50	joindaylight.com	5.10	2020			Los Angeles, CA	Daylight is the first and only digital banking platform in the USA built for LGBT+ people, by LGBT+ people.
69	digibank	digibank digibank	Bank Lend	Con	2,000,000		dbs.com/digibank		2017				Personal loans, mutual funds, international money transfers and a cashback debit card
70	Digit	Digit Digit	Bank PFM	Con		4 101 to 250	digit.co	66.30	2013			San Francisco, CA	Digit is a finance app that analyzes your spending habits and automatically saves the perfect amount every day.
71	Douugh	Douugh Douugh	Bank Inv Ed	Con	15,000	2 11 to 50	douugh.com	2.50	2016			Sydney, Australia	A purpose-led fintech and neobank. Taking an AI first approach to autonomously helping customers better manage their money and live financially healthier lives.
72	Dozens	Dozens Dozens	Bank Inv	Con	50,000	3 51 to 100	dozens.com	5.20	2018			London, UK	Savings account, long-term investment plans, integrated with Apple Pay
324	DynaPay	DynaPay DynaPay	Bank Pay	Bus		2 11 to 50	dynapay.co.uk		2004	Europe, North America	EU, United Kingdom, United States	London, UK	DynaPay UK is a London-based financial services company that designs and brings industry-leading payment processing services to the UK, EU, and international market.
73	EasyEuro	EasyEuro EasyEuro	Bank Pay PFM	Bus		2 11 to 50	easyeuro.eu	5.20	2017			Paris, France	A crossborder neobank that simplify financial services for European and Asian businesses
74	Ellevest	Ellevest Ellevest	Bank Inv Ed	Con	123,000	3 51 to 100	ellevest.com	100.40	2014			New York, NY	Ellevest provides an engaging investing experience to help women meet their financial goals in life.
346	Elyps	Elyps Elyps	Bank Pay Inv	Con		2 11 to 50	elyps.com	3.10	2018	Europe	United Kingdom	Brussels, Belgium	elyps is an alternative investment boutique featuring a current account and an international VISA card.
75	Empower	Empower Empower	Bank Lend PFM Ed	Con	6,000,000	3 51 to 100	empower.me	24.50	2016			San Francisco, CA	Founded by former Sequoia Capital partner and entrepreneur Warren Hogarth, Empower is building a personal financial assistant and digital bank for millennials.
76	Envel	Envel Envel	Bank Pay PFM	Con	25,000	2 11 to 50	envel.ai	10.40	2018			Boston, MA	Envel is a next-generation mobile banking platform that allows users to have control over their finances in real-time.
342	EQ Bank	EQ Bank EQ Bank	Bank Lend Pay Inv	Con	300,000	6 501 to 1,000	eqbank.ca		2016			Toronto, Canada	EQ Bank, a digital-only bank offers no-nonsense saving accounts, joint saving accounts, USD accounts, and GICs; all at highly competitive interest rates.
289	EQIBank	EQIBank EQIBank	Bank Lend Pay Inv	Con Bus		2 11 to 50	eqibank.com	25.00	2015	All	All (except North Korea and Iran)	Eastern Caribbean	EQIBank is a global digital banking that provides traditional banking services for corporates and businesses.
323	Equip Money	Equip Money Equip Money	Lend	Bus		2 11 to 50	equipmoney.com	20.00	2021	North America	United States	Des Moines, IA	Designed for SMB market, loans for legally verifiable businesses (that have acceptable credit) up to $15k. No document or application fees. Terms from 1-5 years.
77	Even	Even Even	Pay PFM	Con Bus		4 101 to 250	even.com	52.00	2014			Oakland, CA	A multi-faceted platform for businesses to pay their employees with a mobile app employees can use to track their paycheck
78	Eversend	Eversend Eversend	Pay PFM	Con		1 1 to 10	eversend.co	1.10	2017			Paris, France	Eversend also provides multi-currency wallets and currency exchange and plans to offer personal loans, savings, group savings, merchant payments and investments in the future.
79	Extra	Extra Extra	Bank Ed	Con		1 1 to 10	extra.app		2020	North America	United States	Greater New York area	Consumers can keep their bank, but get an Extra debit card to build their credit
334	Facile	Facile Facile	Bank Pay	Con		2 11 to 50	facile.life		2020			Miami, FL	With the help of Nymbus, Pacific National Bank launched Facile with easy split-the-bill options, custom text alerts and more.
80	Fair	Fair Fair	Lend	Con	150,000	4 101 to 250	fair.com	2,100.00	2016			Santa Monica, CA	Fair is a car leasing company that is revolutionizing the car-as-a-service concept.
366	Fair Fintech	Fair Fintech Fair Fintech	Bank Pay Ed	Con		2 11 to 50	bankwithfair.com	20.00				Houston, TX	Fair is a multilingual neobank and financial services platform that values people over profit and purpose over process.
81	FamPay	FamPay FamPay	Bank	Con	2,000,000	3 51 to 100	fampay.in	42.90	2019			Bengaluru, India	FamPay offers UPI, P2P, and card payments that allows parents to send money to their teenage kids.
341	Fardows	Fardows Fardows	Bank Pay Inv PFM	Con		1 1 to 10	fardows.com		2021			Mountain View, CA	Fardows is an Islamic financial technology company that allows you to save, spend and invest in a halal and efficient way.
82	Fidor Bank	Fidor Bank Fidor Bank	Bank Lend Inv	Con Bus	200,000		fidor.de		2009			Munich, Germany	Fidor Bank is a digital bank an effort to re-establish lost confidence in banking with new and customer-focused services.
83	Finch Money	Finch Money Finch Money	Bank Inv PFM	Con	18,000	1 1 to 10	finchmoney.com	1.80	2019			Boston, MA	Finch is a seamless, all-in-one account that provides the benefits of investing with the flexibility of checking
84	Finin	Finin Finin	Bank Inv PFM	Con		1 1 to 10	finin.in		2020			Bangalore, India	Finin is a modern neo banking platform that helps you manage, save, and invest your money simpler, smarter, and faster.
85	Finom	Finom Finom	Bank PFM	Bus	6,000	2 11 to 50	finom.co	19.10	2019			Amsterdam, Netherlands	Finom provides financial solutions for entrepreneurs, self-employed, and freelancers.
356	Fire	Fire Fire	Bank Pay	Bus		2 11 to 50	fire.com		2009			Dublin, Ireland	The Fire Business Account helps businesses of all sizes access payment services and automate payment processes.
86	First Boulevard	First Boulevard First Boulevard	Bank Inv PFM Ed	Con	100,000	2 11 to 50	firstboulevard.com	20.00	2020	North America	United States	Atlanta, GA/Oakland, CA	First Boulevard is a fintech startup that aims to address the generational wealth gap for Black Americans.
87	First Circle	First Circle First Circle	Lend	Bus		3 51 to 100	firstcircle.ph	28.50	2015			Taguig, Phillippines	First Circle exists to radically improve the course of opportunity for SMEs across South East Asia.
295	Flyp Financial	Flyp Financial Flyp Financial	Bank Lend Pay Ed	Con		1 1 to 10	weflyp.com	2.00	2020	North America	United States	Charlotte, North Carolina	A consumer technology fintech built on the foundation that all Americans deserve access to high quality, affordable ﬁnancial services regardless of socioeconomic status, race, ethnicity, or age.
312	Freo.money	Freo.money Freo.money	Bank Lend Pay	Con		5 251 to 500	freo.money		2016	Asia	India	Bangalore, India	Freo is a neobank that offers saving accounts, credit lines, credit cards, mobile apps, and financial utilities.
88	Friz	Friz Friz	Bank Pay	Bus		1 1 to 10	usefriz.com		2020			Singapore, Singapore	Friz is a neobank for the brave and relentless freelancers of Southeast Asia.
89	Frost	Frost Frost	Bank Pay PFM	Con		2 11 to 50	frost.app		2019			Manchester, UK	Frost is the smart app that helps you slash your utility bills, take control of your spending, and save money on foreign exchange.
90	Fundbox	Fundbox Fundbox	Lend Ed	Bus	325,000	5 251 to 500	fundbox.com	553.50	2013			San Francisco, CA	Fundbox is an AI-powered financial platform for small businesses.
91	Funding Circle	Funding Circle Funding Circle	Lend	Bus	72,000	6 501 to 1,000	fundingcircle.com	746.40	2010			London, UK	By lending directly to businesses through Funding Circle, investors can now earn attractive returns to better provide for their future. Businesses get fast, easy access to funding to grow, create jobs, support local communities and drive the economy forward.
294	Genome	Genome Genome	Bank Pay	Bus		2 11 to 50	genome.eu		2018	Europe	United Kingdom	Vilnius, Lithuania, Lithuania	Genome is the online finance ecosystem that helps merchants to accomplish everything related to payments online.
360	Giggle Finance	Giggle Finance Giggle Finance	Lend	Con Bus		1 1 to 10	gigglefinance.com		2020	North America	United States	Miami, FL	Giggle Finance is the nation's first financing platform to exclusively focus on gig workers, independent contractors and freelancers. With data analytics, technology and excellent customer service, Giggle offers up to $5,000 in less than 8 minutes to more than 50M gig workers nationwide.
93	Gimi	Gimi Gimi	Bank Ed	Con	1,200,000	2 11 to 50	gimitheapp.com	4.90	2014			Stockholm, Sweden	Gimi is an educational app that teaches young adults about money.
389	Glade	Glade Glade	Bank Lend Pay	Con Bus		2 11 to 50	glade.ng		2019			Nigeria	Glade is a fintech startup making banking services and cross-border payments accessible to small-and medium-sized businesses (SMEs) in Africa.
94	GoBank	GoBank GoBank	Bank	Con		1 1 to 10	gobank.com		2013			Monrovia, CA	GoBank is an online bank that offers cash and direct deposits, photo check deposits, an ATM network, and more.
305	GoCardless	GoCardless GoCardless	Pay	Bus	30,000	5 251 to 500	gocardless.com	217.30	2011	Europe	United Kingdom	London, UK	GoCardless is a payment company that makes collecting payments by direct debit easy for everyone.
95	GoFundMe	GoFundMe GoFundMe	Lend	Con Bus		5 251 to 500	gofundme.com		2010			Redwood City, CA	GoFundMe is the world’s largest fundraising platform, helping people, causes, and charities raise money fast and efficiently.
96	GoHenry	GoHenry GoHenry	Bank Ed	Con	2,000,000	3 51 to 100	gohenry.com	66.20	2012	Europe, North America	United Kingdom, United States	London, UK	Gohenry is a developer of a kids money management application helping young people to take part in the digital economy.
97	Good Money	Good Money Good Money	Bank Inv	Con		3 51 to 100	goodmoney.com	39.00	2018			Marina Del Ray, CA	Good Money is a digital banking platform that provides banking and financial services that will be owned by its customers and will invest 50% of profits to actively protect the environment and fight for social justice.
98	Grasshopper	Grasshopper Grasshopper	Bank Lend PFM	Bus		2 11 to 50	grasshopper.bank	131.20	2016			New York, NY	Grasshopper is a new digital bank built to make banking simple, frictionless, and transparent.
100	Green Dot	Green Dot Green Dot	Bank Pay PFM Ed	Con Bus	33,000,000	6 1,001 to 5,000	greendot.com	33.00	1999	North America	United States	Pasadena, CA	Green Dot Corporation provides retail-based financial services for businesses and money management solutions for consumers based in the U.S.
392	Green Link	Green Link Green Link	Lend	Bus		3 51 to 100	glbank.com		2022			Singapore, Singapore	Green Link Digital Bank (GLDB) offers banking for micro, small and medium-size enterprises (MSMEs), offering to help them with supply chain financing and tech solutions.
101	Greenlight	Greenlight Greenlight	Bank Ed	Con	4,000,000	5 251 to 500	greenlightcard.com	556.50	2014	North America	United States	Atlanta, GA	Greenlight is a family fintech company that provides a debit card and money app designed to help parents raise financially-smart kids.
102	Greenwood	Greenwood Greenwood	Bank	Con	500,000	2 11 to 50	bankgreenwood.com	43.00	2020			Atlanta, GA	Greenwood Bank is a digital banking platform for Black and Latinx people and business owners.
103	Gusto Wallet	Gusto Wallet Gusto Wallet	Bank PFM	Con			gusto.com		2020			San Francisco, CA	Gusto Wallet works with businesses to offer digital banking and a debit card to employees.
104	Habito	Habito Habito	Lend	Con	350,000	4 101 to 250	habito.com	82.30	2016	Europe	United Kingdom	London, UK	Habito is a digital mortgage brokerage services company that offers a personal and modernized approach to the home buying experience.
105	Happy Money	Happy Money Happy Money	Bank Ed	Con	150,000	5 251 to 500	happymoney.com	141.60	2009			Costa Mesa, CA	Meet Happy Money, we’re not just a business, we’re a movement, providing financial tools and services for human happiness, working outside of the Sad Money™ complex with an innovative business model that works for members.
107	Hay	Hay Hay	Bank Pay PFM Ed	Con		3 51 to 100	hellohay.co		2018			Surry Hills, New South Wales	A digital-only bank offering a 85% biodegradable credit card with a checking card and 1% cashback on everyday $10 or less purchases
106	helloBank!	helloBank! helloBank!	Bank Pay	Con	3,000,000	2 11 to 50	hellobank.fr		2013			Paris, France	Hello bank! is a digital direct bank owned by BNP Paribas that started operations in 2013. The bank operates in France, Belgium, Germany, Italy and Austria. BNP Paribas has claimed that is "the first 100% digital mobile bank in Europe".
362	Hitched	Hitched Hitched	Bank Pay	Con		4 101 to 250	hitchedmoney.com		2022	North America	United States	United States	At launch, Hitched will offer a joint bank account for partners who are looking to spend and save smart — together. Be one of the first to sign up.
343	Hiver	Hiver Hiver	Bank Lend Pay PFM	Con		6 501 to 1,000	hiver.bank		2021	Australia	Australia	NSW, Australia	Hiver isn’t just another bank, it’s a community. A busy Hive filled with like minded individuals wanting to get the most from their money while being driven by a shared purpose to help our communities.
108	HMBradley	HMBradley HMBradley	Bank Pay Inv	Con		2 11 to 50	hmbradley.com	51.60	2019			Santa Monica, CA	HMBradley is a digital-only banking platform that develops programs to reward savers.
109	Holvi	Holvi Holvi	Bank PFM	Bus	200,000	3 51 to 100	holvi.com	5.10	2011			Helsinki, Finland	Holvi is digital banking for freelancers and small business owners.
110	Honeydue	Honeydue Honeydue	Bank PFM	Con	500,000	1 1 to 10	honeydue.com	0.10	2016			San Francisco, CA	Honeydue is a mobile digital-only bank for couples that offers tools to share information on respective account balances and spending.
111	HSBC Kinetic	HSBC Kinetic HSBC Kinetic	Bank Pay PFM Ed	Bus	5,000		hsbckinetic.co.uk		2020			London, UK	An digital-only banking app through HSBC with a full suite of banking services for small and medium businesses
283	HyperJar	HyperJar HyperJar	Bank PFM	Con		2 11 to 50	hyperjar.com		2016			London, UK	HyperJar is a neobank with a free digital version of jam-jar budgeting, with a 4.8% Annual Growth Rate and personalised rewards with UK brands for consumers and a free pocket money card and app for families.
113	ila Bank	ila Bank ila Bank	Bank	Con		2 11 to 50	ilabank.com		2019			Manama, Bahrain	App with a virtual card that make payments and transfers digitally, powered by Bank ABC
348	ILoveSMB	ILoveSMB ILoveSMB	Bank Pay PFM	Bus		1 1 to 10	ilovesmb.com		2021	North America	United States	Santa Clara, CA	I Love SMB, powered by Agora, is a business-focused neobank. Still in beta mode
114	indó	indó indó	Bank PFM	Con		1 1 to 10	indo.is	1.20	2018	Europe	Iceland	Reykjavik, Iceland	Indo services is a mobile first technologically advanced digital-only bank. Indo is secure, safe and offers the best interest that is available irrespective of the amount a customer would have in their indó wallets.
115	Insha	Insha Insha	Bank Inv	Con	42,000	1 1 to 10	getinsha.com	3.40	2018			Berlin, Germany	Europe's first interest-free mobile banking service. Islamic bank where you can make your money related transactions with a mind at peace.
116	Ivella	Ivella Ivella	Bank	Con		1 1 to 10	ivella.com	1.00	2020			Los Angeles, CA	Ivella is a digital-only bank designed to offer banking products to couples.
330	Ivy	Ivy Ivy	Bank	Con			ivybank.com		2021			Cambridge, MA	A digital-only division of Cambridge Savings Bank that offers user-friendly, high-interest rate products, exceptional digital experiences, and personalized service
117	Jassby	Jassby Jassby	Bank Ed	Con	100,000	2 11 to 50	jassby.com	7.90	2017			Waltham, MA	Jassby is a mobile payment system designed for families, kids. It also allows parents to manage their kids' money without the need for cash, credit or debit cards, or checks.
118	Jiko	Jiko Jiko	Bank Pay Inv	Bus		2 11 to 50	jiko.io	49.40	2016			Berkeley, CA	Jiko is a fintech company that offers a new way to store and move money.
310	Jingle	Jingle Jingle	Bank Pay PFM	Con		2 11 to 50	jinglepay.com	12.00	2017			Dubai, UAE	Jingle Pay offers social payment solutions for individuals and businesses on mobile and desktop platforms.
119	Judo	Judo Judo	Bank Lend Inv	Bus	10,000	4 101 to 250	judo.bank	1.80	2017			Melbourne, Australia	Judo is a lender powered by the latest tech that provides personal services to small and medium-sized businesses.
120	Juni	Juni Juni	Bank Pay PFM	Bus	250	1 1 to 10	juni.co	75.90	2020			Goteborg, Sweden	Juni is a fintech company that develops a banking app and platform for e-commerce and online marketing entrepreneurs.
121	Kabbage	Kabbage Kabbage	Bank Lend Pay PFM	Bus	209,000	6 501 to 1,000	kabbage.com	2,500.00	2008			Atlanta, GA	Kabbage is a fintech digital-only bank that offers cash flow management solutions to small businesses.
122	KARAT	KARAT KARAT	Bank Pay PFM	Bus		2 11 to 50	trykarat.com	45.60	2019			San Francisco, CA	Neobank Karat Financial offers business credit cards tailored to the needs of digital creators and influencers.
123	Klarna	Klarna Klarna	Lend	Con	20,000,000	7 5,001 to 10,000	klarna.com	3,700.00	2005			Stockholm, Sweden	Klarna is an eCommerce payment solutions platform for merchants and shoppers. The platform gives customers the freedom to choose how and when to pay. They also offer direct payments, pay after delivery options, and installment plans.
319	knab	knab knab	Bank Pay Inv	Con Bus		5 251 to 500	knab.nl		2012	Europe	Netherlands	Amsterdam, Netherlands	It's bank spelled backwards so it puts the customer at the front (klant in Dutch), focused on entreprenuers and consumers. Knab Bank offers online retail banking services in the netherlands.
380	KNAB Finance	KNAB Finance KNAB Finance	Lend	Con		2 11 to 50	knabfinance.com	1.70	2015			Bengaluru, India	KNAB finance enables fast, flexible and easy short-term credit for businesses.
124	Koho Bank	Koho Bank Koho Bank	Bank	Con	350,000	4 101 to 250	koho.ca	278.60	2014			Toronto, Canada	KOHO is an online financial services provider that offers an application-based banking platform to simplify financial products.
125	Kontist	Kontist Kontist	Bank	Bus		4 101 to 250	kontist.com	48.20	2016			Berlin, Germany	Kontist is Germany's first neo-bank with a clear focus on freelancers and the self-employed. It has set itself the task of making the everyday working life of self-employed and freelancers easier with its service and giving them more financial security and control.
126	Kroo	Kroo Kroo	Bank Lend	Con		2 11 to 50	kroo.com	38.70	2016			London, UK	Kroo is a fintech company that develops innovative services for a new generation of customers.
329	Lance	Lance Lance	Bank Pay PFM	Con Bus		1 1 to 10	lance.app	4.70	2018			New York, NY	Lance is a smart business banking account for the self-employed built by and for freelancers to proactively manage their backend finances.
384	Laurel Road	Laurel Road Laurel Road	Bank Lend Pay Ed	Con		8 10,000+	laurelroad.com		2004	North America	United States	Bridgeport, CT	Laurel Road provides carefully crafted lending products with low rates, personalized customer service.
128	LendingClub	LendingClub LendingClub	Lend Inv	Con Bus	3,000,000	7 5,001 to 10,000	lendingclub.com	392.20	2007	North America	United States	San Francisco, CA	Lending Club is an online financial community that brings together creditworthy borrowers and savvy investors.
129	LendInvest	LendInvest LendInvest	Lend Inv	Con Bus		5 251 to 500	lendinvest.com	2,000.00	2008			London, UK	LendInvest is the leading marketplace platform for property finance.
130	Lendio	Lendio Lendio	Lend	Con Bus	75,000	5 251 to 500	lendio.com	108.50	2011			Lehi, UT	Lendio is a platform that helps small business owners find lenders and secure loans.
131	LendKey	LendKey LendKey	Lend	Con	120,000	4 101 to 250	lendkey.com	44.70	2007			New York, NY	LendKey Technologies develops a cloud-based platform which connects lenders with borrowers and facilitates online lending of loans.
133	Lili	Lili Lili	Bank Ed	Con Bus	200,000	2 11 to 50	lili.co	80.00	2018			New York, NY	Lili is an all-in-one digital mobile banking service designed for freelance workers.
134	Lintel Bank	Lintel Bank Lintel Bank	Bank Pay	Con		2 11 to 50	lintelbank.com		2014			London, UK	A bank for international students and young citizens with a current account, international money transfer and debit/credit cards
135	Linus	Linus Linus	Bank Inv	Con		1 1 to 10	getlinus.io	0.50	2019			Nashville, TN	Supercharged high yield savings account, with interest rates up to 4.50% APY
136	Lively	Lively Lively	Bank	Con Bus		4 101 to 250	livelyme.com	122.20	2016			San Francisco, CA	Lively is a modern Health Savings Account (HSA) platform for employers and individuals.
138	Longevity Card	Longevity Card Longevity Card	Bank PFM	Con		2 11 to 50	longevity.cards	0.60	2020			London, UK	Digital-only nanking account that tracks spending and general lifestyle, such as fitness activity and nutrition
309	Lower	Lower Lower	Bank Lend Ed	Con		6 501 to 1,000	lower.com	100.00	2018			New Albany, Ohio	Lower is a digital-only lender that provides home refinancing, customer service, consumer lending, home purchase, and financial services.
139	Lunar	Lunar Lunar	Bank Pay PFM	Con	325,000	5 251 to 500	lunar.app	371.30	2015			Copenhagen, Denmark	Lunar is a digital bank that offers a mobile-based banking app that helps consumers manage their personal finances.
140	Lydia	Lydia Lydia	Pay PFM	Con	4,000,000	4 101 to 250	lydia-app.com	262.60	2013			Paris, France	Lydia is a P2P payment startup enabling users to get accounts, payment cards, loans, insurance, and gift cards.
141	M1 Finance	M1 Finance M1 Finance	Bank Lend Pay Inv	Con	500,000	5 251 to 500	m1finance.com	323.20	2015			Chicago, IL	M1 Finance is a digital-only bank that helps people manage and grow their money with control and automation – for free.
391	Maalicard Limited	Maalicard Limited Maalicard Limited	Bank Lend Pay	Con Bus		1 1 to 10	maalicard.com	1.20	2020			Kampala, Uganda	Maalicard is a neoank that provides an online wallet called Maalipot, in combination with the MaaliCard a prepaid ATM Card.
357	MaFrench	MaFrench MaFrench	Bank Pay	Con		4 101 to 250	mafrenchbank.fr					Paris, France	Ma french bank is a mobile application that provides banking services.
142	Majority	Majority Majority	Bank	Con	5,000	4 101 to 250	majority.com	46.00	2019			Houston, TX	MAJORITY is the first digital-only bank dedicated to serving migrants worldwide. For $5 a month, MAJORITY members in the U.S. receive an FDIC-secured account and aVISA® debit card.
143	Manager.one	Manager.one Manager.one	Bank Pay PFM	Bus		2 11 to 50	manager.one	5.40	2016			Paris, France	Manager.one is the fully online banking platform that caters to all types of entrepreneurs and small to medium-sized businesses.
331	Marcus	Marcus Marcus	Bank Lend Pay Inv Ed	Con	4,000,000	3 51 to 100	marcus.com		2017			Salt Lake City, UT	A digital-only division of Goldman Sachs, providing finanical insights as well as bank accounts, personal loans and investment services.
144	Market Finance	Market Finance Market Finance	Lend	Bus		4 101 to 250	marketfinance.com	562.30	2011			London, UK	MarketFinance is a fintech company providing business loans to help companies grow.
146	Marygold & Co	Marygold & Co Marygold & Co	Bank Pay PFM	Con		1 1 to 10	marygoldandco.com		2020			Centennial, CO	Marygold & Co is a fintech banking and financial services application.
147	Masthaven	Masthaven Masthaven	Bank Lend	Con Bus		4 101 to 250	masthaven.co.uk	82.70	2004			London, UK	Masthaven have been providing a flexible and personalised approach to bridging loans and secured lending since 2004.
148	Meem Bank	Meem Bank Meem Bank	Bank Lend Pay PFM	Con		5 251 to 500	sa.meem.com		2014			Saudi Arabia	Meem is a financial firm that provides accounting, credit cards, investment, funding, and digital banking services.
149	Mercury	Mercury Mercury	Bank Pay PFM	Bus		4 101 to 250	mercury.com	152.20	2017			San Francisco, CA	Mercury is a digital-only banking company that provides banking services and bank accounts designed specifically for startups.
150	Mettle	Mettle Mettle	Bank	Bus		3 51 to 100	mettle.co.uk		2018			London, UK	The free business account by NatWest that helps you get ahead today. For small businesses, sole traders and freelancers.
303	Miio	Miio Miio	Bank Lend Pay	Con		2 11 to 50	miio.com.mx	10.00	2018			Mexico City, Mexico	Miio is Latin America's first Telcobank. We combine digital banking with a cell phone company.
402	Minna Bank	Minna Bank Minna Bank	Bank Pay	Con Bus		4 101 to 250	minna-no-ginko.com		2021			Fukuoka, Japan	Minna Bank calls itself Japan’s first digital bank — and its namesake term means 'a bank for everyone' in Japanese.
153	MobiKwik	MobiKwik MobiKwik	Bank Lend Pay	Con	108,000,000	5 251 to 500	mobikwik.com	165.50	2009			Gurgaon, India	MobiKwik is India’s leading fintech platform, operating businesses in consumer payments, payment gateway, and financial services, such as loans.
154	Mocafi	Mocafi Mocafi	Bank Ed	Con	25,000	2 11 to 50	mocafi.com	5.30	2015			New York, NY	MoCaFi is a developer of a personal financial platform that improves the financial behaviors of underbanked communities.
155	Mogo	Mogo Mogo	Bank Inv	Con	1,100,000	4 101 to 250	mogo.ca	263.80	2003			Vancouver, Canada	Mogo is a consumer fintech company that helps in managing and controlling finances.
156	Monese	Monese Monese	Bank Pay	Con Bus	2,000,000	5 251 to 500	monese.com	170.40	2013			England, UK	Monese is a digital banking option that provides mobile-only, multi-currency accounts in countries across the European Economic Area.
158	MoneyLion	MoneyLion MoneyLion	Bank Lend Inv Ed	Con	10,800,000	4 101 to 250	moneylion.com	477.50	2014			New York, NY	MoneyLion is a mobile banking platform for borrowing, saving and investing.
301	Monifi	Monifi Monifi	Bank Pay PFM	Con		2 11 to 50	monifi.com		2020	North America	United States	Oklahoma City, Oklahoma	Monifi helps you control your finances and makes it easy to keep track of where your money is going. Because of Monifi’s unique separate Spend and Save structure, you are in control and only spend what you have assigned to spend.
339	Monobank	Monobank Monobank	Bank Pay PFM Ed	Con Bus	5,000,000	3 51 to 100	monobank.ua		2017	Europe	Ukraine	Kiew, Kyyiv, Ukraine	A virtual bank service for Ukraine customers, offering both businesses accounts and consumer accounts, including a children's debit card
159	Monolith	Monolith Monolith	Bank Inv	Con	1,000,000	2 11 to 50	monolith.xyz	16.70	2017			London, UK	Monolith is a decentralised banking alternative that integrates the DeFi economy into your daily life.
160	Monzo	Monzo Monzo	Bank Lend PFM	Con Bus	5,000,000	6 1,001 to 5,000	monzo.com	1,100.00	2015			London, UK	Monzo is a digital-only bank platform and marketplace that allows customers to access a range of products and services.
286	Moves Financial	Moves Financial Moves Financial	Bank Ed	Con Bus		2 11 to 50	movesfinancial.com	9.10	2020	North America	United States, Canada	Toronto, Canada	A fintech digital-only banking product for the gig economy, and a collective for gig workers
161	Mox Bank	Mox Bank Mox Bank	Bank Pay PFM	Con	160,000	4 101 to 250	mox.com		2020	Asia	China	Hong Kong	Mox Bank offers accounting, savings, smart banking, online and application support services and powered by Standard Chartered.
162	Muniy	Muniy Muniy	Bank	Con Bus		1 1 to 10	muniy.com	0.30	2018			London, UK	Muniy offers banking for everyone, extending the digital banking revolution to more aspects of people's lives.
163	N26	N26 N26	Bank	Con	7,000,000	6 1,001 to 5,000	n26.com	1,700.00	2013	Europe, North America	Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland and the U.S	Berlin, Germany	A debit card with money transfers with N26 users, spending insights, no monthyl fees, no minimum balance
385	Nearside	Nearside Nearside	Bank Lend	Bus		3 51 to 100	nearside.com	77.00	2019			San Francisco, CA	Nearside provides a flexible business bank account that helps small business owners and self-employed sole proprietors take care of business.
165	Neat	Neat Neat	Bank Pay	Bus	2,000,000	2 11 to 50	neatcommerce.com	20.00	2015			Hong Kong	Neat offers an alternative to a bank account for individuals, startups & small and medium-sized enterprises.
166	Neo Financial	Neo Financial Neo Financial	Bank Pay	Con	4,000,000	4 101 to 250	neofinancial.com	91.50	2018			Calgary, Canada	Neo Financial is a fintech company that provides spending, savings and rewards programs.
358	neon-free	neon-free neon-free	Bank Pay	Con		2 11 to 50	neon-free.ch	23.90	2017			Zurich, Switzerland	Neon is an independent Swiss mobile account for crowdfunding.
351	Nerve	Nerve Nerve	Bank Lend Pay	Bus		1 1 to 10	nerve.pro		2019	North America	United States	Austin, TX	Banking for music creators
169	NextPay	NextPay NextPay	Bank PFM	Bus	70,000	2 11 to 50	nextpay.world	1.70	2009			San Jose, Puerto Rico	NextPay is a digital banking platform for small businesses and entrepreneurs, offering payment and invoice softwares.
170	Nimbl	Nimbl Nimbl	Bank Ed	Con		2 11 to 50	nimbl.com		2015			Ricoh Arena, Coventry	Founded by ParentPay, offers prepaid debit cards and a smartphone app to give 6 to 18-year-olds get financial independence
367	Nimble	Nimble Nimble	Lend	Con		4 101 to 250	nimble.com.au	38.30	2005			Southport, Australia	Nimble provides loans between $300 and $5,000 in minutes via a simple online/mobile application.
326	Niyo	Niyo Niyo	Bank Pay Inv	Con	2,500,000	2 11 to 50	goniyo.com	49.20	2015			Bangalore, India	NiYO is a fintech company that helps salaried employees access company benefits and other financial services.
359	Noelse	Noelse Noelse	Bank Pay	Con Bus		2 11 to 50	noelse.com					France	A banking accont based out of France offering both personal and business accounts
171	Nomad	Nomad Nomad	Bank	Con		2 11 to 50	nomadglobal.com	5.20	2019			Sao Paulo, Brazil	A digital and international banking alternative with no fees and a debit card — "Carry the world in your pocket"
173	Northmill	Northmill Northmill	Bank	Con Bus	200,000	4 101 to 250	northmill.com	30.20	2006			Stockholm, Sweden	Northmill Bank is a Swedish neobank improving everyone’s financial life by offering personalized banking services built on intelligence.
174	NorthOne	NorthOne NorthOne	Bank PFM	Bus	190,072	3 51 to 100	northone.com	23.30	2016			New York, NY	NorthOne is a mobile-first, API-enabled banking platform that serves the unique needs of small businesses, freelancers, and startups.
175	Novo	Novo Novo	Bank	Bus	150,000	4 101 to 250	banknovo.com	135.50	2016			New York, NY	Novo provides a digital banking platform for small business owners, entrepreneurs, and freelancers.
176	NuBank	NuBank NuBank	Bank Pay	Con Bus	40,000,000	6 1,001 to 5,000	nubank.com.br	2,300.00	2013			Sao Paulo, Brazil	Nubank is a digital-only bank that offers digital credit cards, transfers, and payments.
177	Numbrs	Numbrs Numbrs	Bank Pay PFM	Con	1,600,000	4 101 to 250	numbrs.com	105.40	1999			Zurich, Switzerland	Numbrs is a customer-centric financial services company that enables customers to manage their existing bank accounts and personal finances.
33	Nuri	Nuri Nuri	Bank Inv Ed	Con	200,000	4 101 to 250	nuri.com	39.20	2015			Berlin, Germany	Nuri empowers people to manage and grow their wealth through innovative technologies.
387	Nuula	Nuula Nuula	Lend Inv PFM	Bus		1 1 to 10	nuula.com	120.00	2020			Toronto, Canada	Nuula is an application that provides tools that makes critical business KPIs easier for small enterprises.
361	NUUM	NUUM NUUM	Bank Pay	Con		2 11 to 50	nuum.space		2020	Asia	Russia	Moscow, Russia	NUUM is a Russian neobank for gamers that combines IT capabilities of MTS and fintech services of MTS Bank. It is a platform for making financial transactions with special bonuses that can be spent in videogames for PCs, game consoles, tablets and smartphones.
179	OakNorth Bank	OakNorth Bank OakNorth Bank	Bank Lend	Con Bus	175,000	6 501 to 1,000	oaknorth.co.uk	1,000,000.00	2015	Europe	United Kingdom	London, UK	OakNorth Bank is a UK bank powered by the OakNorth Credit Intelligence Suite.
180	OnDeck	OnDeck OnDeck	Lend	Bus	7,000,000	6 501 to 1,000	ondeck.com	1,200.00	2007			New York, NY	Ondeck is a technology-enabled financial platform that provides loan financing to small and medium-sized businesses.
181	One Finance	One Finance One Finance	Bank Lend Pay	Con		3 51 to 100	onefinance.com	66.00	2019			San Francisco, CA	One is a provider of banking services intended to make banking experience better.
182	onJuno	onJuno onJuno	Bank Pay	Con	20,000,000	2 11 to 50	onjuno.com	3.00	2019			Bengaluru, India	OnJuno is a cross-border neobank platform that aims to give users across the world a high yield account to grow their savings.
306	Opay	Opay Opay	Bank Pay PFM	Con Bus	13,000,000	5 251 to 500	opayweb.com	570.00	2018			Lagos, Nigeria	OPay is a fintech company that enables users to accomplish more with their money by providing smart financial services.
183	Open	Open Open	Bank Lend Pay PFM	Bus	25,000	6 501 to 1,000	openmoney.co		2017			Bengaluru, India	OpenMoney is an all-in-one business banking platform that combines banking, payments, accounting & bookkeeping, spend management, cards and loans for small businesses, freelancers and startups.
184	Osper	Osper Osper	Bank	Con		2 11 to 50	osper.com	11.20	2012			London, UK	Osper is a prepaid debit card and mobile banking service empowering young people to manage their money responsibly.
185	Oxygen	Oxygen Oxygen	Bank Pay	Con Bus	600,000	2 11 to 50	oxygen.us	24.00	2018			San Francisco, CA	Oxygen is a modern digital-only banking platform for the 21st century economy- providing digital natives, creators & entrepreneurs consumer and business banking.
186	Paga	Paga Paga	Bank Pay	Con	17,000,000	5 251 to 500	mypaga.com	36.70	2009			London, UK	Paga is a mobile payment company building an ecosystem to enable people digitally send and receive money, creating simple financial access.
300	Pahela	Pahela Pahela	Bank Pay	Con		1 1 to 10	pahela.money		2020			Dhaka, Mumbai	Pahela ( or "Pahela Bank" or "Pahela Money" is the first cross-border bank out of Bangladesh with operations in India, currently live with the first product: Multi-Currency Virtual Card.
187	PaoBank	PaoBank PaoBank	Bank Lend Pay	Con Bus			paob.com.hk		2018			Hong Kong	Trade loans, digital banking softwares for businesses and consumers
188	Papara	Papara Papara	Bank Pay	Con	11,000,000	4 101 to 250	papara.com	2.00	2015			Istanbul, Turkey	Papara provides simple, fair, and supersonic banking services without boundaries that a bank would have. Shortly, it is the future of banking.
189	Parpera	Parpera Parpera	Bank PFM	Bus		1 1 to 10	parpera.com	1.80	2020			Sydney, Australia	Parpera is a fintech focused on providing businesses, freelancers, and entrepreneurs with a better way to manage their money.
307	Paybby	Paybby Paybby	Bank Pay Inv Ed	Con	1,400	2 11 to 50	paybby.com		2020	North America	United States	Syosset, NY	Built to empower the Black and Brown communities to pay less for banking, build wealth and end financial unfairness.
190	Paypal	Paypal Paypal	Lend Pay PFM	Con Bus	392,000,000	8 10,000+	paypal.com	216.00	1998			San Jose, CA	PayPal is a financial service company that provides online payment solutions to its users worldwide.
308	Pennyworth	Pennyworth Pennyworth	Bank	Con	10,000,000	1 1 to 10	pennyworthfinancial.com		2020	Europe	United Kingdom	London, UK	Pennyworth is the planning app that helps you reach your goals. Discover, set and track your most important goals. Explore common goals for your age, find out how to achieve them, or shape your own unique goals. Turn them into a single financial plan in just a few taps.
191	Penta	Penta Penta	Bank Lend Pay	Bus	25,000	4 101 to 250	getpenta.com	82.80	2016			Berlin, Germany	Penta is a digital business bank platform designed to help startups and SMEs save time and money on banking, acquired by finleap.
192	Petal	Petal Petal	Bank Pay Ed	Con	50,000	4 101 to 250	petalcard.com	703.40	2016			New York, NY	Petal is a financial technology company on a mission to make credit honest, simple, and accessible.
193	Pockit	Pockit Pockit	Bank Pay	Con	200,000	2 11 to 50	pockit.com	38.40	2012	Europe	United Kingdom	London, UK	Pockit is a financial technology company that provides a digital banking app for the underbanked masses.
194	Point	Point Point	Lend	Con		2 11 to 50	point.com	30.40	2014			Palo Alto, CA	Point provides shared home equity financing, shared equity, HELOC alternative to existing homeowners and new homebuyers.
397	PrizePool	PrizePool PrizePool	Bank	Con		1 1 to 10	getprizepool.com	18.60	2019			San Mateo, CA	PrizePool is a savings startup that offers savings account that makes saving money fun and even exciting.
395	Profit	Profit Profit	Bank PFM	Bus		1 1 to 10	bankprofit.com	0.50	2019			New York, NY	PROFIT is a digital bank for small businesses that provides free banking and bookkeeping.
195	Progressa	Progressa Progressa	Lend	Con		3 51 to 100	progressa.com	95.40	2013			Vancouver, Canada	Progressa is a direct-pay lending platform that helps Canadian individuals who are in debt pay back their due bills. It pays its users’ bills directly so that they are able to manage their debts, interest payments, and collections.
316	Propel	Propel Propel	Pay PFM Ed	Con		2 11 to 50	joinpropel.com	18.20	2014			New York, NY	Propel builds software dedicated to helping low-income Americans improve their financial health.
196	Prospa	Prospa Prospa	Lend	Bus	11,900	5 251 to 500	prospa.com	96.70	2012			Sydney, Australia	Prospa is an Australian owned and operated online lending service provider for small businesses within the region.
197	Prosper	Prosper Prosper	Lend Pay	Con Bus	1,190,000	5 251 to 500	prosper.com	415.50	2005			San Francisco, CA	Prosper Marketplace is an online lending platform that connects people who want to borrow money with individuals and institutions.
198	Purple	Purple Purple	Bank PFM	Con		1 1 to 10	withpurple.com		2020			Bonita Springs, FL	Purple offers mobile banking and financial services for people with disabilities.
199	Qapital	Qapital Qapital	Bank PFM	Con	2,000,000	3 51 to 100	qapital.com	47.30	2012			New York, NY	Qapital empowers people to maximize their happiness by saving, spending, and investing with goals in mind.
200	Qonto	Qonto Qonto	Bank	Bus	220,000	5 251 to 500	qonto.com	703.90	2016			Paris, France	Qonto is an digital-only bank that provides financial tools for small and medium-sized businesses and freelancers.
201	Qube Money	Qube Money Qube Money	Bank PFM Ed	Con		2 11 to 50	qubemoney.com	4.00	2019	North America	United States	Pleasant Grove, UT	Qube Money is a mobile banking and budgeting app on a mission to digitize cash envelope budgeting.
292	QuickenLoans	QuickenLoans QuickenLoans	Lend Ed	Con		5 251 to 500	quickenloans.com		1985			Detroit, MI	Quicken Loans is one of the United States' largest online lenders, offering consumers access to personal loans and home financing.
202	Quontic Bank	Quontic Bank Quontic Bank	Bank Lend Pay	Con Bus		4 101 to 250	quontic.com	13.10	2009			Manhattan, NY	Quontic Bank offers checking and savings accounts to small business loans and home mortgages, as well as online and mobile banking.
317	Ramp	Ramp Ramp	Bank Pay PFM	Bus	2,000	4 101 to 250	ramp.com	610.00	2019			New York, NY	Ramp is a technology company that develops corporate cards designed to save money for businesses.
203	RateSetter	RateSetter RateSetter	Lend	Con	800,000	5 251 to 500	ratesetter.com	63.40	2010	Europe	United Kingdom	London, UK	RateSetter is a P2P lending platform allowing users to lend and borrow money directly from each other according to their own interest rates, acquired by Metro Bank.
403	Rauva	Rauva Rauva	Bank Lend Pay	Bus		2 11 to 50	rauva.com		2022			Lisbon, Portugal	Rauva, built by entrepreneurs for entrepreneurs, is currently developing a leading financial super-app for Europe’s Mediterranean region.
204	Razorpay	Razorpay Razorpay	Bank Pay PFM	Bus	8,000,000	6 501 to 1,000	razorpay.com	741.60	2014			Bangalore, India	Razorpay is a platform that enables businesses to accept, process and disburse payments.
205	Rebellion	Rebellion Rebellion	Bank Pay	Con	200,000	2 11 to 50	rebellionpay.com	7.60	2017			Madrid, Spain	Rebellion Pay was created to meet the needs of a generation of young people who do not identify with conventional banks. Rebellion is positioned as the Spanish neobank leader among Gen Z and Millenial generations.
322	Recognise	Recognise Recognise	Bank Lend	Bus		2 11 to 50	recognisebank.co.uk	15.30	2016	Europe	United Kingdom	London, UK	Recognise Bank Ltd is a provider of Banking services to UK's Small and Medium sized Enterprises (SMEs).
207	Revolut	Revolut Revolut	Bank Pay Inv PFM Ed	Con Bus	19,130,000	6 1,001 to 5,000	revolut.com	1,700.00	2015			London, UK	Revolut is a financial services company that specializes in mobile banking, card payments, money remittance, and foreign exchange.
208	Rewire	Rewire Rewire	Bank Pay	Con	1,000,000	4 101 to 250	rewire.com	32.00	2015			Tel Aviv, Israel	Rewire is a fintech startup that develops cross-border online banking solutions for migrants worldwide.
209	Rho	Rho Rho	Bank Pay PFM	Bus		2 11 to 50	rho.co	194.90	2018			New York, NY	Rho Business Banking is a digital banking platform for startups and high-growth companies.
210	Ripple	Ripple Ripple	Lend Pay	Bus	300	6 501 to 1,000	ripple.com	293.80	2012			San Francisco, CA	Ripple provides one frictionless experience to send money globally using the power of blockchain.
211	Rizq	Rizq Rizq	Bank Pay	Con		2 11 to 50	getrizq.co	0.70	2020			London, UK	Rizq is the first fully digital sharia-compliant, ethical digital-only bank account in the UK.
212	Robinhood	Robinhood Robinhood	Inv PFM	Con	22,400,000	6 1,001 to 5,000	robinhood.com	5,600.00	2013			Menho Park, CA	Robinhood is a stock brokerage that allows customers to buy and sell stocks, options, ETFs, and cryptocurrencies with zero commission.
213	RoosterMoney	RoosterMoney RoosterMoney	Bank Ed	Con	200,000	2 11 to 50	roostermoney.com	2.90	2015			London, UK	RoosterMoney helps families keep track of pocket money and helps teach children to save responsibly.
214	Sable	Sable Sable	Bank Ed	Con	200,000	1 1 to 10	sablecard.com	4.70	2019			New York, NY	Sable is a digital-only bank that welcomes credit worthy internationals in the U.S and helps them build credit.
298	SaveIN	SaveIN SaveIN	Lend	Con	50,000	2 11 to 50	savein.money		2020	Asia	India	Delhi, India	SaveIN is a neobank buy now, pay later service for Indian consumers who need access to healthcare financing.
388	Scalapay	Scalapay Scalapay	Lend	Con		1 1 to 10	scalapay.com	727.50	2019			Milan, Italy	Scalapay is a payment solution provider that allows customers to buy and pay in three installments without any additional interest.
215	Scratch	Scratch Scratch	Lend	Con Bus		2 11 to 50	scratch.fi	17.30	2015			San Francisco, CA	Scratch is changing the way people experience debt as a website facilitating and helping borrowers service consumer loans.
216	SEBA	SEBA SEBA	Bank Lend Inv PFM Ed	Con Bus		4 101 to 250	seba.swiss	246.90	2018			Zug, Switzerland	SEBA Bank is a cryptocurrency company that provides a seamless, secure, and easy-to-use bridge between digital and traditional assets.
363	Shine	Shine Shine	Bank	Con Bus		2 11 to 50	shine.fr	12.50	2017			Paris, France	Shine.fr is a mobile bank that offers a management platform to freelancers for online banking with contract and invoice management.
335	Smarty Pig	Smarty Pig Smarty Pig	Bank	Bus	40,000	2 11 to 50	smartypig.com		2008	North America	United States	Des Moines, IA	SmartyPig is the first and only online banking application that combines the intuitive functionality of Web 2.0 user applications with the viral nature of social networking communities such as Facebook, Twitter and Get Satisfaction.
220	Sofi	Sofi Sofi	Bank Lend Pay Inv	Con Bus	2,500,000	6 1,001 to 5,000	sofi.com	3,000.00	2011			San Francisco, CA	SoFi is a finance company that offers a range of lending and wealth management services.
364	Soldo	Soldo Soldo	Bank Pay	Bus		4 101 to 250	soldo.com	263.20	2015			London, UK	Soldo is a multi-user expense account helping companies manage their budgets.
221	Spiral	Spiral Spiral	Bank	Con		2 11 to 50	spiral.us	14.00	2019			New York, NY	The neobank combines banking and charitable organizations by launching a new ethical banking app that enables customers to support any charitable cause they care about while earning attractive rates and monthly cash bonuses on their deposits.
222	Spriggy	Spriggy Spriggy	Bank Pay Inv Ed	Con	500,000	2 11 to 50	spriggy.com.au	52.10	2015			Sydney, Australia	Spriggy is a mobile app and prepaid card that helps parents and kids manage their money together.
223	Square	Square Square	Bank Lend Pay PFM	Bus	2,000,000	7 5,001 to 10,000	squareup.com	602.10	2009			San Francisco, CA	Square is a merchant services aggregator and mobile payment company that aims to simplify commerce through technology.
224	Stack	Stack Stack	Bank	Con		2 11 to 50	getstack.ca		2018			Toronto, Canada	STACK delivers a smarter way to spend, save and share your money, straight from your mobile and fee-free, like it should be.
226	Starling Bank	Starling Bank Starling Bank	Bank Lend Pay PFM	Con Bus	2,140,000	6 501 to 1,000	starlingbank.com	922.00	2014	Europe	United Kingdom	London, UK	Starling Bank is a mobile banking platform that offers personal, joint and business accounts.
227	Stash	Stash Stash	Bank Inv	Con	5,000,000	5 251 to 500	stash.com	427.40	2015			New York, NY	Stash is a personal finance app that combines banking, investing, and advice into one platform.
313	Statrys	Statrys Statrys	Bank Pay	Bus		2 11 to 50	statrys.com	5.00	2018			Hong Kong	Statrys is a fintech company that offers a digital payments solution alternative for SMEs, startups and entrepreneurs.
396	Status Money	Status Money Status Money	Pay PFM	Con		1 1 to 10	statusmoney.com	13.40	2016			New York, NY	Status Money is a social personal finance app that enables people to compare finances and crowdsource advice from peers.
228	Step	Step Step	Bank Ed	Con	100,000	3 51 to 100	step.com	191.30	2018			Palo Alto, CA	Step is a fintech company that builds mobile-based banking for teenagers.
229	Stilt	Stilt Stilt	Bank Lend Ed	Con		2 11 to 50	stilt.com	224.80	2015			San Francisco, CA	Stilt offers financial services and loans for immigrants, visa holders, and the underserved.
230	Stocard	Stocard Stocard	Bank	Con	50,000,000	3 51 to 100	stocardapp.com	31.10	2012			Mannheim, Germany	Stocard is a mobile wallet by rewarding shoppers for their purchases, acquired by Klarna.
352	StormPay	StormPay StormPay	Bank Pay	Con Bus		1 1 to 10	stormpay.io		2020			United Kingdom	StormPay is a fintech company that allows customers to use both financial and non-financial services in one app
386	Stretch	Stretch Stretch	Bank	Con		1 1 to 10	stretch.money		2021			Dallas, TX	Stretch considers itself the first financial services company dedicated to communities impacted by incarceration. We're building a trusted platform with solutions for the unique financial circumstances of our customers and their families.
232	Stripe	Stripe Stripe	Bank Pay PFM	Bus	2,000,000	6 1,001 to 5,000	stripe.com	2,200.00	2010			San Francisco, CA	Stripe is a developer-oriented commerce company helping small and large companies accept web and mobile payments.
404	Suvi	Suvi Suvi	Bank PFM	Con		2 11 to 50	suvicash.com		2020			Los Gatos, CA	Suvi is a fintech company that provides budgeting, instant payments and banking solutions to increase functionality and accessibility.
393	Swadesh	Swadesh Swadesh	Bank Pay	Con		1 1 to 10	swadesh.co		2019			Delhi, India	Swadesh is a digital bank that allows customers to invest, remit, and manage their money in India from abroad.
401	Swisspeers	Swisspeers Swisspeers	Lend Inv	Bus		2 11 to 50	swisspeers.ch	105.00	2015			Winterthur, Switzerland	swisspeers is an online direct lending platform connecting Swiss bases SMEs with financing needs directly to private and institutional investors suffering from an investment drought in the Swiss Franc fixed income market.
233	sync	sync sync	Bank Pay PFM	Con	37,000	2 11 to 50	sync.money	7.60	2018			London, UK	sync. is looking to lead the way in Open Banking as a smart digital-only bank.. We allow users to instantly open a current GBP &/or EUR account in minutes and we provide them with the ability to open up to 30+ other currency accounts
234	Tala	Tala Tala	Lend	Con	6,000,000	6 501 to 1,000	tala.co		2011			Santa Monica, CA	Tala is a financial technology company on a mission to build a financial system that works for everyone. Our first product is a lending app that instantly underwrites and delivers credit to customers who have little or no formal borrowing history.
235	Tandem	Tandem Tandem	Bank Lend	Con		3 51 to 100	tandem.co.uk	175.80	2015			London, UK	Tandem is building a bank and financial management universe, focused on freeing users from financial stress by making money simple.
236	Tangerine	Tangerine Tangerine	Bank Lend Pay Inv	Con	2,000,000	6 1,001 to 5,000	tangerine.ca		1997			Toronto, Canada	Online banking Tangerine Bank known as the bank that helps Canadians save their money.savings accounts. Its products included savings accounts, tax-free savings accounts mortgages, retirement savings plans guaranteed investments
399	Thriday	Thriday Thriday	Bank PFM	Bus		2 11 to 50	thriday.com.au	9.00	2020			Melbourne, Australia	Thriday saves small businesses a huge amount of time and money by automating financial admin. It's like having a bookkeeper, accountant and bank account all in one.
237	Tide	Tide Tide	Bank Pay PFM	Bus	350,000	5 251 to 500	tide.co	195.20	2015			London, UK	Tide is a business banking platform with a mission to save small businesses time and money on their banking and admin.
238	Timo	Timo Timo	Bank	Con	300,000	3 51 to 100	timo.vn	20.00	2015			Ho Chi Minh Ciy, Vietnam	An online bank account for Vietnamese citizens, with a Visa credit card and savings and checkig accounts
239	Tinaba	Tinaba Tinaba	Bank Lend Pay Inv	Con Bus	1,200,000,000	2 11 to 50	bancaprofilo.tinaba.it		2015			Milan, Italy	Tinaba is a fintech banking app to transfer, share, manage and spend money, to achieve crowdfunding and all your projects.
240	TinkOff	TinkOff TinkOff	Bank Lend	Con	18,000,000	8 10,000+	tinkoff.ru	90.00	2006			Moscow, Russia	The Tinkoff ecosystem offers a full range of financial services for individuals and businesses. With a focus on lifestyle banking, the Tinkoff ecosystem enables customers to assess and plan personal spending, invest their savings, earn loyalty programme bonuses, book trips, buy movie tickets, make restaurant reservations and much more.
280	Tnex	Tnex Tnex	Bank PFM	Con Bus	250,000	3 51 to 100	tnex.com.vn		2019			Hanoi, Vietnam	First digital banking platform and lifestyle ecosystem for Micro Merchants and GenZ in Vietnam
379	Tomo	Tomo Tomo	Lend	Con		3 51 to 100	hellotomo.com	70.00	2020			Stamford, CT	Tomo is a fintech startup that will improve the homebuying experience, initially as a digital mortgage and transaction company.
241	TomoCredit	TomoCredit TomoCredit	Bank Pay	Con	10,000	1 1 to 10	tomocredit.com	17.00	2018			San Francisco, CA	TomoCredit helps millennials get the credit cards they deserve by analyzing alternative data sets.
242	Tomorrow	Tomorrow Tomorrow	Bank Pay Inv	Con	108,000	3 51 to 100	tomorrow.one	3.50	2018	Europe	Germany	Hamburg, Germany	Mobile banking for a sustainable future with a wooden debit card and savings accounts
243	Tonik	Tonik Tonik	Bank Lend Pay	Con	30,000	4 101 to 250	tonikbank.com	44.00	2018	Asia	Philippines	Singapore, Singapore	TONIK is a digital-only bank that provides retail financial products, including savings deposits, loans, current accounts, payments, and cards.
244	Touco	Touco Touco	Pay PFM	Con		1 1 to 10	usetouco.com		2018			London, UK	Touco Lab is a research-driven organization that focuses on behavioral science that leads to positive financial outcomes.
246	TreeCard	TreeCard TreeCard	Bank	Con		1 1 to 10	treecard.org	6.20	2020			London, UK	Treecard is a fullstack green finance platform, allowing consumers to spend, save and invest responsibly with a wooden debit card.
398	TymeBank	TymeBank TymeBank	Bank Pay PFM	Con Bus		6 1,001 to 5,000	tymebank.co.za	169.00	2012			Johannesburg, Gauteng	TymeBank is a South African fully black-owned and controlled investment company.
247	Tymit	Tymit Tymit	Bank Pay PFM	Con		3 51 to 100	tymit.com	21.50	2017			London, UK	Tymit is a provider of credit cards that offers financing purchases overtime and manages the monthly budget.
349	Uala	Uala Uala	Bank Pay PFM	Con		6 1,001 to 5,000	uala.com.ar	544.00	2017	South America		Buenos Aires, Argentina	Ualá is a fintech company that offers a financial ecosystem through an app, linked to a free international Mastercard card.
248	Ubank	Ubank Ubank	Bank Lend	Con	600,000	4 101 to 250	ubank.com.au		2008			North Sydney, Australia	UBank is an Australian direct bank with home lending and savings products. UBank operates as a division of National Australia Bank (NAB).
249	Umba	Umba Umba	Bank Lend Pay	Con		2 11 to 50	umba.com	2.00	2018			San Francisco, CA	Umba is an African digital bank, offering free bank accounts and financial services to our customers
390	Ume Loans	Ume Loans Ume Loans	Lend	Con		1 1 to 10	umeloans.com.au	11.00	2009			Queensland, Australia	Ume Loans was established as a lender to help good people who find it challenging to obtain loans from traditional banks and finance companies.
250	Unifimoney	Unifimoney Unifimoney	Bank Lend Inv PFM	Con		2 11 to 50	unifimoney.com	1.60	2019			San Francisco, CA	Unifimoney is a single account accessed via mobile that integrated a high-interest checking account, a credit card and Robo investment platform.
304	Up	Up Up	Bank Pay PFM Ed	Con		3 51 to 100	up.com.au		2017	Australia	Australia	Melbourne, Australia	Australia’s first mobile-only digital bank, helping Upsiders spend wisely and save effortlessly. #1 rated Australian banking app (in the App Store and Google Play)
251	Upgrade	Upgrade Upgrade	Bank Lend Pay	Con	15,000,000	5 251 to 500	upgrade.com	587.00	2016			San Francisco, CA	Upgrade is a fintech company that offers credit and mobile banking to mainstream consumers.
253	Varo	Varo Varo	Bank	Con	4,000,000	6 501 to 1,000	varomoney.com	992.40	2015	North America	United States	San Francisco, CA	Varo is a digital bank that offers innovative, premium banking services wrapped in inclusive design.
287	Vbank	Vbank Vbank	Bank Lend Pay Inv	Con Bus	250,000	3 51 to 100	vbank.ng		2015	Africa	Nigeria	Lagos, Nigeria	Offers deposit accounts, joint accounts, physical and virtual cards, multiple payment channels (QR & NFC), transfers to multiple beneficiaries, bill payments and account analytics
254	Venmo	Venmo Venmo	Bank Pay PFM	Con Bus	83,000,000	3 51 to 100	venmo.com	1.30	2012			New York, NY	Venmo offers an app that allows users to share and make payments with friends for a variety of services and leave a balance on their account.
344	Vergo	Vergo Vergo	Bank Lend PFM	Con Bus		1 1 to 10	getvergo.com	0.10	2021			New York, NY	A community digital-only bank for businesses in the architecture, design and building industry.
302	Vio Bank	Vio Bank Vio Bank	Bank	Con		2 11 to 50	viobank.com		2018	North America	United States	Oklahoma City, Oklahoma	Vio Bank is the digital bank division of MidFirst Bank, the largest privately held bank in the United States and an FDIC member.
255	Viva Wallet	Viva Wallet Viva Wallet	Pay PFM	Bus		6 501 to 1,000	vivawallet.com	189.50	2000			Athens, Greece	Viva Wallet is a cloud-based neobank that offers card acceptance services for businesses.
256	Vivid Money	Vivid Money Vivid Money	Bank Pay Inv	Con	100,000	4 101 to 250	vivid.money	17.70	2020			Berlin, Germany	Vivid Money is a financial platform and mobile banking app that helps customers save and invest their money.
257	Volt Bank	Volt Bank Volt Bank	Bank PFM	Con	40,000	3 51 to 100	voltbank.com.au	90.10	2019			North Sydney, Australia	Volt is an digital-only bank savings account with personal challenges to incite savings.
365	Vybe	Vybe Vybe	Bank	Con		2 11 to 50	vybecard.com	2.90	2019			Paris, France	Vybe is a provider of a digital platform used to develop a payment card for young people aged 13 to 18.
258	Walrus	Walrus Walrus	Bank	Con	20,000	1 1 to 10	walrus.club		2019			Bengaluru, India	Walrus is a fintech company that offers a payments app and debit card for the Indian youth.
297	Wave Financial	Wave Financial Wave Financial	Bank Pay PFM	Bus	2,500,000	4 101 to 250	waveapps.com	79.80	2010	North America	United States, Canada	Ontario, Canada	Wave offers tailored financial services (payments, payroll) and award-winning free software for small/micro-businesses around the world, acquired by H&R Block.
259	Wealthfront	Wealthfront Wealthfront	Bank Lend Pay Inv PFM	Con	440,000	4 101 to 250	wealthfront.com	204.50	2011	North America	United States	Palo Alto, CA	Wealthfront is a next-gen banking service that helps manage money for both short-term and long-term wealth.
260	Wealthsimple	Wealthsimple Wealthsimple	Pay Inv PFM	Con	1,500,000	5 251 to 500	wealthsimple.com	900.40	2014			Toronto, Canada	Wealthsimple offers financial tools to help investors grow and manage their money, with options to pay friends and save their money.
261	WeBank	WeBank WeBank	Bank	Con	270,000,000	6 1,001 to 5,000	webank.com	182.60	2014			Shenzhen, China	WeBank is a private commercial bank with an online focus that utilizes facial recognition security software.
350	WeLab Bank	WeLab Bank WeLab Bank	Bank Lend PFM Ed	Con		5 251 to 500	welab.bank		2020			Hong Kong	Enables customers to manage, save and growth their wealth by delivering intelligent banking experience through a range of innovative banking services.
285	WhatsLoan	WhatsLoan WhatsLoan	Lend	Con Bus	100,000	2 11 to 50	whatsloan.com		2019	Asia	India	Bangalore, India	WhatsLoan is a digital-only bank platform that allows consumers to find and receive personal loans.
245	Wise	Wise Wise	Bank Pay	Con Bus	10,000,000	6 1,001 to 5,000	wise.com	1,300.00	2011	All	All (except North Korea and Iran)	London, UK	Wise is a money transfer service allowing private individuals and businesses to send money abroad without hidden charges.
263	X1 Card	X1 Card X1 Card	Bank Pay	Con		2 11 to 50	x1creditcard.com	22.00				San Francisco, CA	Built with 17g of stainless steel and laser etching technology, X1 Card reimagines the credit card from the ground up. It harnesses the power of technology to offer smart credit limits, an unparalleled rewards program, and automated features that will transform the way you shop and spend.
264	Xero	Xero Xero	PFM	Bus	3,000,000	6 1,001 to 5,000	xero.com	681.40	2006			Wellington, New Zealand	Xero is a suite of online accounting software for small businesses, accountants, and bookkeepers.
266	Xoom	Xoom Xoom	Pay PFM	Con		4 101 to 250	xoom.com	104.30	2001			San Francisco, CA	Xoom is a digital money transfer company that allows users to securely transfer money online, acquired by Paypal.
327	Yap	Yap Yap	Bank PFM Ed	Con	25,000	2 11 to 50	yap.com		2018			Dubai, UAE	YAP is a neobank focused wholly on improving the digital banking experience. We function as an independent app with no physical branches, making it the first of its kind in the UAE.
268	Yotta	Yotta Yotta	Bank Pay	Con	350,000	2 11 to 50	withyotta.com	16.60	2019	North America	United States	New York, NY	Yotta Savings offers free FDIC-insured bank savings accounts and rewards savings account depositors with weekly prize drawings.
269	youTrip	youTrip youTrip	Bank Pay	Con		3 51 to 100	you.co	55.50	2016			Sheung Wan, Hong Kong	YouTrip is a multi-currency mobile wallet that allows users to pay overseas with no transaction fees.
400	Yuh	Yuh Yuh	Bank Pay Inv	Con		2 11 to 50	yuh.com		2021			Gland, Switzerland	Yuh is a one-stop solution that offers a reliable and innovative option to control their finances by making payments, saving, and investing.
328	Zand	Zand Zand	Bank	Con Bus		3 51 to 100	zand.ae		2018			Dubai, UAE	Zand, the first digital bank in the world to provide both retail and corporate banking is set for imminent launch in the UAE
271	Zelf	Zelf Zelf	Bank	Con	500,000	2 11 to 50	zelf.co	2.00	2019			Riga, Latvia	Zelf is a neobank targeting Gen Z to bring money in their messengers with AI-powered voice control over the most of financial operations.
272	Zelle	Zelle Zelle	Pay	Con Bus	86,000,000		zellepay.com		2017	North America	United States	Scottsdale, AZ	Zelle is a p2p payment platform that allows users to digitally send, receive money, and make safe and fast bank transactions.
273	Zen.com	Zen.com Zen.com	Bank	Con Bus		4 101 to 250	zen.com					Wilno, Lithuania, Lithuania	The zero effort nonbank that allows consumers to save and get instant access to money with no hassle
262	Zepz	Zepz Zepz	Pay	Con		6 501 to 1,000	zepspay.com	699.70	2010			London, UK	Zepz is a money transfer service that helps migrants send money to their loved ones all over the world.
275	Zeta	Zeta Zeta	Bank PFM	Con	1,000	2 11 to 50	askzeta.com	1.50	2017			San Francisco, CA	Zeta is a fintech focused on helping families thrive. Our core products include a modern-day joint account and money manager.
270	Ziina	Ziina Ziina	Bank Pay PFM	Con	20,000	1 1 to 10	ziina.com	8.50	2020	Asia	UAE	Dubai, UAE	Ziina is bringing the next generation of financial services to the Middle East. Ziina is the UAE’s first peer-to-peer payment app.
382	Zil	Zil Zil	Bank Pay	Bus	196,000	3 51 to 100	zilbank.com		2021			San Jose, CA	Zil Banking provides you a one-stop solution for all your business needs with a free ACH, Check Printing, Payroll Management etc.
345	Zolve	Zolve Zolve	Bank Pay Ed	Con	70,000	2 11 to 50	zolve.com	55.10	2020			Bangalore, India	Zolve is a fintech company that offers seamless cross-border financial services. Zolve is a global neo-banking startup that looks to provide banking and financial services to individuals looking at migrating to international geographies.
276	Zoona	Zoona Zoona	Bank Pay PFM	Con Bus	83,577	2 11 to 50	ilovezoona.com	22.90	2009			Cape Town, South Africa	Zoona is a mobile technology company developing products such as money transfers, electronic voucher payments, and agent payment, acquired by Mukuru.
277	zopa	zopa zopa	Bank Lend Pay	Con	500,000	5 251 to 500	zopa.com	792.30	2005	Europe	United Kingdom	London, UK	Zopa offers peer-to-peer loans with low rates, flexible terms, and no early repayment fees.
278	Zoro Card	Zoro Card Zoro Card	Bank Ed	Con		1 1 to 10	zorocard.com		2019	Australia		Bloomington, IN	The Zoro card is the simplest way to build credit with a debit card that build credit where all purchases are reported.
333	Zynlo	Zynlo Zynlo	Bank Pay	Con		5 251 to 500	Zynlobank.com		2021				ZYNLO Bank is a digital-only bank that offers accounts, banking, lending, savings, and financial services for clients.
279	Zytara	Zytara Zytara	Bank	Con		2 11 to 50	zytara.com		2019			Cheyenne, WY	Zytara is a financial technology company focused on supporting Millennial and Gen Z gamers and esports enthusiasts.
	Company		Categories	Audience						Continent	Country		Description

The World’s Biggest List of Digital Banks