PayPal’s Dan Schulman on the Future of Banking: Digital, Seamless and Consolidated
The walls between banking and payments, credit and savings will dissolve in the hands of a few dominant players.
The walls between banking and payments, credit and savings will dissolve in the hands of a few dominant players.
The sketchy details released so far by the seven big U.S. banks behind Zelle have prompted mostly skepticism. But what's still unsaid?
Integrating digital payments and small business services with banking is why the megabank is less 'scared' of big fintechs now.
PayPal is expanding aggressively into nearly every corner of consumer payments — including BNPL and crypto — as they tread deeper into banking's turf.
Community banks and credit unions outpace megabanks and even neobanks in key areas, but that edge won't sustain those that lag in technology.
PayPal launches a new personalized app with the goal of becoming an all-in-one financial and shopping solution.
People want their financial lives simplified, which is why PayPal says it is turning its digital wallet into a 'super app' to rule them all.
Who needs to use cash when routine P2P transactions can be settled mobile to mobile? Zelle catches on beyond Millennials.
The expansion of financial solutions offered by large tech firms are encroaching on legacy banking products, stealing customers and revenues.
Will the growth of PayPal's Venmo encourage other banks and credit unions to use social engagement in digital peer-to-peer payments?
Millions of people moved to a new state or a new city during the post-pandemic residential boom. Now, bank marketers have a once-in-a-decade opportunity to serve the coming checking account migration.
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Consumers love the convenience, but new research finds nagging disappointment the wallet experience.
A pivot from mass marketing to speedy product development drives customer growth and revenues.
Consumers and businesses have hired the marketing team at your institution for a new role: The organization's best new sales team. And it should give marketing higher priority in banking's budget this year.
Banks are over-reliant on new account metrics that don't correlate to profitability. Worse, nearly 70% of new accounts remain inactive after 90 days.
Innovation isn't everything as the growing ranks of buy now, pay later users favor factors that play to older firms' strengths.
TD joins early adopters like J.P. Morgan Payments, Square and Stripe in empowering merchants to use iPhones as payment terminals.
After a decade in the spotlight, fintech has had a bigger impact in some areas more than others.
Do 'share of wallet' and 'customer lifetime value' work as metrics in a world where consumers have multiple financial relationships?
Is your bank or credit union ready for digital wallets to grab a bigger chunk of mobile payments in coming years? Here's what to do now to prepare.
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