16. Cherian Abraham
As the mobile commerce and payments lead at Experian Global Consulting, Cherian Abraham serves Experian’s clients in banking, retail, consumer credit and payments on strategy, innovation and emerging business models around mobile. With almost two decades of international tech and strategy consulting experience, Abraham is one of the leading authorities on mobile commerce. Founder of DROP Labs, he writes a blog on mobile payments and commerce strategy focused on banking and retail.

“Commenting on the current state of disruption in FinTech is similar to a critic penning the review, twenty minutes in to a movie … and just as futile.”

17. Claire Cockerton
Claire Cockerton is the founding director and CEO of Innovate Finance, a City of London and Canary Wharf Group backed movement for a more balanced, resilient, and accessible financial services sector. Cockerton is also founder and chairwoman of Entiq, and set the strategy and co-led the implementation of Level39, Europe’s largest technology accelerator dedicated to FinTech, retail and smart cities technologies. Without a doubt, Cockerton is a serial entrepreneur and an influencer in financial services.

“We are heading towards a tipping point in finance and banking where technology will radically change every aspect of the products offered, the businesses that deliver them, and the social and economic opportunities the sector creates for society as a whole.”

18. Nektarios Liolios
Nektarios Liolios is the co-founder and global managing director at Startupbootcamp FinTech, a global network of FinTech accelerators. He has been a managing director at the firm since January 2014. Previously, he served as an Innovation Leader at Innotribe @ SWIFT.

“We are only at the beginning of a truly transformational adventure in financial services and the big changes will not come from the obvious players or the obvious countries.”

19. Sean Park
Sean is founder, chairman and chief investment officer at Anthemis Group. Park combines a powerful mix of entrepreneurial, investment and corporate experience and is widely recognized as a leading independent thinker on the future of financial services. He is the author of The Park Paradigm, and has a proven track record of successfully investing in and advising innovative and disruptive startups. Always on the cutting edge of FinTech innovation, the Anthemis blog is a good read.

“A key success factor will be your ability to exorcise any “not-invented-here” reflexes from your corporate mindset and culture.”

20. Yann Ranchere
Yann Ranchere serves as the finance director at Anthemis Group, where he contributes to the principal investment activities, sourcing and review of potential investments. Ranchere has past experiences with Kurt Salmon and Deloitte, with in-depth knowledge of the trends shaping financial services innovation as well as the startup marketplace. Ranchere has had a financial services blog for more than five years.

“You never change things by fighting the existing reality. To change something, build a new model that makes the existing model obsolete.” – Buckminster Fuller