Apple’s Open NFC May Benefit Some Payment Providers, But ID Applications Are the Real End Game
PayPal stands to gain in the short term. But a gold rush in identification services is the long-term play.
6 Innovative App Features Pushing the Mobile App Experience Beyond Transactions
With consumers expecting more from digital banking — and increasingly frustrated when it doesn't work— these new app features go beyond transactions, aimed at improving financial management and user experiences.
Could Walmart Move Accelerate Instant Payments, Cutting Out Mastercard and Visa?
Experts forecast what it could mean to banks when the nation's largest retailer offers instant payment options to customers via pay by bank.
Is PayPal Everywhere an Existential Threat to Banks and Traditional Debit?
Launch of marketing campaign features comedian Will Ferrell. But for PayPal, the added volume is no laughing matter.
Mobile Debit Card Payments Are Ramping. But the Economics for Issuers Are in Flux
Increasingly, debit 'card' transactions occur on mobile or in digital 'Card Not Present' venues. Will that put pressure on pricing?
Apple Shifts Focus As It Drills Deeper into Payments
The big tech's new payment products announcements may signal a strategic shift away from direct participation in favor of networking.
Consumers’ Finances Are Stressed — And Its Getting Worse, Fast
Benchmark measures of economic insecurity are up 50% since 2021. Some lenders should stage interventions.
TD Bank Deploys Apple’s Tap to Pay with iPhone to Grow Its SMB Lineup
TD joins early adopters like J.P. Morgan Payments, Square and Stripe in empowering merchants to use iPhones as payment terminals.
Why Financial Trauma is More than Just a Buzzword for Banks
Financial trauma can seriously impact people's relationships with money and banks can do a better job of supporting them.
How Apple Can Keep Growing in Financial Services Without Ever Becoming a Bank
While an 'Apple Bank' may never happen, the big tech's financial ambitions keep growing, as 12 million Apple Cards attest.
Payments Trends 2024: As Shopping, Buying and Paying Blur Together, Banks May Lose Ground
Control of some payments channels may be shifting, as banks lose their edge over merchants.
Why the CFPB Proposal for Big Techs May Affect the Entire Industry
More questions than answers as the Consumer Financial Protection Bureau proposes conducting exams of the likes of Apple Pay and Google Pay.
Maximizing ATM Marketing Deepens Customer Relationships
Though banks and credit unions are all about improving the customer experience these days, one touchpoint that’s often overlooked is the ATM.
Cheat Sheet: Understanding the CFPB’s Brief Against Apple and Google in Contactless Payments
The CFPB's latest report on big tech and contactless payments targets the Apple/Google duopoly. Here's everything you need to know.
Protecting P2P Users: Frauds Vs. Scams & How Banks Can Tackle Both
Different prevention is required to address P2P fraud, a tech issue, versus P2P scams, which is a human challenge.
How to Disrupt the Disruptors in Small Business Banking
For years, Square, Stripe, and PayPal have been disruptors siphoning small business relationships away from banks and credit unions. Now, through a new fintech partnership, institutions are fighting back.
Could ‘Amazon One’ Palm Payments Get The Upper Hand Over Digital Wallets?
Amazon One, the retailing giant's payment bet, raises the question: Do people need digital wallets when they can pay with the ultimate wearable — their hand?
Paze Digital Wallet Launch Delayed Until Early 2024 – Here’s the New Plan
Whatever happened to Paze, which was supposed to roll out in time for the 2023 holiday shopping season? Get a detailed look at what's ahead for the big banks' digital wallet.
‘Real-Time Payments’ Expert Pivots to ‘Chuck,’ a P2P Platform for Community Banks
'Payment Jedi' Peter Davey hopes to take Alloy Labs consortium members where no community bank has gone before. His mission? Launch Chuck.
How to Unleash the Full Potential of Digital Wallets
Even the 'experimenters' who use digital wallets more than other consumers find them clunkier than debit cards. Better product design and messaging would help.
Is CFPB’s Mobile Payments Salvo at Apple & Google Good for the Industry?
As the use of tap-to-pay with smartphones grows, the CFPB contends that the tech giants are stifling innovation and consumer choice in payments.
Why a Tiny Credit Union Sued Apple Over Unfair Tap-to-Pay Rule
Apple Pay has enjoyed exclusive access to iPhone payments, enabling it to charge banks and credit unions whose customers upload their cards.
