The World's Biggest List of Digital Banks

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Do you want to keep track of innovations in digital banking? Do you run a fintech or digital bank and want to monitor the competition? Are you a venture capitalist or investment banker evaluating the digital banking market? This list of digital banks is for you.

What is a digital bank? To be included in this list of digital banks, you must be actively providing at least one of the following financial services directly to consumers, businesses, or both: digital banking, digital payments, digital lending, investment services/solutions, personal financial management (PFM) tools, or financial education/wellness tools. Other types of fintechs and financial services firms will not be included in this list of digital banks.

When was the last time this list of digital banks was updated? This list of digital banks was first released in early 2021. Updated quarterly, it now includes over 300 different providers of digital banking services, making it the biggest indexable, interactive and up-to-date list of digital banks in the world. The last update was February 22, 2022. The next update will be in July 2022.

How can a digital bank be added to the list? If you would like to submit a neobank to this list of digital banks, please click here. If you have comments, questions or suggestions about how we might improve this list of digital banks, please contact us.

For insights, analysis and news about the latest trends affecting digital banks, sign up for The Financial Brand’s email newsletter — it’s free!

Is this list of digital banks limited to just the U.S.? No, this list of digital banks includes neobanks from around the world, including the UK, Belgium, Ireland, India, China, Nigeria, Brazil, Canada and many more.

What is the largest digital bank? According to expert analysts in the digital banking sector, NuBank based in Brazil is the largest digital bank by valuation. Chime is the biggest digital bank in the U.S., with over 13.1 million digital banking users. And Revolut based in London has more than 19,130,000 million users, making it the biggest digital bank in the UK.

To submit or update a digital bank listing, please click here. If you have comments, questions or suggestions about how we might improve this list Digital Bank Database, please contact us.

Types of Digital Banking Providers in the List

CATEGORY	CRITERIA
Digital Banking	Providing the same (or similar) transactional functionality as a checking account. Service intends to replace or compete with checking accounts offered by traditional banks and credit unions.
Payments	Facilitating payments and/or money transfers between parties (e.g., Venmo, Zelle, PayPal).
Lending	Providers offering loans and/or lines of credit.
Investments	Platforms that allow investors to trade equities, bonds and other standard retail investments, or services that help investors research and analyze such trades. Does not include currency, crypto or forex.
PFM Tools	Facilitates the analysis of spending patterns, classifying/categorizing expenses, building budgets, and/or aggregating accounts from multiple third-parties.
Financial Education	Tools that help consumers build their financial knowledge and/or skills. Includes credit repair, credit monitoring, and credit building services.

TARGET AUDIENCE: Consumers Businesses

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Company	#	Website	Domain	Categories	Audience	Customers	Employees	Funding	Founded	Continent	Country	Headquarters	Description
Acorns	3	Acorns	acorns.com	Bank Inv Ed	Con	8,200,000.00	251 to 500	207.00	2012			Irvine, CA	Acorns is a finance company that allows individuals to round up purchases and automatically invest the change.
Adyen	318	Adyen	adyen.com	Pay PFM	Bus	3,500.00	501 to 1,000	266.00	2006			Amsterdam, Netherlands	Adyen offers a platform that integrates gateway, risk management, processing, acquiring, and settlement of payments.
Affirm	4	Affirm	affirm.com	Lend Inv	Con Bus	5,400,000.00	1,001 to 5,000	1,500.00	2012			San Francisco, CA	Affirm is a financial technology services company that offers installment loans to consumers at the point of sale.
AfterPay	311	AfterPay	afterpay.com	Pay	Con	5,000,000.00	1,001 to 5,000	448.70	2016			Sydney, Australia	Afterpay allows shoppers to receive products immediately and pay in four simple installments over a short period of time, acquired by Square.
Agora	291	Agora	teenzpower.club	Bank Ed	Con		11 to 50	2.00	2018			Atlanta, GA	Allows parents to pre-open a teen bank account for their children and permits them to manage and monitor their children's spending
Aion	5	Aion	aion.be	Bank Inv Ed	Con Bus		251 to 500		2020			Ixelles, Belgium	Aion is a digital bank with a modern human touch, offering a wide range of services to individual and business customers.
Airstar	6	Airstar	airstarbank.com	Bank Lend	Con		51 to 100		2019			Hong Kong	Airstar is digital-only bank with a high-interest savings, deposits and personal loans.
Airwallex	7	Airwallex	airwallex.com	Pay	Bus	20,000.00	1,001 to 5,000	802.00	2015			Melbourne, Australia	Airwallex is a financial services platform committed to build global financial infrastructure to scale the digital economy.
Akudo Tech	381	Akudo Tech	akudo.in	Bank Ed	Con		11 to 50	4.20	2020			Bengaluru, India	Digital-only bank Akudo is pioneering the concept of learning-first banking for teenagers. Crafted with the vision of raising generations of money-smart young Indians, the word 'akudo' (pronounced aku-doe) comes from Igbo and means peaceful wealth.
Albert	8	Albert	albert.com	Bank Inv Ed	Con	5,000,000.00	101 to 250	172.60	2015			Culver City, CA	Albert is a financial technology company aiming to democratize money management by making financial advice accessible and affordable.
Alliant CU	325	Alliant CU	alliantcreditunion.org	Bank Lend Pay Inv Ed	Con	600,000.00	251 to 500		1935			Des Plaines, IL	Alliant Credit Union is the first digital-only credit union, chartered and based in Illinois.
Allica Bank	394	Allica Bank	allica.bank	Bank Lend Pay	Bus		251 to 500	350.00	2019			London, UK	Recently named by The Times newspaper as one of the UK’s Top 20 financial technology (fintech) firms, Allica is bringing relationship banking back to the UK’s established SMEs, using the latest technology.
Ally Bank	9	Ally Bank	ally.com	Bank Lend Inv	Con	10,500,000.00	10,000+		2001			Detroit, MI	Ally Bank, Ally Financial's direct banking subsidiary, offers an array of deposit, personal lending and mortgage products and services
Alpian Bank	10	Alpian Bank	alpian.com	Bank Inv	Con		11 to 50	32.00	2019			Carouge, Switzerland	Alpian combines banking services, personal wealth management, and tailored investment products all in one app.
Ando	320	Ando	andomoney.com	Bank Pay Ed	Con	30,000.00	11 to 50	6.00	2021	North America	United States	San Diego, CA	Ando Money enables customers to join and drive a transformative movement to combat the climate crisis through carbon-reducing banking.
Anglo-Gulf Trade Bank	281	Anglo-Gulf Trade Bank	agtb.com	Bank Lend Pay Inv	Bus		11 to 50	100.00	2018			Abu Dhabi, United Arab Emirates	AGTB is the digital trade finance bank facilitating trade between the Middle East, United Kingdom and Asia.
ANNA Money	11	ANNA Money	anna.money	Bank PFM	Bus	20,000.00	11 to 50	49.90	2017			London, UK	ANNA Money is the business current account for startups and small businesses.
Ant Financial	12	Ant Financial	antgroup.com	Bank	Con Bus	1,300,000,000.00	5,001 to 10,000	22,000.00	2014			Hangzhou, China	Ant Group strives to enable all consumers and small businesses to have equal access to financial and other services through technology.
Anytime	13	Anytime	anyti.me	Bank Pay PFM	Bus		11 to 50	9.40	2012			Brussels, Belgium	ANYTIME offers business accounts, payment solutions, and expense management tools that make life easier for small businesses. Acquired by Orange Bank
Arival Bank	15	Arival Bank	arival.us	Bank Pay	Bus		11 to 50	10.80	2018			Miami, FL	A fintech company building banking services for businesses and entrepreneurs across the world.
Aspiration	16	Aspiration	aspiration.com	Bank Inv Ed	Con	5,000,000.00	101 to 250	250.00	2013	North America	United States	Marina Del Ray, CA	Aspiration offers retail banking and investing services that enable customers to spend and save their money in ways that protect the planet.
Aspire	17	Aspire	aspireapp.com	Bank Pay PFM	Bus	60,000.00	101 to 250	199.50	2018	Asia		Singapore	Aspire is an all-in-one finance operating system for growing businesses in southeast Asia.
Assetz Capital	18	Assetz Capital	assetzcapital.co.uk	Lend Inv	Con Bus		11 to 50	62.30	2012			London, UK	Assetz Capital is a lending business that provides its services for SME finance, bridging, and property development sectors.
Atmos	321	Atmos	joinatmos.com	Bank Pay	Con		1 to 10		2020	North America	United States	Berkeley, CA	Atmos Financial is a neobank leveraging bank deposits to finance clean energy, electrification, and other climate-positive infrastructure. Now offers checking accounts with cashback and high-yield savings accounts.
Avant	20	Avant	avant.com	Bank Lend Ed	Con	1,700,000.00	501 to 1,000	1,600.00	2012	North America	United States	Chicago, IL	Avant provides a full ecosystem of digital banking products, including deposits, personal loans, credit cards and auto loans, to everyday American consumers.
Axos Financial	284	Axos Financial	axosbank.com	Bank Lend Inv	Con Bus		11 to 50		2000			San Diego, CA	Axos Financial is a nationwide bank that provides financing for single and multifamily residential properties.
Azimo	21	Azimo	azimo.com	Pay	Con Bus	1,000,000.00	101 to 250	88.10	2012			London, UK	Azimo is an online money transfer company that provides a fast, secure, and low-cost alternative to legacy high street remittance services.
Babb	22	Babb	getbabb.com	Lend Pay Inv	Con	100,000.00	11 to 50	21.80	2017			England, UK	BABB is a world bank for the micro-economy: a global marketplace for human innovation, financial autonomy and wealth creation.
Bambu	23	Bambu	mybambu.com	Bank Pay	Con		11 to 50		2016			Memphis, TN	Bambu promotes financial inclusion to the unbanked by providing an array of financial solutions delivered via mobile devices.
Bank Dora	340	Bank Dora	bankdora.com	Bank Pay	Con		1 to 10		2020			Chelmsford, MA	Dora is a cooperative neobank, powered by the credit union movement, to reduce racial and economic disparities.
Bank Zero	338	Bank Zero	bankzero.co.za	Bank Pay	Bus		11 to 50		2016			Johannesburg, Gauteng	An App-driven bank established by tech entrepreneur Michael Jordaan and banking innovator Yatin Narsai, which is 45% black-owned and 20% women-owned.
Bankera	24	Bankera	bankera.com	Bank Lend Pay	Con Bus	750,000.00	101 to 250	100.00	2017			Lithuania, Lithuania	Bankera is a Lithuanian-based fintech company designed for both individuals and businesses alike, using IBANs to send money internationally.
Bankin'	25	Bankin'	bankin.com	Bank Pay PFM	Con		11 to 50	31.80	2011			Paris, France	A finance mobile app that helps consumers make good decisions and save money with account linking softwares and budgeting tools
BankMD	332	BankMD	Bankmd.com	Bank Lend	Con Bus		1 to 10		2018			Pecos, TX	BankMD is a specialized digital-only bank that provides banking and financing solutions for physicians.
Bella	27	Bella	bellaloves.me	Bank	Con				2020				BELLA is the first conversational banking experience 100% powered by human love.
Better.com	28	Better.com	better.com	Lend	Con		5001 to 10,000	905.00	2016			New York, NY	Better.com is a homeownership journey platform that utilizes technology to change the way people buy and own a home.
Betterbank	30	Betterbank	betterbanking.app	Bank	Con		1 to 10		2019			Brooklyn, NY	Digital bank account with savings on prescriptions and medical debt counseling with a 'Better Debit Card'
Bettr	29	Bettr	bettr.app	Bank Pay Ed	Con Bus	6,500.00	11 to 50		2015	Africa	South Africa	Cape Town, South Africa	Bettr is a challenger fintech banking app launching in South Africa with a focus on Gen Z and Millennials.
BigPay	31	BigPay	bigpayme.com	Bank Pay Ed	Con	1,300,000.00	101 to 250	135.00	2017			Singapore, Singapore	BigPay is a fintech company with proud Southeast Asian roots founded in 2017. The company is committed to democratising financial literacy, accessibility, and wellbeing in the region by providing accessible, transparent, simple and secure digital financial services.
Blink	383	Blink	theblink.com	Bank Pay	Con		1 to 10		2021			Jordan	Jordanians can open a Blink account directly from their smartphone with their Jordanian ID, in just 15 minutes, gaining access to an instantly issued virtual debit card and account
BlueVine	34	BlueVine	bluevine.com	Bank Lend Pay	Bus	20,000.00	251 to 500	767.50	2013			Redwood City, CA	BlueVine is an online platform that provides small to medium-sized businesses access to financial products.
BM Tech	26	BM Tech	bmtx.com	Bank Lend PFM	Con Bus	2,000,000.00	501 to 1,000		2015	North America	United States	Radnor, PA	BM Tech is a mobile application that offers a branchless banking experience without fees. Former name: BankMobile
Bnext	354	Bnext	bnext.es	Bank Lend Pay	Con		101 to 250	429.50	2017			Madrid, Spain	Bnext is the leading mobile-first neobank of Spain
Bondora	35	Bondora	bondora.com	Lend Inv	Con Bus	200,000.00	51 to 100	8.80	2008			Tallinn, Estonia	Bondora offers access to the world of investing and earn a reliable net return, without all the complexities, with options for peer-to-peer lending and crowdfunding.
Braid	36	Braid	braid.co	Bank Ed	Con		1 to 10		2019			San Francisco, CA	Braid is a dedicated, safe place to pool money and spend it together. Create your pool, collect money from friends and family, and spend with your pool debit card. No need to track receipts or settle up. We don’t take a percentage of your pool or charge transaction fees, and 100% of what you collect goes right into your pool.
Braintree	37	Braintree	braintreepayments.com	Pay PFM	Bus		251 to 500	69.00	2007			Chicago, IL	Braintree's payment platform provides all the tools online and mobile businesses need to accept payments.
Branch	290	Branch	branchapp.com	Bank Pay PFM Ed	Bus	3,000,000.00	101 to 250	558.10	2015	North America	United States	Minneapolis, MN	Branch helps businesses accelerate payments to empower working Americans.
Branch Int'l	38	Branch Int'l	branch.co	Bank Lend	Con	3,000,000.00	101 to 250	274.30	2015			San Francisco, CA	Branch delivers world-class financial services to the mobile generation. With offices in San Francisco, Lagos, Mexico City, Mumbai and Nairobi, Branch is a for-profit socially conscious company that uses the power of data science to reduce the cost of delivering financial services in emerging markets
Brass	39	Brass	trybrass.com	Bank Pay Inv	Bus		1 to 10	1.70	2020			Lekki, Nigeria	Brass is a digital bank that provides small and medium businesses with a suite of products and tools designed to help them grow.
Brex	40	Brex	brex.com	Bank Pay PFM	Bus	10,000.00	501 to 1,000	1,500.00	2017			San Francisco, CA	Brex is a fintech company that offers credit cards and cash management solutions for their customers to save and spend money.
Bridge Money	41	Bridge Money	bridgemoney.co	Bank Pay	Con		1 to 10	1.80	2018			Chicago, IL	A fee-free debit card and mobile app with no-fee ATM access and no-fee transfers between Bridge accounts
brightwell	42	brightwell	brightwell.com	Pay PFM	Con Bus		51 to 100		2009			Atlanta, GA	Brightwell is a financial services company offering end-to-end payment solutions for corporations and consumers through cutting edge technology and unparalleled support.
Broad	43	Broad	broad.app	Bank Pay	Con		1 to 10		2019			London, UK	Broad was founded in 2019 with the mission of providing Brazilians and Latin Americans access to the international financial market in a simple, practical and accessible way.
Broxel	353	Broxel	broxel.com	Bank Pay PFM	Con Bus		251 to 500		2010			Mexico City, Mexico	Broxel is an innovate tailored solutions in payment methods, based on financial technology.
Budget Banking	314	Budget Banking	budgetbanking.com	Bank PFM Ed	Con Bus		1 to 10		2017	North America	United States	Nashville, TN	A completely redesigned bank on a custom core that combines budgeting features and financial education features directly into consumer bank accounts
bunq	45	bunq	bunq.com	Bank	Con Bus		101 to 250	265.10	2012	Europe		Amsterdam, Netherlands	Bunq is an independent neobank that helps users save time, money and the environment.
Capital Float	46	Capital Float	capitalfloat.com	Lend PFM	Con Bus	2,500,000.00	51 to 100	200.30	2013			Bangalore, India	Capital Float is an online platform that provides working capital finance to SMEs in India. It offers flexible, short-term loans that can be used to purchase inventory, service new orders or optimize cash cycles. Backed by Amazon.
Capway	47	Capway	capway.co	Bank Pay Ed	Con		1 to 10	0.10	2017	North America	United States	Atlanta, GA	CapWay is a fintech startup that provides financial access, opportunities, and resources through digital banking to the financially underserved and overlooked - including the unbanked, underbanked, working poor, and those fed up with the traditional banking system.
Carbon	48	Carbon	ng.getcarbon.co	Bank Lend Pay	Con Bus	2,272,997.00	51 to 100	15.80	2012			Lagos, Nigeria	Carbon, a mobile-only digital bank, provides innovative financial services to the financially underserved mass retail segment.
Casa do Crédito	347	Casa do Crédito	casadocredito.com.br	Bank Lend Pay	Con Bus		11 to 50		2020			São Paulo, Brazil	Financial Institution authorized by the Central Bank of Brazil, which operates in the segment for micro and small companies, digital payment accounts, and microcredit for individuals and companies.
CashApp	378	CashApp	cash.app	Bank Pay Inv	Con	40,000,000.00			2013				Cash App, a digital-only payment and banking software, considers itself 'the easiest way to send, spend, bank and invest'.
Cashplus	49	Cashplus	cashplus.com	Bank Pay	Con Bus	1,600,000.00	101 to 250	7.40	2005			London, UK	Cashplus is a specialist UK digital challenger to banks for small businesses and consumers. We offer faster, smarter, simpler banking services for the entrepreneurs, independent businesses and individuals that power the UK economy, yet are too often overlooked by high street banks.
Chaperone	299	Chaperone	chaperone.co.ls	Bank Pay	Con Bus		11 to 50	0.10	2017	Africa	Lesotho	Meseru, Lesotho	Chaperone Limited is a technology company that uses its platforms to issue electronic payment instruments.
Cheese	50	Cheese	earncheese.com	Bank	Con		1 to 10	3.60	2019			Pasadena, CA	Cheese Financial provides banking services for Asian communities and offer no cash bank fees, cashback, deposit bonus, and FDIC insured.
Chime	51	Chime	chime.com	Bank Pay PFM Ed	Con	12,000,000.00	1,001 to 5,000	2,300.00	2014			San Francisco, CA	Chime is a fintech company that helps its members avoid bank fees, save money automatically, and lead healthier financial lives.
Cleo	53	Cleo	meetcleo.com	Lend PFM Ed	Con	4,000,000.00	51 to 100	57.30	2016			London, UK	Cleo is a financial assistant designed for Gen-Z that is fighting for the world's financial health.
Cogni	55	Cogni	getcogni.com	Bank Pay	Con		11 to 50	8.00	2018			New York, NY	Cogni is a next gen platform that brings banking, commerce, and lifestyle on a single platform.
Coins.ph	56	Coins.ph	coins.ph	Bank Pay	Con Bus	10,000,000.00	251 to 500	10.00	2014			Pasig, Phillippines	Coins.ph delivers financial services over mobile to people who are currently unserved by traditional banks.
CommonBond	57	CommonBond	commonbond.co	Lend	Con	250,000.00	101 to 250	1,600.00	2011			New York, NY	CommonBond was founded in 2012 to help relieve the student loan burden, and since then we’ve funded over $4 billion in better loans.
Copper	58	Copper	getcopper.com	Bank Ed	Con	500,000.00	11 to 50	13.30	2019			Seattle, WA	Copper Banking was founded with the mission to help teens gain real world experience by giving them access to their money in a way that traditional banks aren’t able to do. The Copper app and debit card teaches teens how to make smart financial decisions by creating a platform for parents and teens to connect.
CountingUp	59	CountingUp	countingup.com	Bank PFM	Bus	34,000.00	11 to 50	21.30	2017			London, UK	The one that does your books. Countingup is the UK's #1 #banking & #accounting app. Dead easy. Super fast. Self sorting.
Cred.ai	60	Cred.ai	cred.ai	Bank Pay	Con		51 to 100		2016			Philadelphia, PA	Cred.ai is a fintech company that introduces a new kind of consumer spending product that leverages proprietary technology to give users first-of-their-kind controls, convenience, and automatic credit score optimization.
Credit Sesame	61	Credit Sesame	creditsesame.com	Bank Lend Pay Ed	Con	15,000,000.00	101 to 250	171.50	2010			Mount View, CA	Credit Sesame is a credit and loan company that makes consumer credit and loan management simple and automated.
Crowdcube	62	Crowdcube	crowdcube.com	Lend	Con Bus	500,000.00	101 to 250	60.70	2010			Exeter, UK	Crowdcube enables individuals to invest in small companies in return for equity or an annual return.
Currencyfair	355	Currencyfair	currencyfair.com	Pay	Con Bus		101 to 250	24.50	2009			Dublin, Ireland	CurrencyFair is a P2P online marketplace enabling individuals and businesses to exchange currencies and send funds to bank accounts.
Current	64	Current	current.com	Bank Pay Ed	Con		51 to 100	402.40	2015	North America	United States	New York, NY	Current is a financial technology company that offers mobile payments, online banking, and financial services.
Curve	65	Curve	curve.com	Bank Pay PFM	Con	2,000,000.00	251 to 500	182.50	2015	Europe, North America	EEA, United Kingdon, United States,	England, UK	Curve is a banking platform that consolidates cards and accounts into one smart card and app.
Dave	66	Dave	dave.com	Bank PFM Ed	Con	10,000,000.00	101 to 250	176.30	2016			Los Angeles, CA	Dave is a banking app on a mission to create financial opportunity that advances America’s collective potential.
Daylight	67	Daylight	joindaylight.com	Bank	Con		11 to 50	5.10	2020			Los Angeles, CA	Daylight is the first and only digital banking platform in the USA built for LGBT+ people, by LGBT+ people.
digibank	69	digibank	dbs.com/digibank	Bank Lend	Con	2,000,000.00			2017				Personal loans, mutual funds, international money transfers and a cashback debit card
Digit	70	Digit	digit.co	Bank PFM	Con		101 to 250	66.30	2013			San Francisco, CA	Digit is a finance app that analyzes your spending habits and automatically saves the perfect amount every day.
Douugh	71	Douugh	douugh.com	Bank Inv Ed	Con	15,000.00	11 to 50	2.50	2016			Sydney, Australia	A purpose-led fintech and neobank. Taking an AI first approach to autonomously helping customers better manage their money and live financially healthier lives.
Dozens	72	Dozens	dozens.com	Bank Inv	Con	50,000.00	51 to 100	5.20	2018			London, UK	Savings account, long-term investment plans, integrated with Apple Pay
DynaPay	324	DynaPay	dynapay.co.uk	Bank Pay	Bus		11 to 50		2004	Europe, North America	EU, United Kingdom, United States	London, UK	DynaPay UK is a London-based financial services company that designs and brings industry-leading payment processing services to the UK, EU, and international market.
EasyEuro	73	EasyEuro	easyeuro.eu	Bank Pay PFM	Bus		11 to 50	5.20	2017			Paris, France	A crossborder neobank that simplify financial services for European and Asian businesses
Ellevest	74	Ellevest	ellevest.com	Bank Inv Ed	Con	123,000.00	51 to 100	100.40	2014			New York, NY	Ellevest provides an engaging investing experience to help women meet their financial goals in life.
Elyps	346	Elyps	elyps.com	Bank Pay Inv	Con		11 to 50	3.10	2018	Europe	United Kingdom	Brussels, Belgium	elyps is an alternative investment boutique featuring a current account and an international VISA card.
Empower	75	Empower	empower.me	Bank Lend PFM Ed	Con	6,000,000.00	51 to 100	24.50	2016			San Francisco, CA	Founded by former Sequoia Capital partner and entrepreneur Warren Hogarth, Empower is building a personal financial assistant and digital bank for millennials.
Envel	76	Envel	envel.ai	Bank Pay PFM	Con	25,000.00	11 to 50	10.40	2018			Boston, MA	Envel is a next-generation mobile banking platform that allows users to have control over their finances in real-time.
EQ Bank	342	EQ Bank	eqbank.ca	Bank Lend Pay Inv	Con	300,000.00	501 to 1,000		2016			Toronto, Canada	EQ Bank, a digital-only bank offers no-nonsense saving accounts, joint saving accounts, USD accounts, and GICs; all at highly competitive interest rates.
EQIBank	289	EQIBank	eqibank.com	Bank Lend Pay Inv	Con Bus		11 to 50	25.00	2015	All	All (except North Korea and Iran)	Eastern Caribbean	EQIBank is a global digital banking that provides traditional banking services for corporates and businesses.
Equip Money	323	Equip Money	equipmoney.com	Lend	Bus		11 to 50	20.00	2021	North America	United States	Des Moines, IA	Designed for SMB market, loans for legally verifiable businesses (that have acceptable credit) up to $15k. No document or application fees. Terms from 1-5 years.
Even	77	Even	even.com	Pay PFM	Con Bus		101 to 250	52.00	2014			Oakland, CA	A multi-faceted platform for businesses to pay their employees with a mobile app employees can use to track their paycheck
Eversend	78	Eversend	eversend.co	Pay PFM	Con		1 to 10	1.10	2017			Paris, France	Eversend also provides multi-currency wallets and currency exchange and plans to offer personal loans, savings, group savings, merchant payments and investments in the future.
Extra	79	Extra	extra.app	Bank Ed	Con		1 to 10		2020	North America	United States	Greater New York area	Consumers can keep their bank, but get an Extra debit card to build their credit
Facile	334	Facile	facile.life	Bank Pay	Con		11 to 50		2020			Miami, FL	With the help of Nymbus, Pacific National Bank launched Facile with easy split-the-bill options, custom text alerts and more.
Fair	80	Fair	fair.com	Lend	Con	150,000.00	101 to 250	2,100.00	2016			Santa Monica, CA	Fair is a car leasing company that is revolutionizing the car-as-a-service concept.
Fair Fintech	366	Fair Fintech	bankwithfair.com	Bank Pay Ed	Con		11 to 50	20.00				Houston, TX	Fair is a multilingual neobank and financial services platform that values people over profit and purpose over process.
FamPay	81	FamPay	fampay.in	Bank	Con	2,000,000.00	51 to 100	42.90	2019			Bengaluru, India	FamPay offers UPI, P2P, and card payments that allows parents to send money to their teenage kids.
Fardows	341	Fardows	fardows.com	Bank Pay Inv PFM	Con		1 to 10		2021			Mountain View, CA	Fardows is an Islamic financial technology company that allows you to save, spend and invest in a halal and efficient way.
Fidor Bank	82	Fidor Bank	fidor.de	Bank Lend Inv	Con Bus	200,000.00			2009			Munich, Germany	Fidor Bank is a digital bank an effort to re-establish lost confidence in banking with new and customer-focused services.
Finch Money	83	Finch Money	finchmoney.com	Bank Inv PFM	Con	18,000.00	1 to 10	1.80	2019			Boston, MA	Finch is a seamless, all-in-one account that provides the benefits of investing with the flexibility of checking
Finin	84	Finin	finin.in	Bank Inv PFM	Con		1 to 10		2020			Bangalore, India	Finin is a modern neo banking platform that helps you manage, save, and invest your money simpler, smarter, and faster.
Finom	85	Finom	finom.co	Bank PFM	Bus	6,000.00	11 to 50	19.10	2019			Amsterdam, Netherlands	Finom provides financial solutions for entrepreneurs, self-employed, and freelancers.
Fire	356	Fire	fire.com	Bank Pay	Bus		11 to 50		2009			Dublin, Ireland	The Fire Business Account helps businesses of all sizes access payment services and automate payment processes.
First Boulevard	86	First Boulevard	firstboulevard.com	Bank Inv PFM Ed	Con	100,000.00	11 to 50	20.00	2020	North America	United States	Atlanta, GA/Oakland, CA	First Boulevard is a fintech startup that aims to address the generational wealth gap for Black Americans.
First Circle	87	First Circle	firstcircle.ph	Lend	Bus		51 to 100	28.50	2015			Taguig, Phillippines	First Circle exists to radically improve the course of opportunity for SMEs across South East Asia.
Flyp Financial	295	Flyp Financial	weflyp.com	Bank Lend Pay Ed	Con		1 to 10	2.00	2020	North America	United States	Charlotte, North Carolina	A consumer technology fintech built on the foundation that all Americans deserve access to high quality, affordable ﬁnancial services regardless of socioeconomic status, race, ethnicity, or age.
Freo.money	312	Freo.money	freo.money	Bank Lend Pay	Con		251 to 500		2016	Asia	India	Bangalore, India	Freo is a neobank that offers saving accounts, credit lines, credit cards, mobile apps, and financial utilities.
Friz	88	Friz	usefriz.com	Bank Pay	Bus		1 to 10		2020			Singapore, Singapore	Friz is a neobank for the brave and relentless freelancers of Southeast Asia.
Frost	89	Frost	frost.app	Bank Pay PFM	Con		11 to 50		2019			Manchester, UK	Frost is the smart app that helps you slash your utility bills, take control of your spending, and save money on foreign exchange.
Fundbox	90	Fundbox	fundbox.com	Lend Ed	Bus	325,000.00	251 to 500	553.50	2013			San Francisco, CA	Fundbox is an AI-powered financial platform for small businesses.
Funding Circle	91	Funding Circle	fundingcircle.com	Lend	Bus	72,000.00	501 to 1,000	746.40	2010			London, UK	By lending directly to businesses through Funding Circle, investors can now earn attractive returns to better provide for their future. Businesses get fast, easy access to funding to grow, create jobs, support local communities and drive the economy forward.
Genome	294	Genome	genome.eu	Bank Pay	Bus		11 to 50		2018	Europe	United Kingdom	Vilnius, Lithuania, Lithuania	Genome is the online finance ecosystem that helps merchants to accomplish everything related to payments online.
Giggle Finance	360	Giggle Finance	gigglefinance.com	Lend	Con Bus		1 to 10		2020	North America	United States	Miami, FL	Giggle Finance is the nation's first financing platform to exclusively focus on gig workers, independent contractors and freelancers. With data analytics, technology and excellent customer service, Giggle offers up to $5,000 in less than 8 minutes to more than 50M gig workers nationwide.
Gimi	93	Gimi	gimitheapp.com	Bank Ed	Con	1,200,000.00	11 to 50	4.90	2014			Stockholm, Sweden	Gimi is an educational app that teaches young adults about money.
Glade	389	Glade	glade.ng	Bank Lend Pay	Con Bus		11 to 50		2019			Nigeria	Glade is a fintech startup making banking services and cross-border payments accessible to small-and medium-sized businesses (SMEs) in Africa.
GoBank	94	GoBank	gobank.com	Bank	Con		1 to 10		2013			Monrovia, CA	GoBank is an online bank that offers cash and direct deposits, photo check deposits, an ATM network, and more.
GoCardless	305	GoCardless	gocardless.com	Pay	Bus	30,000.00	251 to 500	217.30	2011	Europe	United Kingdom	London, UK	GoCardless is a payment company that makes collecting payments by direct debit easy for everyone.
GoFundMe	95	GoFundMe	gofundme.com	Lend	Con Bus		251 to 500		2010			Redwood City, CA	GoFundMe is the world’s largest fundraising platform, helping people, causes, and charities raise money fast and efficiently.
GoHenry	96	GoHenry	gohenry.com	Bank Ed	Con	2,000,000.00	51 to 100	66.20	2012	Europe, North America	United Kingdom, United States	London, UK	Gohenry is a developer of a kids money management application helping young people to take part in the digital economy.
Good Money	97	Good Money	goodmoney.com	Bank Inv	Con		51 to 100	39.00	2018			Marina Del Ray, CA	Good Money is a digital banking platform that provides banking and financial services that will be owned by its customers and will invest 50% of profits to actively protect the environment and fight for social justice.
Grasshopper	98	Grasshopper	grasshopper.bank	Bank Lend PFM	Bus		11 to 50	131.20	2016			New York, NY	Grasshopper is a new digital bank built to make banking simple, frictionless, and transparent.
Green Dot	100	Green Dot	greendot.com	Bank Pay PFM Ed	Con Bus	33,000,000.00	1,001 to 5,000	33.00	1999	North America	United States	Pasadena, CA	Green Dot Corporation provides retail-based financial services for businesses and money management solutions for consumers based in the U.S.
Green Link	392	Green Link	glbank.com	Lend	Bus		51 to 100		2022			Singapore, Singapore	Green Link Digital Bank (GLDB) offers banking for micro, small and medium-size enterprises (MSMEs), offering to help them with supply chain financing and tech solutions.
Greenlight	101	Greenlight	greenlightcard.com	Bank Ed	Con	4,000,000.00	251 to 500	556.50	2014	North America	United States	Atlanta, GA	Greenlight is a family fintech company that provides a debit card and money app designed to help parents raise financially-smart kids.
Greenwood	102	Greenwood	bankgreenwood.com	Bank	Con	500,000.00	11 to 50	43.00	2020			Atlanta, GA	Greenwood Bank is a digital banking platform for Black and Latinx people and business owners.
Gusto Wallet	103	Gusto Wallet	gusto.com	Bank PFM	Con				2020			San Francisco, CA	Works with businesses' payroll Gusto to offer digital banking to employees and offers a debit card for employees
Habito	104	Habito	habito.com	Lend	Con	350,000.00	101 to 250	82.30	2016	Europe	United Kingdom	London, UK	Habito is a digital mortgage brokerage services company that offers a personal and modernized approach to the home buying experience.
Happy Money	105	Happy Money	happymoney.com	Bank Ed	Con	150,000.00	251 to 500	141.60	2009			Costa Mesa, CA	Meet Happy Money, we’re not just a business, we’re a movement, providing financial tools and services for human happiness, working outside of the Sad Money™ complex with an innovative business model that works for members.
Hay	107	Hay	hellohay.co	Bank Pay PFM Ed	Con		51 to 100		2018			Surry Hills, New South Wales	A digital-only bank offering a 85% biodegradable credit card with a checking card and 1% cashback on everyday $10 or less purchases
helloBank!	106	helloBank!	hellobank.fr	Bank Pay	Con	3,000,000.00	11 to 50		2013			Paris, France	Hello bank! is a digital direct bank owned by BNP Paribas that started operations in 2013. The bank operates in France, Belgium, Germany, Italy and Austria. BNP Paribas has claimed that is "the first 100% digital mobile bank in Europe".
Hitched	362	Hitched	hitchedmoney.com	Bank Pay	Con		101 to 250		2022	North America	United States	United States	At launch, Hitched will offer a joint bank account for partners who are looking to spend and save smart — together. Be one of the first to sign up.
Hiver	343	Hiver	hiver.bank	Bank Lend Pay PFM	Con		501 to 1,000		2021	Australia	Australia	NSW, Australia	Hiver isn’t just another bank, it’s a community. A busy Hive filled with like minded individuals wanting to get the most from their money while being driven by a shared purpose to help our communities.
HMBradley	108	HMBradley	hmbradley.com	Bank Pay Inv	Con		11 to 50	51.60	2019			Santa Monica, CA	HMBradley is a digital-only banking platform that develops programs to reward savers.
Holvi	109	Holvi	holvi.com	Bank PFM	Bus	200,000.00	51 to 100	5.10	2011			Helsinki, Finland	Holvi is digital banking for freelancers and small business owners.
Honeydue	110	Honeydue	honeydue.com	Bank PFM	Con	500,000.00	1 to 10	0.10	2016			San Francisco, CA	Honeydue is a mobile digital-only bank for couples that offers tools to share information on respective account balances and spending.
HSBC Kinetic	111	HSBC Kinetic	hsbckinetic.co.uk	Bank Pay PFM Ed	Bus	5,000.00			2020			London, UK	An digital-only banking app through HSBC with a full suite of banking services for small and medium businesses
HyperJar	283	HyperJar	hyperjar.com	Bank PFM	Con		11 to 50		2016			London, UK	HyperJar is a neobank with a free digital version of jam-jar budgeting, with a 4.8% Annual Growth Rate and personalised rewards with UK brands for consumers and a free pocket money card and app for families.
ila Bank	113	ila Bank	ilabank.com	Bank	Con		11 to 50		2019			Manama, Bahrain	App with a virtual card that make payments and transfers digitally, powered by Bank ABC
ILoveSMB	348	ILoveSMB	ilovesmb.com	Bank Pay PFM	Bus		1 to 10		2021	North America	United States	Santa Clara, CA	I Love SMB, powered by Agora, is a business-focused neobank. Still in beta mode
indó	114	indó	indo.is	Bank PFM	Con		1 to 10	1.20	2018	Europe	Iceland	Reykjavik, Iceland	Indo services is a mobile first technologically advanced digital-only bank. Indo is secure, safe and offers the best interest that is available irrespective of the amount a customer would have in their indó wallets.
Insha	115	Insha	getinsha.com	Bank Inv	Con	42,000.00	1 to 10	3.40	2018			Berlin, Germany	Europe's first interest-free mobile banking service. Islamic bank where you can make your money related transactions with a mind at peace.
Ivella	116	Ivella	ivella.com	Bank	Con		1 to 10	1.00	2020			Los Angeles, CA	Ivella is a digital-only bank designed to offer banking products to couples.
Ivy	330	Ivy	ivybank.com	Bank	Con				2021			Cambridge, MA	A digital-only division of Cambridge Savings Bank that offers user-friendly, high-interest rate products, exceptional digital experiences, and personalized service
Jassby	117	Jassby	jassby.com	Bank Ed	Con	100,000.00	11 to 50	7.90	2017			Waltham, MA	Jassby is a mobile payment system designed for families, kids. It also allows parents to manage their kids' money without the need for cash, credit or debit cards, or checks.
Jiko	118	Jiko	jiko.io	Bank Pay Inv	Bus		11 to 50	49.40	2016			Berkeley, CA	Jiko is a fintech company that offers a new way to store and move money.
Jingle	310	Jingle	jinglepay.com	Bank Pay PFM	Con		11 to 50	12.00	2017			Dubai, UAE	Jingle Pay offers social payment solutions for individuals and businesses on mobile and desktop platforms.
Judo	119	Judo	judo.bank	Bank Lend Inv	Bus	10,000.00	101 to 250	1.80	2017			Melbourne, Australia	Judo is a lender powered by the latest tech that provides personal services to small and medium-sized businesses.
Juni	120	Juni	juni.co	Bank Pay PFM	Bus	250.00	1 to 10	75.90	2020			Goteborg, Sweden	Juni is a fintech company that develops a banking app and platform for e-commerce and online marketing entrepreneurs.
Kabbage	121	Kabbage	kabbage.com	Bank Lend Pay PFM	Bus	209,000.00	501 to 1,000	2,500.00	2008			Atlanta, GA	Kabbage is a fintech digital-only bank that offers cash flow management solutions to small businesses.
KARAT	122	KARAT	trykarat.com	Bank Pay PFM	Bus		11 to 50	45.60	2019			San Francisco, CA	Neobank Karat Financial offers business credit cards tailored to the needs of digital creators and influencers.
Klarna	123	Klarna	klarna.com	Lend	Con	20,000,000.00	5,001 to 10,000	3,700.00	2005			Stockholm, Sweden	Klarna is an eCommerce payment solutions platform for merchants and shoppers. The platform gives customers the freedom to choose how and when to pay. They also offer direct payments, pay after delivery options, and installment plans.
knab	319	knab	knab.nl	Bank Pay Inv	Con Bus		251 to 500		2012	Europe	Netherlands	Amsterdam, Netherlands	It's bank spelled backwards so it puts the customer at the front (klant in Dutch), focused on entreprenuers and consumers. Knab Bank offers online retail banking services in the netherlands.
KNAB Finance	380	KNAB Finance	knabfinance.com	Lend	Con		11 to 50	1.70	2015			Bengaluru, India	KNAB finance enables fast, flexible and easy short-term credit for businesses.
Koho Bank	124	Koho Bank	koho.ca	Bank	Con	350,000.00	101 to 250	278.60	2014			Toronto, Canada	KOHO is an online financial services provider that offers an application-based banking platform to simplify financial products.
Kontist	125	Kontist	kontist.com	Bank	Bus		101 to 250	48.20	2016			Berlin, Germany	Kontist is Germany's first neo-bank with a clear focus on freelancers and the self-employed. It has set itself the task of making the everyday working life of self-employed and freelancers easier with its service and giving them more financial security and control.
Kroo	126	Kroo	kroo.com	Bank	Con		11 to 50	38.70	2016			London, UK	Kroo is a fintech company that develops innovative services for a new generation of customers.
Lance	329	Lance	lance.app	Bank Pay PFM	Con Bus		1 to 10	4.70	2018			New York, NY	Lance is a smart business banking account for the self-employed built by and for freelancers to proactively manage their backend finances.
Laurel Road?	384	Laurel Road?	laurelroad.com	Bank Lend Pay Ed	Con		10,000+		2004	North America	United States	Bridgeport, CT	Laurel Road provides carefully crafted lending products with low rates, personalized customer service.
LendingClub	128	LendingClub	lendingclub.com	Lend Inv	Con Bus	3,000,000.00	5,001 to 10,000	392.20	2007	North America	United States	San Francisco, CA	Lending Club is an online financial community that brings together creditworthy borrowers and savvy investors.
LendInvest	129	LendInvest	lendinvest.com	Lend Inv	Con Bus		251 to 500	2,000.00	2008			London, UK	LendInvest is the leading marketplace platform for property finance.
Lendio	130	Lendio	lendio.com	Lend	Con Bus	75,000.00	251 to 500	108.50	2011			Lehi, UT	Lendio is a platform that helps small business owners find lenders and secure loans.
LendKey	131	LendKey	lendkey.com	Lend	Con	120,000.00	101 to 250	44.70	2007			New York, NY	LendKey Technologies develops a cloud-based platform which connects lenders with borrowers and facilitates online lending of loans.
Lili	133	Lili	lili.co	Bank Ed	Con Bus	200,000.00	11 to 50	80.00	2018			New York, NY	Lili is an all-in-one digital mobile banking service designed for freelance workers.
Lintel Bank	134	Lintel Bank	lintelbank.com	Bank Pay	Con		11 to 50		2014			London, UK	A bank for international students and young citizens with a current account, international money transfer and debit/credit cards
Linus	135	Linus	getlinus.io	Bank Inv	Con		1 to 10	0.50	2019			Nashville, TN	Supercharged high yield savings account, with interest rates up to 4.50% APY
Lively	136	Lively	livelyme.com	Bank	Con Bus		101 to 250	122.20	2016			San Francisco, CA	Lively is a modern Health Savings Account (HSA) platform for employers and individuals.
Longevity Card	138	Longevity Card	longevity.cards	Bank PFM	Con		11 to 50	0.60	2020			London, UK	Digital-only nanking account that tracks spending and general lifestyle, such as fitness activity and nutrition
Lower	309	Lower	lower.com	Bank Lend Ed	Con		501 to 1,000	100.00	2018			New Albany, Ohio	Lower is a digital-only lender that provides home refinancing, customer service, consumer lending, home purchase, and financial services.
Lunar	139	Lunar	lunar.app	Bank Pay PFM	Con	325,000.00	251 to 500	371.30	2015			Copenhagen, Denmark	Lunar is a digital bank that offers a mobile-based banking app that helps consumers manage their personal finances.
Lydia	140	Lydia	lydia-app.com	Pay PFM	Con	4,000,000.00	101 to 250	262.60	2013			Paris, France	Lydia is a P2P payment startup enabling users to get accounts, payment cards, loans, insurance, and gift cards.
M1 Finance	141	M1 Finance	m1finance.com	Bank Lend Pay Inv	Con	500,000.00	251 to 500	323.20	2015			Chicago, IL	M1 Finance is a digital-only bank that helps people manage and grow their money with control and automation – for free.
Maalicard Limited	391	Maalicard Limited	maalicard.com	Bank Lend Pay	Con Bus		1 to 10	1.20	2020			Kampala, Uganda	Maalicard is a neoank that provides an online wallet called Maalipot, in combination with the MaaliCard a prepaid ATM Card.
MaFrench	357	MaFrench	mafrenchbank.fr	Bank Pay	Con		101 to 250					Paris, France	Ma french bank is a mobile application that provides banking services.
Majority	142	Majority	majority.com	Bank	Con	5,000.00	101 to 250	46.00	2019			Houston, TX	MAJORITY is the first digital-only bank dedicated to serving migrants worldwide. For $5 a month, MAJORITY members in the U.S. receive an FDIC-secured account and aVISA® debit card.
Manager.one	143	Manager.one	manager.one	Bank Pay PFM	Bus		11 to 50	5.40	2016			Paris, France	Manager.one is the fully online banking platform that caters to all types of entrepreneurs and small to medium-sized businesses.
Marcus	331	Marcus	marcus.com	Bank Lend Pay Inv Ed	Con	4,000,000.00	51 to 100		2017			Salt Lake City, UT	A digital-only division of Goldman Sachs, providing finanical insights as well as bank accounts, personal loans and investment services.
Market Finance	144	Market Finance	marketfinance.com	Lend	Bus		101 to 250	562.30	2011			London, UK	MarketFinance is a fintech company providing business loans to help companies grow.
Marygold & Co	146	Marygold & Co	marygoldandco.com	Bank Pay PFM	Con		1 to 10		2020			Centennial, CO	Marygold & Co is a fintech banking and financial services application.
Masthaven	147	Masthaven	masthaven.co.uk	Bank Lend	Con Bus		101 to 250	82.70	2004			London, UK	Masthaven have been providing a flexible and personalised approach to bridging loans and secured lending since 2004.
Meem Bank	148	Meem Bank	sa.meem.com	Bank Lend Pay PFM	Con		251 to 500		2014			Saudi Arabia	Meem is a financial firm that provides accounting, credit cards, investment, funding, and digital banking services.
Mercury	149	Mercury	mercury.com	Bank Pay PFM	Bus		101 to 250	152.20	2017			San Francisco, CA	Mercury is a digital-only banking company that provides banking services and bank accounts designed specifically for startups.
Mettle	150	Mettle	mettle.co.uk	Bank	Bus		51 to 100		2018			London, UK	The free business account by NatWest that helps you get ahead today. For small businesses, sole traders and freelancers.
Miio	303	Miio	miio.com.mx	Bank Lend Pay	Con		11 to 50	10.00	2018			Mexico City, Mexico	Miio is Latin America's first Telcobank. We combine digital banking with a cell phone company.
MobiKwik	153	MobiKwik	mobikwik.com	Bank Lend Pay	Con	108,000,000.00	251 to 500	165.50	2009			Gurgaon, India	MobiKwik is India’s leading fintech platform, operating businesses in consumer payments, payment gateway, and financial services, such as loans.
Mocafi	154	Mocafi	mocafi.com	Bank Ed	Con	25,000.00	11 to 50	5.30	2015			New York, NY	MoCaFi is a developer of a personal financial platform that improves the financial behaviors of underbanked communities.
Mogo	155	Mogo	mogo.ca	Bank Inv	Con	1,100,000.00	101 to 250	263.80	2003			Vancouver, Canada	Mogo is a consumer fintech company that helps in managing and controlling finances.
Monese	156	Monese	monese.com	Bank Pay	Con Bus	2,000,000.00	251 to 500	170.40	2013			England, UK	Monese is a digital banking option that provides mobile-only, multi-currency accounts in countries across the European Economic Area.
MoneyLion	158	MoneyLion	moneylion.com	Bank Lend Inv Ed	Con	10,800,000.00	101 to 250	477.50	2014			New York, NY	MoneyLion is a mobile banking platform for borrowing, saving and investing.
Monifi	301	Monifi	monifi.com	Bank Pay PFM	Con		11 to 50		2020	North America	United States	Oklahoma City, Oklahoma	Monifi helps you control your finances and makes it easy to keep track of where your money is going. Because of Monifi’s unique separate Spend and Save structure, you are in control and only spend what you have assigned to spend.
Monobank	339	Monobank	monobank.ua	Bank Pay PFM Ed	Con Bus	5,000,000.00	51 to 100		2017	Europe	Ukraine	Kiew, Kyyiv, Ukraine	A virtual bank service for Ukraine customers, offering both businesses accounts and consumer accounts, including a children's debit card
Monolith	159	Monolith	monolith.xyz	Bank Inv	Con	1,000,000.00	11 to 50	16.70	2017			London, UK	Monolith is a decentralised banking alternative that integrates the DeFi economy into your daily life.
Monzo	160	Monzo	monzo.com	Bank Lend PFM	Con Bus	5,000,000.00	1,001 to 5,000	1,100.00	2015			London, UK	Monzo is a digital-only bank platform and marketplace that allows customers to access a range of products and services.
Moves Financial	286	Moves Financial	movesfinancial.com	Bank Ed	Con Bus		11 to 50	9.10	2020	North America	United States, Canada	Toronto, Canada	A fintech digital-only banking product for the gig economy, and a collective for gig workers
Mox Bank	161	Mox Bank	mox.com	Bank Pay PFM	Con	160,000.00	101 to 250		2020	Asia	China	Hong Kong	Mox Bank offers accounting, savings, smart banking, online and application support services and powered by Standard Chartered.
Muniy	162	Muniy	muniy.com	Bank	Con Bus		1 to 10	0.30	2018			London, UK	Muniy offers banking for everyone, extending the digital banking revolution to more aspects of people's lives.
N26	163	N26	n26.com	Bank	Con	7,000,000.00	1,001 to 5,000	1,700.00	2013	Europe, North America	Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland and the U.S	Berlin, Germany	A debit card with money transfers with N26 users, spending insights, no monthyl fees, no minimum balance
Nearside	385	Nearside	nearside.com	Bank Lend	Bus		51 to 100	77.00	2019			San Francisco, CA	Nearside provides a flexible business bank account that helps small business owners and self-employed sole proprietors take care of business.
Neat	165	Neat	neatcommerce.com	Bank Pay	Bus	2,000,000.00	11 to 50	20.00	2015			Hong Kong	Neat offers an alternative to a bank account for individuals, startups & small and medium-sized enterprises.
Neo Financial	166	Neo Financial	neofinancial.com	Bank Pay	Con	4,000,000.00	101 to 250	91.50	2018			Calgary, Canada	Neo Financial is a fintech company that provides spending, savings and rewards programs.
neon-free	358	neon-free	neon-free.ch	Bank Pay	Con		11 to 50	23.90	2017			Zurich, Switzerland	Neon is an independent Swiss mobile account for crowdfunding.
Nerve	351	Nerve	nerve.pro	Bank Lend Pay	Bus		1 to 10		2019	North America	United States	Austin, TX	Banking for music creators
NextPay	169	NextPay	nextpay.world	Bank PFM	Bus	70,000.00	11 to 50	1.70	2009			San Jose, Puerto Rico	NextPay is a digital banking platform for small businesses and entrepreneurs, offering payment and invoice softwares.
Nimbl	170	Nimbl	nimbl.com	Bank Ed	Con		11 to 50		2015			Ricoh Arena, Coventry	Founded by ParentPay, offers prepaid debit cards and a smartphone app to give 6 to 18-year-olds get financial independence
Nimble	367	Nimble	nimble.com.au	Lend	Con		101 to 250	38.30	2005			Southport, Australia	Nimble provides loans between $300 and $5,000 in minutes via a simple online/mobile application.
Niyo	326	Niyo	goniyo.com	Bank Pay Inv	Con	2,500,000.00	11 to 50	49.20	2015			Bangalore, India	NiYO is a fintech company that helps salaried employees access company benefits and other financial services.
Noelse	359	Noelse	noelse.com	Bank Pay	Con Bus		11 to 50					France	A banking accont based out of France offering both personal and business accounts
Nomad	171	Nomad	nomadglobal.com	Bank	Con		11 to 50	5.20	2019			Sao Paulo, Brazil	A digital and international banking alternative with no fees and a debit card — "Carry the world in your pocket"
Northmill	173	Northmill	northmill.com	Bank	Con Bus	200,000.00	101 to 250	30.20	2006			Stockholm, Sweden	Northmill Bank is a Swedish neobank improving everyone’s financial life by offering personalized banking services built on intelligence.
NorthOne	174	NorthOne	northone.com	Bank PFM	Bus	190,072.00	51 to 100	23.30	2016			New York, NY	NorthOne is a mobile-first, API-enabled banking platform that serves the unique needs of small businesses, freelancers, and startups.
Novo	175	Novo	banknovo.com	Bank	Bus	150,000.00	101 to 250	135.50	2016			New York, NY	Novo provides a digital banking platform for small business owners, entrepreneurs, and freelancers.
NuBank	176	NuBank	nubank.com.br	Bank Pay	Con Bus	40,000,000.00	1,001 to 5,000	2,300.00	2013			Sao Paulo, Brazil	Nubank is a digital-only bank that offers digital credit cards, transfers, and payments.
Numbrs	177	Numbrs	numbrs.com	Bank Pay PFM	Con	1,600,000.00	101 to 250	105.40	1999			Zurich, Switzerland	Numbrs is a customer-centric financial services company that enables customers to manage their existing bank accounts and personal finances.
Nuri	33	Nuri	nuri.com	Bank Inv Ed	Con	200,000.00	101 to 250	39.20	2015			Berlin, Germany	Nuri empowers people to manage and grow their wealth through innovative technologies.
Nuula	387	Nuula	nuula.com	Lend Inv PFM	Bus		1 to 10	120.00	2020			Toronto, Canada	Nuula is an application that provides tools that makes critical business KPIs easier for small enterprises.
NUUM	361	NUUM	nuum.space	Bank Pay	Con		11 to 50		2020	Asia	Russia	Moscow, Russia	NUUM is a Russian neobank for gamers that combines IT capabilities of MTS and fintech services of MTS Bank. It is a platform for making financial transactions with special bonuses that can be spent in videogames for PCs, game consoles, tablets and smartphones.
OakNorth Bank	179	OakNorth Bank	oaknorth.co.uk	Bank Lend	Con Bus	175,000.00	501 to 1,000	1,000,000.00	2015	Europe	United Kingdom	London, UK	OakNorth Bank is a UK bank powered by the OakNorth Credit Intelligence Suite.
OnDeck	180	OnDeck	ondeck.com	Lend	Bus	7,000,000.00	501 to 1,000	1,200.00	2007			New York, NY	Ondeck is a technology-enabled financial platform that provides loan financing to small and medium-sized businesses.
One Finance	181	One Finance	onefinance.com	Bank Lend Pay	Con		51 to 100	66.00	2019			San Francisco, CA	One is a provider of banking services intended to make banking experience better.
onJuno	182	onJuno	onjuno.com	Bank Pay	Con	20,000,000.00	11 to 50	3.00	2019			Bengaluru, India	OnJuno is a cross-border neobank platform that aims to give users across the world a high yield account to grow their savings.
Opay	306	Opay	opayweb.com	Bank Pay PFM	Con Bus	13,000,000.00	251 to 500	570.00	2018			Lagos, Nigeria	OPay is a fintech company that enables users to accomplish more with their money by providing smart financial services.
Open	183	Open	openmoney.co	Bank Lend Pay PFM	Bus	25,000.00	501 to 1,000		2017			Bengaluru, India	OpenMoney is an all-in-one business banking platform that combines banking, payments, accounting & bookkeeping, spend management, cards and loans for small businesses, freelancers and startups.
Osper	184	Osper	osper.com	Bank	Con		11 to 50	11.20	2012			London, UK	Osper is a prepaid debit card and mobile banking service empowering young people to manage their money responsibly.
Oxygen	185	Oxygen	oxygen.us	Bank Pay	Con Bus	600,000.00	11 to 50	24.00	2018			San Francisco, CA	Oxygen is a modern digital-only banking platform for the 21st century economy- providing digital natives, creators & entrepreneurs consumer and business banking.
Paga	186	Paga	mypaga.com	Bank Pay	Con	17,000,000.00	251 to 500	36.70	2009			London, UK	Paga is a mobile payment company building an ecosystem to enable people digitally send and receive money, creating simple financial access.
Pahela	300	Pahela	pahela.money	Bank Pay	Con		1 to 10		2020			Dhaka, Mumbai	Pahela ( or "Pahela Bank" or "Pahela Money" is the first cross-border bank out of Bangladesh with operations in India, currently live with the first product: Multi-Currency Virtual Card.
PaoBank	187	PaoBank	paob.com.hk	Bank Lend Pay	Con Bus				2018			Hong Kong	Trade loans, digital banking softwares for businesses and consumers
Papara	188	Papara	papara.com	Bank Pay	Con	11,000,000.00	101 to 250	2.00	2015			Istanbul, Turkey	Papara provides simple, fair, and supersonic banking services without boundaries that a bank would have. Shortly, it is the future of banking.
Parpera	189	Parpera	parpera.com	Bank PFM	Bus		1 to 10	1.80	2020			Sydney, Australia	Parpera is a fintech focused on providing businesses, freelancers, and entrepreneurs with a better way to manage their money.
Paybby	307	Paybby	paybby.com	Bank Pay Inv Ed	Con	1,400.00	11 to 50		2020	North America	United States	Syosset, NY	Built to empower the Black and Brown communities to pay less for banking, build wealth and end financial unfairness.
Paypal	190	Paypal	paypal.com	Lend Pay PFM	Con Bus	392,000,000.00	10,000+	216.00	1998			San Jose, CA	PayPal is a financial service company that provides online payment solutions to its users worldwide.
Pennyworth	308	Pennyworth	pennyworthfinancial.com	Bank	Con	10,000,000.00	1 to 10		2020	Europe	United Kingdom	London, UK	Pennyworth is the planning app that helps you reach your goals. Discover, set and track your most important goals. Explore common goals for your age, find out how to achieve them, or shape your own unique goals. Turn them into a single financial plan in just a few taps.
Penta	191	Penta	getpenta.com	Bank Lend Pay	Bus	25,000.00	101 to 250	82.80	2016			Berlin, Germany	Penta is a digital business bank platform designed to help startups and SMEs save time and money on banking, acquired by finleap.
Petal	192	Petal	petalcard.com	Bank Pay Ed	Con	50,000.00	101 to 250	703.40	2016			New York, NY	Petal is a financial technology company on a mission to make credit honest, simple, and accessible.
Pockit	193	Pockit	pockit.com	Bank Pay	Con	200,000.00	11 to 50	38.40	2012	Europe	United Kingdom	London, UK	Pockit is a financial technology company that provides a digital banking app for the underbanked masses.
Point	194	Point	point.com	Lend	Con		11 to 50	30.40	2014			Palo Alto, CA	Point provides shared home equity financing, shared equity, HELOC alternative to existing homeowners and new homebuyers.
PrizePool	397	PrizePool	getprizepool.com	Bank	Con		1 to 10	18.60	2019			San Mateo, CA	PrizePool is a savings startup that offers savings account that makes saving money fun and even exciting.
Profit	395	Profit	bankprofit.com	Bank PFM	Bus		1 to 10	0.50	2019			New York, NY	PROFIT is a digital bank for small businesses that provides free banking and bookkeeping.
Progressa	195	Progressa	progressa.com	Lend	Con		51 to 100	95.40	2013			Vancouver, Canada	Progressa is a direct-pay lending platform that helps Canadian individuals who are in debt pay back their due bills. It pays its users’ bills directly so that they are able to manage their debts, interest payments, and collections.
Propel	316	Propel	joinpropel.com	Pay PFM Ed	Con		11 to 50	18.20	2014			New York, NY	Propel builds software dedicated to helping low-income Americans improve their financial health.
Prospa	196	Prospa	prospa.com	Lend	Bus	11,900.00	251 to 500	96.70	2012			Sydney, Australia	Prospa is an Australian owned and operated online lending service provider for small businesses within the region.
Prosper	197	Prosper	prosper.com	Lend Pay	Con Bus	1,190,000.00	251 to 500	415.50	2005			San Francisco, CA	Prosper Marketplace is an online lending platform that connects people who want to borrow money with individuals and institutions.
Purple	198	Purple	withpurple.com	Bank PFM	Con		1 to 10		2020			Bonita Springs, FL	Purple offers mobile banking and financial services for people with disabilities.
Qapital	199	Qapital	qapital.com	Bank PFM	Con	2,000,000.00	51 to 100	47.30	2012			New York, NY	Qapital empowers people to maximize their happiness by saving, spending, and investing with goals in mind.
Qonto	200	Qonto	qonto.com	Bank	Bus	220,000.00	251 to 500	703.90	2016			Paris, France	Qonto is an digital-only bank that provides financial tools for small and medium-sized businesses and freelancers.
Qube Money	201	Qube Money	qubemoney.com	Bank PFM Ed	Con		11 to 50	4.00	2019	North America	United States	Pleasant Grove, UT	Qube Money is a mobile banking and budgeting app on a mission to digitize cash envelope budgeting.
QuickenLoans	292	QuickenLoans	quickenloans.com	Lend Ed	Con		251 to 500		1985			Detroit, MI	Quicken Loans is one of the United States' largest online lenders, offering consumers access to personal loans and home financing.
Quontic Bank	202	Quontic Bank	quontic.com	Bank Lend Pay	Con Bus		101 to 250	13.10	2009			Manhattan, NY	Quontic Bank offers checking and savings accounts to small business loans and home mortgages, as well as online and mobile banking.
Ramp	317	Ramp	ramp.com	Bank Pay PFM	Bus	2,000.00	101 to 250	610.00	2019			New York, NY	Ramp is a technology company that develops corporate cards designed to save money for businesses.
RateSetter	203	RateSetter	ratesetter.com	Lend	Con	800,000.00	251 to 500	63.40	2010	Europe	United Kingdom	London, UK	RateSetter is a P2P lending platform allowing users to lend and borrow money directly from each other according to their own interest rates, acquired by Metro Bank.
Razorpay	204	Razorpay	razorpay.com	Bank Pay PFM	Bus	8,000,000.00	501 to 1,000	741.60	2014			Bangalore, India	Razorpay is a platform that enables businesses to accept, process and disburse payments.
Rebellion	205	Rebellion	rebellionpay.com	Bank Pay	Con	200,000.00	11 to 50	7.60	2017			Madrid, Spain	Rebellion Pay was created to meet the needs of a generation of young people who do not identify with conventional banks. Rebellion is positioned as the Spanish neobank leader among Gen Z and Millenial generations.
Recognise	322	Recognise	recognisebank.co.uk	Bank Lend	Bus		11 to 50	15.30	2016	Europe	United Kingdom	London, UK	Recognise Bank Ltd is a provider of Banking services to UK's Small and Medium sized Enterprises (SMEs).
Revolut	207	Revolut	revolut.com	Bank Pay Inv PFM Ed	Con Bus	19,130,000.00	1,001 to 5,000	1,700.00	2015			London, UK	Revolut is a financial services company that specializes in mobile banking, card payments, money remittance, and foreign exchange.
Rewire	208	Rewire	rewire.com	Bank Pay	Con	1,000,000.00	101 to 250	32.00	2015			Tel Aviv, Israel	Rewire is a fintech startup that develops cross-border online banking solutions for migrants worldwide.
Rho	209	Rho	rho.co	Bank Pay PFM	Bus		11 to 50	194.90	2018			New York, NY	Rho Business Banking is a digital banking platform for startups and high-growth companies.
Ripple	210	Ripple	ripple.com	Lend Pay	Bus	300.00	501 to 1,000	293.80	2012			San Francisco, CA	Ripple provides one frictionless experience to send money globally using the power of blockchain.
Rizq	211	Rizq	getrizq.co	Bank Pay	Con		11 to 50	0.70	2020			London, UK	Rizq is the first fully digital sharia-compliant, ethical digital-only bank account in the UK.
Robinhood	212	Robinhood	robinhood.com	Inv PFM	Con	22,400,000.00	1,001 to 5,000	5,600.00	2013			Menho Park, CA	Robinhood is a stock brokerage that allows customers to buy and sell stocks, options, ETFs, and cryptocurrencies with zero commission.
RoosterMoney	213	RoosterMoney	roostermoney.com	Bank Ed	Con	200,000.00	11 to 50	2.90	2015			London, UK	RoosterMoney helps families keep track of pocket money and helps teach children to save responsibly.
Sable	214	Sable	sablecard.com	Bank Ed	Con	200,000.00	1 to 10	4.70	2019			New York, NY	Sable is a digital-only bank that welcomes credit worthy internationals in the U.S and helps them build credit.
SaveIN	298	SaveIN	savein.money	Lend	Con	50,000.00	11 to 50		2020	Asia	India	Delhi, India	SaveIN is a neobank buy now, pay later service for Indian consumers who need access to healthcare financing.
Scalapay	388	Scalapay	scalapay.com	Lend	Con		1 to 10	727.50	2019			Milan, Italy	Scalapay is a payment solution provider that allows customers to buy and pay in three installments without any additional interest.
Scratch	215	Scratch	scratch.fi	Lend	Con Bus		11 to 50	17.30	2015			San Francisco, CA	Scratch is changing the way people experience debt as a website facilitating and helping borrowers service consumer loans.
SEBA	216	SEBA	seba.swiss	Bank Lend Inv PFM Ed	Con Bus		101 to 250	246.90	2018			Zug, Switzerland	SEBA Bank is a cryptocurrency company that provides a seamless, secure, and easy-to-use bridge between digital and traditional assets.
Shine	363	Shine	shine.fr	Bank	Con Bus		11 to 50	12.50	2017			Paris, France	Shine.fr is a mobile bank that offers a management platform to freelancers for online banking with contract and invoice management.
Smarty Pig	335	Smarty Pig	smartypig.com	Bank	Bus	40,000.00	11 to 50		2008	North America	United States	Des Moines, IA	SmartyPig is the first and only online banking application that combines the intuitive functionality of Web 2.0 user applications with the viral nature of social networking communities such as Facebook, Twitter and Get Satisfaction.
Sofi	220	Sofi	sofi.com	Bank Lend Pay Inv	Con Bus	2,500,000.00	1,001 to 5,000	3,000.00	2011			San Francisco, CA	SoFi is a finance company that offers a range of lending and wealth management services.
Soldo	364	Soldo	soldo.com	Bank Pay	Bus		101 to 250	263.20	2015			London, UK	Soldo is a multi-user expense account helping companies manage their budgets.
Spiral	221	Spiral	spiral.us	Bank	Con		11 to 50	14.00	2019			New York, NY	The neobank combines banking and charitable organizations by launching a new ethical banking app that enables customers to support any charitable cause they care about while earning attractive rates and monthly cash bonuses on their deposits.
Spriggy	222	Spriggy	spriggy.com.au	Bank Pay Inv Ed	Con	500,000.00	11 to 50	52.10	2015			Sydney, Australia	Spriggy is a mobile app and prepaid card that helps parents and kids manage their money together.
Square	223	Square	squareup.com	Bank Lend Pay PFM	Bus	2,000,000.00	5,001 to 10,000	602.10	2009			San Francisco, CA	Square is a merchant services aggregator and mobile payment company that aims to simplify commerce through technology.
Stack	224	Stack	getstack.ca	Bank	Con		11 to 50		2018			Toronto, Canada	STACK delivers a smarter way to spend, save and share your money, straight from your mobile and fee-free, like it should be.
Starling Bank	226	Starling Bank	starlingbank.com	Bank Lend Pay PFM	Con Bus	2,140,000.00	501 to 1,000	922.00	2014	Europe	United Kingdom	London, UK	Starling Bank is a mobile banking platform that offers personal, joint and business accounts.
Stash	227	Stash	stash.com	Bank Inv	Con	5,000,000.00	251 to 500	427.40	2015			New York, NY	Stash is a personal finance app that combines banking, investing, and advice into one platform.
Statrys	313	Statrys	statrys.com	Bank Pay	Bus		11 to 50	5.00	2018			Hong Kong	Statrys is a fintech company that offers a digital payments solution alternative for SMEs, startups and entrepreneurs.
Status Money	396	Status Money	statusmoney.com	Pay PFM	Con		1 to 10	13.40	2016			New York, NY	Status Money is a social personal finance app that enables people to compare finances and crowdsource advice from peers.
Step	228	Step	step.com	Bank Ed	Con	100,000.00	51 to 100	191.30	2018			Palo Alto, CA	Step is a fintech company that builds mobile-based banking for teenagers.
Stilt	229	Stilt	stilt.com	Bank Lend Ed	Con		11 to 50	224.80	2015			San Francisco, CA	Stilt offers financial services and loans for immigrants, visa holders, and the underserved.
Stocard	230	Stocard	stocardapp.com	Bank	Con	50,000,000.00	51 to 100	31.10	2012			Mannheim, Germany	Stocard is a mobile wallet by rewarding shoppers for their purchases, acquired by Klarna.
StormPay	352	StormPay	stormpay.io	Bank Pay	Con Bus		1 to 10		2020			United Kingdom	StormPay is a fintech company that allows customers to use both financial and non-financial services in one app
Stretch	386	Stretch	stretch.money	Bank	Con		1 to 10		2021			Dallas, TX	Stretch considers itself the first financial services company dedicated to communities impacted by incarceration. We're building a trusted platform with solutions for the unique financial circumstances of our customers and their families.
Stripe	232	Stripe	stripe.com	Bank Pay PFM	Bus	2,000,000.00	1,001 to 5,000	2,200.00	2010			San Francisco, CA	Stripe is a developer-oriented commerce company helping small and large companies accept web and mobile payments.
Swadesh	393	Swadesh	swadesh.co	Bank Pay	Con		1 to 10		2019			Delhi, India	Swadesh is a digital bank that allows customers to invest, remit, and manage their money in India from abroad.
Swisspeers	401	Swisspeers	swisspeers.ch	Lend Inv	Bus		11 to 50	105.00	2015			Winterthur, Switzerland	swisspeers is an online direct lending platform connecting Swiss bases SMEs with financing needs directly to private and institutional investors suffering from an investment drought in the Swiss Franc fixed income market.
sync	233	sync	sync.money	Bank Pay PFM	Con	37,000.00	11 to 50	7.60	2018			London, UK	sync. is looking to lead the way in Open Banking as a smart digital-only bank.. We allow users to instantly open a current GBP &/or EUR account in minutes and we provide them with the ability to open up to 30+ other currency accounts
Tala	234	Tala	tala.co	Lend	Con	6,000,000.00	501 to 1,000		2011			Santa Monica, CA	Tala is a financial technology company on a mission to build a financial system that works for everyone. Our first product is a lending app that instantly underwrites and delivers credit to customers who have little or no formal borrowing history.
Tandem	235	Tandem	tandem.co.uk	Bank Lend	Con		51 to 100	175.80	2015			London, UK	Tandem is building a bank and financial management universe, focused on freeing users from financial stress by making money simple.
Tangerine	236	Tangerine	tangerine.ca	Bank Lend Pay Inv	Con	2,000,000.00	1,001 to 5,000		1997			Toronto, Canada	Online banking Tangerine Bank known as the bank that helps Canadians save their money.savings accounts. Its products included savings accounts, tax-free savings accounts mortgages, retirement savings plans guaranteed investments
Thriday	399	Thriday	thriday.com.au	Bank PFM	Bus		11 to 50	9.00	2020			Melbourne, Australia	Thriday saves small businesses a huge amount of time and money by automating financial admin. It's like having a bookkeeper, accountant and bank account all in one.
Tide	237	Tide	tide.co	Bank Pay PFM	Bus	350,000.00	251 to 500	195.20	2015			London, UK	Tide is a business banking platform with a mission to save small businesses time and money on their banking and admin.
Timo	238	Timo	timo.vn	Bank	Con	300,000.00	51 to 100	20.00	2015			Ho Chi Minh Ciy, Vietnam	An online bank account for Vietnamese citizens, with a Visa credit card and savings and checkig accounts
Tinaba	239	Tinaba	bancaprofilo.tinaba.it	Bank Lend Pay Inv	Con Bus	1,200,000,000.00	11 to 50		2015			Milan, Italy	Tinaba is a fintech banking app to transfer, share, manage and spend money, to achieve crowdfunding and all your projects.
TinkOff	240	TinkOff	tinkoff.ru	Bank Lend	Con	18,000,000.00	10,000+	90.00	2006			Moscow, Russia	The Tinkoff ecosystem offers a full range of financial services for individuals and businesses. With a focus on lifestyle banking, the Tinkoff ecosystem enables customers to assess and plan personal spending, invest their savings, earn loyalty programme bonuses, book trips, buy movie tickets, make restaurant reservations and much more.
Tnex	280	Tnex	tnex.com.vn	Bank PFM	Con Bus	250,000.00	51 to 100		2019			Hanoi, Vietnam	First digital banking platform and lifestyle ecosystem for Micro Merchants and GenZ in Vietnam
Tomo	379	Tomo	hellotomo.com	Lend	Con		51 to 100	70.00	2020			Stamford, CT	Tomo is a fintech startup that will improve the homebuying experience, initially as a digital mortgage and transaction company.
TomoCredit	241	TomoCredit	tomocredit.com	Bank Pay	Con	10,000.00	1 to 10	17.00	2018			San Francisco, CA	TomoCredit helps millennials get the credit cards they deserve by analyzing alternative data sets.
Tomorrow	242	Tomorrow	tomorrow.one	Bank Pay Inv	Con	108,000.00	51 to 100	3.50	2018	Europe	Germany	Hamburg, Germany	Mobile banking for a sustainable future with a wooden debit card and savings accounts
Tonik	243	Tonik	tonikbank.com	Bank Lend Pay	Con	30,000.00	101 to 250	44.00	2018	Asia	Philippines	Singapore, Singapore	TONIK is a digital-only bank that provides retail financial products, including savings deposits, loans, current accounts, payments, and cards.
Touco	244	Touco	usetouco.com	Pay PFM	Con		1 to 10		2018			London, UK	Touco Lab is a research-driven organization that focuses on behavioral science that leads to positive financial outcomes.
TreeCard	246	TreeCard	treecard.org	Bank	Con		1 to 10	6.20	2020			London, UK	Treecard is a fullstack green finance platform, allowing consumers to spend, save and invest responsibly with a wooden debit card.
TymeBank	398	TymeBank	tymebank.co.za	Bank Pay PFM	Con Bus		1,001 to 5,000	169.00	2012			Johannesburg, Gauteng	TymeBank is a South African fully black-owned and controlled investment company.
Tymit	247	Tymit	tymit.com	Bank Pay PFM	Con		51 to 100	21.50	2017			London, UK	Tymit is a provider of credit cards that offers financing purchases overtime and manages the monthly budget.
Uala	349	Uala	uala.com.ar	Bank Pay PFM	Con		1,001 to 5,000	544.00	2017	South America		Buenos Aires, Argentina	Ualá is a fintech company that offers a financial ecosystem through an app, linked to a free international Mastercard card.
Ubank	248	Ubank	ubank.com.au	Bank Lend	Con	600,000.00	101 to 250		2008			North Sydney, Australia	UBank is an Australian direct bank with home lending and savings products. UBank operates as a division of National Australia Bank (NAB).
Umba	249	Umba	umba.com	Bank Lend Pay	Con		11 to 50	2.00	2018			San Francisco, CA	Umba is an African digital bank, offering free bank accounts and financial services to our customers
Ume Loans	390	Ume Loans	umeloans.com.au	Lend	Con		1 to 10	11.00	2009			Queensland, Australia	Ume Loans was established as a lender to help good people who find it challenging to obtain loans from traditional banks and finance companies.
Unifimoney	250	Unifimoney	unifimoney.com	Bank Lend Inv PFM	Con		11 to 50	1.60	2019			San Francisco, CA	Unifimoney is a single account accessed via mobile that integrated a high-interest checking account, a credit card and Robo investment platform.
Up	304	Up	up.com.au	Bank Pay PFM Ed	Con		51 to 100		2017	Australia	Australia	Melbourne, Australia	Australia’s first mobile-only digital bank, helping Upsiders spend wisely and save effortlessly. #1 rated Australian banking app (in the App Store and Google Play)
Upgrade	251	Upgrade	upgrade.com	Bank Lend Pay	Con	15,000,000.00	251 to 500	587.00	2016			San Francisco, CA	Upgrade is a fintech company that offers credit and mobile banking to mainstream consumers.
Varo	253	Varo	varomoney.com	Bank	Con	4,000,000.00	501 to 1,000	992.40	2015	North America	United States	San Francisco, CA	Varo is a digital bank that offers innovative, premium banking services wrapped in inclusive design.
Vbank	287	Vbank	vbank.ng	Bank Lend Pay Inv	Con Bus	250,000.00	51 to 100		2015	Africa	Nigeria	Lagos, Nigeria	Offers deposit accounts, joint accounts, physical and virtual cards, multiple payment channels (QR & NFC), transfers to multiple beneficiaries, bill payments and account analytics
Venmo	254	Venmo	venmo.com	Bank Pay PFM	Con Bus	83,000,000.00	51 to 100	1.30	2012			New York, NY	Venmo offers an app that allows users to share and make payments with friends for a variety of services and leave a balance on their account.
Vergo	344	Vergo	getvergo.com	Bank Lend PFM	Con Bus		1 to 10	0.10	2021			New York, NY	A community digital-only bank for businesses in the architecture, design and building industry.
Vio Bank	302	Vio Bank	viobank.com	Bank	Con		11 to 50		2018	North America	United States	Oklahoma City, Oklahoma	Vio Bank is the digital bank division of MidFirst Bank, the largest privately held bank in the United States and an FDIC member.
Viva Wallet	255	Viva Wallet	vivawallet.com	Pay PFM	Bus		501 to 1,000	189.50	2000			Athens, Greece	Viva Wallet is a cloud-based neobank that offers card acceptance services for businesses.
Vivid Money	256	Vivid Money	vivid.money	Bank Pay Inv	Con	100,000.00	101 to 250	17.70	2020			Berlin, Germany	Vivid Money is a financial platform and mobile banking app that helps customers save and invest their money.
Volt Bank	257	Volt Bank	voltbank.com.au	Bank PFM	Con	40,000.00	51 to 100	90.10	2019			North Sydney, Australia	Volt is an digital-only bank savings account with personal challenges to incite savings.
Vybe	365	Vybe	vybecard.com	Bank	Con		11 to 50	2.90	2019			Paris, France	Vybe is a provider of a digital platform used to develop a payment card for young people aged 13 to 18.
Walrus	258	Walrus	walrus.club	Bank	Con	20,000.00	1 to 10		2019			Bengaluru, India	Walrus is a fintech company that offers a payments app and debit card for the Indian youth.
Wave Financial	297	Wave Financial	waveapps.com	Bank Pay PFM	Bus	2,500,000.00	101 to 250	79.80	2010	North America	United States, Canada	Ontario, Canada	Wave offers tailored financial services (payments, payroll) and award-winning free software for small/micro-businesses around the world, acquired by H&R Block.
Wealthfront	259	Wealthfront	wealthfront.com	Bank Lend Pay Inv PFM	Con	440,000.00	101 to 250	204.50	2011	North America	United States	Palo Alto, CA	Wealthfront is a next-gen banking service that helps manage money for both short-term and long-term wealth.
Wealthsimple	260	Wealthsimple	wealthsimple.com	Pay Inv PFM	Con	1,500,000.00	251 to 500	900.40	2014			Toronto, Canada	Wealthsimple offers financial tools to help investors grow and manage their money, with options to pay friends and save their money.
WeBank	261	WeBank	webank.com	Bank	Con	270,000,000.00	1,001 to 5,000	182.60	2014			Shenzhen, China	WeBank is a private commercial bank with an online focus that utilizes facial recognition security software.
WeLab Bank	350	WeLab Bank	welab.bank	Bank Lend PFM Ed	Con		251 to 500		2020			Hong Kong	Enables customers to manage, save and growth their wealth by delivering intelligent banking experience through a range of innovative banking services.
WhatsLoan	285	WhatsLoan	whatsloan.com	Lend	Con Bus	100,000.00	11 to 50		2019	Asia	India	Bangalore, India	WhatsLoan is a digital-only bank platform that allows consumers to find and receive personal loans.
Wise	245	Wise	wise.com	Bank Pay	Con Bus	10,000,000.00	1,001 to 5,000	1,300.00	2011	All	All (except North Korea and Iran)	London, UK	Wise is a money transfer service allowing private individuals and businesses to send money abroad without hidden charges.
X1 Card	263	X1 Card	x1creditcard.com	Bank Pay	Con		11 to 50	22.00				San Francisco, CA	Built with 17g of stainless steel and laser etching technology, X1 Card reimagines the credit card from the ground up. It harnesses the power of technology to offer smart credit limits, an unparalleled rewards program, and automated features that will transform the way you shop and spend.
Xero	264	Xero	xero.com	PFM	Bus	3,000,000.00	1,001 to 5,000	681.40	2006			Wellington, New Zealand	Xero is a suite of online accounting software for small businesses, accountants, and bookkeepers.
Xoom	266	Xoom	xoom.com	Pay PFM	Con		101 to 250	104.30	2001			San Francisco, CA	Xoom is a digital money transfer company that allows users to securely transfer money online, acquired by Paypal.
Yap	327	Yap	yap.com	Bank PFM Ed	Con	25,000.00	11 to 50		2018			Dubai, UAE	YAP is a neobank focused wholly on improving the digital banking experience. We function as an independent app with no physical branches, making it the first of its kind in the UAE.
Yotta	268	Yotta	withyotta.com	Bank Pay	Con	350,000.00	11 to 50	16.60	2019	North America	United States	New York, NY	Yotta Savings offers free FDIC-insured bank savings accounts and rewards savings account depositors with weekly prize drawings.
youTrip	269	youTrip	you.co	Bank Pay	Con		51 to 100	55.50	2016			Sheung Wan, Hong Kong	YouTrip is a multi-currency mobile wallet that allows users to pay overseas with no transaction fees.
Yuh	400	Yuh	yuh.com	Bank Pay Inv	Con		11 to 50		2021			Gland, Switzerland	Yuh is a one-stop solution that offers a reliable and innovative option to control their finances by making payments, saving, and investing.
Zand	328	Zand	zand.ae	Bank	Con Bus		51 to 100		2018			Dubai, UAE	Zand, the first digital bank in the world to provide both retail and corporate banking is set for imminent launch in the UAE
Zelf	271	Zelf	zelf.co	Bank	Con	500,000.00	11 to 50	2.00	2019			Riga, Latvia	Zelf is a neobank targeting Gen Z to bring money in their messengers with AI-powered voice control over the most of financial operations.
Zelle	272	Zelle	zellepay.com	Pay	Con Bus	86,000,000.00			2017	North America	United States	Scottsdale, AZ	Zelle is a p2p payment platform that allows users to digitally send, receive money, and make safe and fast bank transactions.
Zen.com	273	Zen.com	zen.com	Bank	Con Bus		101 to 250					Wilno, Lithuania, Lithuania	The zero effort nonbank that allows consumers to save and get instant access to money with no hassle
Zepz	262	Zepz	zepspay.com	Pay	Con		501 to 1,000	699.70	2010			London, UK	Zepz is a money transfer service that helps migrants send money to their loved ones all over the world.
Zeta	275	Zeta	askzeta.com	Bank PFM	Con	1,000.00	11 to 50	1.50	2017			San Francisco, CA	Zeta is a fintech focused on helping families thrive. Our core products include a modern-day joint account and money manager.
Ziina	270	Ziina	ziina.com	Bank Pay PFM	Con	20,000.00	1 to 10	8.50	2020	Asia	UAE	Dubai, UAE	Ziina is bringing the next generation of financial services to the Middle East. Ziina is the UAE’s first peer-to-peer payment app.
Zil	382	Zil	zilbank.com	Bank Pay	Bus	196,000.00	51 to 100		2021			San Jose, CA	Zil Banking provides you a one-stop solution for all your business needs with a free ACH, Check Printing, Payroll Management etc.
Zolve	345	Zolve	zolve.com	Bank Pay Ed	Con	70,000.00	11 to 50	55.10	2020			Bangalore, India	Zolve is a fintech company that offers seamless cross-border financial services. Zolve is a global neo-banking startup that looks to provide banking and financial services to individuals looking at migrating to international geographies.
Zoona	276	Zoona	ilovezoona.com	Bank Pay PFM	Con Bus	83,577.00	11 to 50	22.90	2009			Cape Town, South Africa	Zoona is a mobile technology company developing products such as money transfers, electronic voucher payments, and agent payment, acquired by Mukuru.
zopa	277	zopa	zopa.com	Bank Lend Pay	Con	500,000.00	251 to 500	792.30	2005	Europe	United Kingdom	London, UK	Zopa offers peer-to-peer loans with low rates, flexible terms, and no early repayment fees.
Zoro Card	278	Zoro Card	zorocard.com	Bank Ed	Con		1 to 10		2019	Australia		Bloomington, IN	The Zoro card is the simplest way to build credit with a debit card that build credit where all purchases are reported.
Zynlo	333	Zynlo	Zynlobank.com	Bank Pay	Con		251 to 500		2021				ZYNLO Bank is a digital-only bank that offers accounts, banking, lending, savings, and financial services for clients.
Zytara	279	Zytara	zytara.com	Bank	Con		11 to 50		2019			Cheyenne, WY	Zytara is a financial technology company focused on supporting Millennial and Gen Z gamers and esports enthusiasts.
			Domain	Categories	Audience					Continent	Country		Description

The World’s Biggest List of Digital Banks

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