Industry First: Bank Ties Home Loan Rates to Facebook ‘Likes’
One of the biggest banks in New Zealand is taking a page straight out of Groupon’s playbook and adding a lottery twist, where Facebook fans determine mortgage. Read More
Article Archive: Innovation Strategies
Banking By Design: Unbundling Checking Accounts
Union Bank lets customers build their own checking accounts from a menu of a la carte options — a slick, point-and-click interface with transparent. Read More
Banking at Your Doorstep: Credit Union Launches Delivery Service
A tiny Texas credit union offers 'concierge banking" to members and non-members alike. Could this be the answer to the branch-building dilemma? If so, this is. Read More
The Mobile Moment: What It Takes To Win The Digital Wallet Race
Mobile wallets will revolutionize payments. But what do consumers know, what are they afraid of, and who are they counting on to provide what they. Read More
Retail Banking Trends And Predictions For 2013
Industry experts weigh in with their resolutions for next year. What are the major themes that could dominate 2013? Here’s what they have to. Read More
Are Bankers Ready For The Bank 3.0 Reality?
Bank 3.0 by Brett King provides a look into the future of banking where branches are replaced by mobile devices and banking is. Read More
Cool Bank Microsite: ‘Card Artist’
A super slick microsite from Bank Audi gives customers cool design tools to customize their own credit and prepaid. Read More
Is The World Ready For Social Media Credit Scores?
An interview with Brett King, CEO of Movenbank, and creator of the world's first credit score built in part on consumers' social media activity. How does it work? Find out. Read More
Cool Tech: Mobile Banking With Siri-Like Voice Commands
USAA will be among the first banks in the world to start toying with speech recognition software on mobile. Read More
Bank’s Innovative Charity Website Signals New Era in Community Giving
A unique website represents an emerging in corporate giving, where banks' customers choose which charities receive donations, not the board and. Read More
Customers Crowdsource Innovations for Aussie Bank, Then Vote on Them
In an experiment of social media democracy, Commonwealth Bank is asking customers for product ideas. The best will win. Read More
Fifth Third’s ‘Duo’: The First Real Combined Debit + Credit Card in the US
The Duo Card, a combined credit and debit card, makes Fifth Third the first card issuer in the U.S. to offer this kind of dual functionality in one piece of. Read More
US Bank’s Wearable Wallet: Will It Flop or Not?
This blue bracelet not only lets you make contactless payments of $50 or less, it holds your medical information. But is it too weird and too ugly for widespread. Read More
Uncommon Objects
An interesting exploration of innovation, technology and interfaces within the financial industry by guest contributor Brent. Read More
Barclays Takes Branded ‘Innovation Bus’ on Tour
Barclays took a custom, branded bus boasting a lounge, LCD screens, outdoor seating and a private meeting "library" out on tour to promote an innovation competition for small. Read More
ATM 2.0: The Future of Self-Service
BBVA completely redesigned its ATMs from the ground up, pioneering what it calls the ATM of. Read More
RBC Launches ‘myFinance Tracker’ PFM Platform
Subscribe to The Financial Brand via email for FREE!The number of banks and credit unions integrating branded personal financial management (PFM) platforms from providers like Mint and Jwaala have helped these startups become internet sensations almost overnight. Now RBC is offering a white label solution from Yodlee, which the bank has dubbed myFinance Tracker. “myFinanceTracker. Read More
Santander’s HQ: High-Tech Wonderland with Robotic Butlers
Subscribe to The Financial Brand via email for FREE! It’s called Santander City. This sprawling corporate HQ for one of Europe’s biggest banks is a visually stunning concept integrating advanced robotics, interactive design and LED-based art murals. Santander City’s “El Faro” Visitors Center, is the gateway to Santander Group’s financial complex. The center is a. Read More
9 Realities for Financial Innovators
Nine considerations every bank or credit union must read before adopting a “strategy of. Read More
Vantage CU’s Twitter 2.0 Banking Breakthrough
Subscribe to The Financial Brand via email for FREE!Every time you start to think the financial industry’s fixation with Twitter may be easing, something completely new comes along and shakes things up. Like this stunner: TweetMyMoney, a new fully-proprietary innovation from Vantage Credit Union that allows people to access account information and make transfers via. Read More
5 Ideas to Fix the Ugly in Overdraft Fees
Subscribe to The Financial Brand via email for FREE!Overdraft fees are a prickly subject. Consumers complain about them constantly, and now more than ever, it seems they’re doing so with unregulated vehemence. On the other hand, financial institutions rely on fee income — it’s how they make money on deposits — now more than ever.. Read More
Kasasa: A Third-Party National Checking Brand
Subscribe to The Financial Brand via email for FREE!“Kasasa?” What is it? If Bancvue is right, it’s the weapon smaller financial institutions need to successfully compete with big banks for demand-deposit accounts (DDAs) like checking and savings products. The firm has recently announced a combination of accounts specifically for community banks and credit unions, all. Read More