Strategic planners are looking out and asking, "What could screw up our plans?" Here are three things threatening to squeeze community-based financial. Read More about Escaping The Squeeze: 3 Forces Challenging Mid-Sized Banks And Credit Unions
A mid-year review of the status of the 2016 retail banking trends and. Read More about Mid-Year Review of 2016 Retail Banking Trends and Predictions
Can a traditional card issuer like Chase find success in a mobile wallet market already crowded with the likes of Apple, Google and. Read More about Chase Pay: Mobile Wallet Game Changer? Or The Next Big Flop?
Are banks and credit unions prepared as mobile wallet growth accelerates and new players enter the. Read More about Mobile Wallets: The Battle for Top-of-Mind
An analysis of the universal plastic payments cards shows why these alternatives may be the bridge to mobile. Read More about Battle For Mobile Payments: Guide to Universal Cards
With competition in the $2.7 trillion payments industry so intense, banks and credit unions will benefit from this analysis of the major. Read More about Battle For Mobile Payments: Guide to Digital Wallets
Subscribe to The Financial Brand via email for FREE!UBS recently published a report titled The Empire Strikes Back: Retailers and Banks to Join Forces as Alternative to Apple Pay in 2015. The report is so full of misguided misconceptions that, normally, I’d be inclined to think “Where did they come up with this stuff?” But. Read More about UBS On Apple Pay: Drinking The Merchant Kool-Aid
David Evans wrote: "Apple Pay is fizzling. Unless it drastically changes course it will follow the hundreds of other attempts that have sputtered along, or have just flat-out died." My take: Apple Pay isn't a carbonated beverage losing its fizz. It's more like a wine that needs to be aged.. Read More about Putting The Fizz In Apple Pay
To put it mildly, Tom Noyes’ post What Do Retailers Want? elicited a few reactions out of me. *** TN: “A top 5 merchant told me a few months ago “Retailers like Starbucks have proven that we are best placed to deliver value and influence consumer behavior. I don’t want to force my consumers to. Read More about Merchants’ Payments Pipe Dreams
Amex and Walmart have partnered to provide a valuable incentive to Bluebird customers while creating social buzz on digital coupon. Read More about Amex Ups Ante In Bid For Walmart Shopper
Should banking be concerned that despite massive media attention, mobile payments still represent only a small fraction of POS. Read More about When Will POS Mobile Payments Go Mainstream?
Before Apple Pay even been launched publicly, Apple's banking partners started heavily promoting their relationship in digital. Read More about Big Banks Promote Apple Pay Partnership
Apple Pay looks like a great collaboration between credit card companies, financial institutions and retailers. There could still be. Read More about Is Apple Pay a Banking Trojan Horse?
According to an article in NFC World about MCX’s mobile wallet (to be named CurrentC): “Consumers will benefit from using CurrentC in four main ways: 1) Save money with valuable coupons and offers; 2) Earn rewards from participating merchant loyalty programs; 3) Pay simply; and 4) A more secure way to pay.” My take: In. Read More about Failed CurrentC
Apple can quickly become a major payments player with the iTunes system, 500,000 credit cards on file and new merchant. Read More about How Will Banks Respond if Apple Becomes Mobile Payments Player
Subscribe to The Financial Brand via email for FREE!At this year’s BAI Retail Delivery Conference, I had the opportunity to moderate a closed roundtable discussion of the Marketing Leaders Circle (thank you Deluxe!), and as an added bonus, got to interview Lee Scott, the former CEO of Walmart. As the session was a closed session. Read More about Lessons For Banks From A Walmart CEO
Subscribe to The Financial Brand via email for FREE!If my basement (where I work) ever floods (again), the three things I’m grabbing are my iPad, my iPod (with the hundreds of Grateful Dead shows I have on it), and my GonzoBanker mug. I’m convinced that mug will be worth…oh, I don’t know….$3 or $4 on. Read More about Merchant's Mobile Wallet Math
We asked nearly 50 industry leaders what are the most important trends in retail banking in 2013. Here's what they had to. Read More about Banking Leaders Predict Major 2013 Trends