Low-Cost Deposit Strategies
The financial landscape is constantly shifting, with falling Fed rates and high deposit costs putting pressure on your margins—making it essential to preserve yields in any environment.
Featured Articles
The Six-Point Plan to Re-ignite Credit Union Growth in 2026
“Growth anxiety” is spreading among credit union leaders. A new report pinpoints why and argues for the overhaul of many longstanding assumptions.
Want Lower CD Expense? Fix Your DDAs First
Are deposits costing your bank too much? Here’s how nine community institutions used DDAs to lower their CD expense.
A Community Institution’s Guide to Thriving in any Market Condition
Community financial institutions should move away from CD-heavy funding strategies toward relationship-based checking and savings accounts.
Gen Z Conundrum: How to Help Young Adults Save While They Pay Off Debt
Gen Z faces financial pressures but demands digital-first. Here’s how banks can design products that meet their liquidity and tech needs.
Banks Flirt With AI Deposits but Fear Dynamic Pricing Backlash
Amid growing competition, banks weigh AI’s promise to transform deposit pricing against risks tied to transparency, trust and regulatory hurdles.
What Smart Community Institutions Are Doing to Grow Deposits Right Now
How can community banks and credit unions compete? Focus on value over rates, modernized products, and smart marketing.
