Archive for home loans
Huge Potential For Hispanic Home Loans… If Lenders Can Get It Right
One in three Hispanics plan to buy a home, but 43% say they had an "extremely" or "very stressful" experience when buying their last home.
Room For Improvement In Home Loan Process, Study Shows
The average home buyer considers two banks when applying for a mortgage. Most end up lending from a bank where they did not already have an account. Why?
Gen-Y After The Recession: Fewer Homes, Fewer Cars, Less Debt
After running up record debt during the bubble economy, young adults shed substantially more debt than older adults during the Great Recession and its aftermath.
Financial Marketing News: GoBank, USAA’s Mobile Account Opening
What's making the news this week? GoBank's name-your-fee checking account has everyone abuzz. And USAA is using mobile cameras to open new accounts. These stories, and 28 others.
Google Trends Reveal Banking Insights, Social Media Zeitgeist
Using Google Trends, bank and credit union marketers can find a wealth of information right at their fingertips.
Gen-Y ‘Turned Off’ By Banks, Worried About Finances
Twentysomethings are frustrated by banks, less likely to own a home and will do just about anything for money when they need to cover bills.
Word-of-Mouth Banking
What is the impact of word-of-mouth on banking purchases? Do face-to-face referrals generate more business than online? Take a look at this study.
In Brief: Honest Ally? | Plain Vanilla Banking | $5 ATM Fees
Is Ally's "straight talk" crooked? Will plain vanilla banking kill community banks? Are $5 ATM fees on the way? Plus 17 more articles.
Datahead: Foreclosure Crisis by the Numbers
Banks like Ally, Chase, Citi and BofA halt repossessions across America. How big is the foreclosure problem in the US? What do the numbers really say?
Datahead: Channels, Checks, Trust & Trends
Delivery channels by generation… Levels of consumer trust… Breakdown of NSF and overdraft fee income… Search for home equity slows to a trickle… Much more.
Datahead: Profit, Promotions, NSF and More…
1 in 2 checking accounts are unprofitable… 36% of credit unions are unprofitable… US banks charged $30B in NSF fees in 2007…
Aussie Bank Slips on Banana Analogy
A three-minute video comparing Westpac Bank’s lending rates to the costs of making smoothies is driving Australians bananas. In an attempt to justify Westpac’s 45 basis point jump in standard variable mortgage rates, the bank
BofA Feels Bullish With New Ads
Normally when a company like BofA makes a big acquisition, it’s eager to tout the triumph in a big ad campaign. Not the case with its acquisitions of Countrywide and Merrill Lynch. This was different.
ING microsite targets renters for home loans
[Editor's Note: This program is about 18 months old, but it just crossed my desk for the first time last week. Have you heard of it? After generating some initial buzz, it doesn't appear to
