A battle of titans is building between Apple and Google over the future of banking. At stake are data and checking account revenue. . Read More about Why Apple Pay + Buy Now Pay Later Will Drive Banks to Google Plex
Here's everything you need to know about payments in the year to come — from digital wallets and mobile P2P to Venmo, Zelle, and GAFA threats like Apple. Read More about 7 Trends Disrupting The Future of Payments: From Apple Pay to Zelle
Mobile payments are table stakes for banking providers looking to remain relevant with today's digital consumers. Which one should you. Read More about What’s The Best Mobile Payment Platform: Zelle, Venmo, Square or Apple Pay?
In a crowded payments marketplace, Stratos Card hopes to replace current credit, debit and loyalty cards with an all-in-one. Read More about Will Stratos Make Consumers Forget Apple Pay?
Subscribe to The Financial Brand via email for FREE!UBS recently published a report titled The Empire Strikes Back: Retailers and Banks to Join Forces as Alternative to Apple Pay in 2015. The report is so full of misguided misconceptions that, normally, I’d be inclined to think “Where did they come up with this stuff?” But. Read More about UBS On Apple Pay: Drinking The Merchant Kool-Aid
David Evans wrote: "Apple Pay is fizzling. Unless it drastically changes course it will follow the hundreds of other attempts that have sputtered along, or have just flat-out died." My take: Apple Pay isn't a carbonated beverage losing its fizz. It's more like a wine that needs to be aged.. Read More about Putting The Fizz In Apple Pay
A survey of credit union executives reveals that auto loans will be their top priority in 2015. What else on their radar. Find out. Read More about Auto Loans and Apple Pay Critical to Credit Unions in 2015
Subscribe to The Financial Brand via email for FREE! As pymnts.com reports “Apple Pay revenue of $118 million this year and $310 million next year, which is less than one percent of Apple’s estimated revenue of $180 billion this fiscal year. Apple Pay is designed to sell phones and so far, it’s sold a boatload. Read More about The Problem With Those Apple Pay Projections
The use of pop-up branches and social media by Wells Fargo provided a low-cost way to introduce and promote their Apple Pay. Read More about Wells Fargo Uses Pop-Up Branches to Introduce Apple Pay
Subscribe to The Financial Brand via email for FREE!In a pymnts.com article titled One Banker’s View Of Apple Pay Threats, the SVP of a large bank indicated: “Though Apple gets a piece of every transaction, the company provides no help to banks in making sure their cards are “top of wallet” for use, or helping. Read More about Banks’ Apple Pay Opportunity
Before Apple Pay even been launched publicly, Apple's banking partners started heavily promoting their relationship in digital. Read More about Big Banks Promote Apple Pay Partnership
There are two moments from the recent iPhone 6 announcement that have stuck with me. The first is when Tim Cook is announcing Apple Pay and shows the video of how payments are done today. A woman opens her pocketbook, fumbles for a second or two to find her purse, pulls out her credit card,. Read More about Apple Pay’s Critical Success Metric
Apple Pay looks like a great collaboration between credit card companies, financial institutions and retailers. There could still be. Read More about Is Apple Pay a Banking Trojan Horse?
Apple can quickly become a major payments player with the iTunes system, 500,000 credit cards on file and new merchant. Read More about How Will Banks Respond if Apple Becomes Mobile Payments Player
Community banks and credit unions outpace megabanks and even neobanks in key areas, but that edge won't sustain those that lag in. Read More about Square, PayPal Pose Grave Threat to Community Financial Institutions
BNPL use is surging, but card issuers can win by delivering digital journeys that engage and delight. Read More about 3 Ways Credit Cards Can Compete Against Buy Now, Pay Later Trend
« VIEW FULL LIST OF PODCASTS FEATURING: Greg Lisiewski, VP, Global Pay Later Products at PayPal With consumers strapped for cash during these turbulent times, traditional and non-traditional financial firms are expanding financing options to support consumer and merchant needs. One of the newest solutions modernizes the old-school layaway or retail installment loan offering for. Read More about Buy Now, Pay Later: A Digital Solution to an Age Old Problem
Mastercard's entry into the BNPL fray, following Square, Goldman and others, could alter the dynamics of what has been a fintech playground.. Read More about Big New Entrants Turn Buy Now, Pay Later Wave Into a Tsunami
PayPal launches a new personalized app with the goal of becoming an all-in-one financial and shopping. Read More about Is PayPal’s Expanded Financial Offering a Threat to Banks?
Banks and credit unions must 'lean into' technology to a much greater degree if they hope to prevent consumers from straying to fintechs.. Read More about 9 Tech and Payment Trends Shaping Community Institutions’ Future
The fast-growing BNPL market, popular with Millennials and dominated by fintechs, is already siphoning billions in revenue from. Read More about Financial Institutions Must Address ‘Buy Now, Pay Later’ Problem Now
Yes, Zelle's dollar volume is higher, but the quirky Venmo P2P app continues to grow. Financial institutions should understand. Read More about Venmo’s Real Threat to Banking: Making Payments Fun