FDIC Archive


FDIC Branch Report Ignores Impact of Digital Channel Shift

The FDIC erroneously concludes that high numbers of bank branches are justified despite significant drops in branch transactions.



The Comprehensive Guide To The Unbanked and Underbanked

This huge study will tell everything you'll ever want to know about unbanked and underbanked consumers in the U.S.



Higher One Embraces Banking Transparency After Slap From FDIC

Following a settlement over deceptive fees charged to students, Higher One moves to Pew standards for transparency with checking accounts.



BankUnited’s Brand Rebirth: From Collapse to Credibility

Like a phoenix from the ashes, BankUnited has resurrected its brand — from FDIC failure to successful IPO — christened with a new identity.


Datahead: Channels, Checks, Trust & Trends

Delivery channels by generation… Levels of consumer trust… Breakdown of NSF and overdraft fee income… Search for home equity slows to a trickle… Much more.


Compliance Crack Down on Social Media Coming?

When it comes to social media, financial marketers are often caught between "content" and "compliance." For instance, how do you promote a financial product or service within the constraints of a 140-character…


Turning Bank Failures Into Golden Opportunities

When a bank fails, it seems the other remaining financial institutions in the community are reluctant to aggressively market themselves to the failed bank's customers. They don't want to seem insensitive to…


Notably Quotable: Capitalism, Failure and the Economy

"Capitalism without failure is like religion without sin." -- Economist Allan Meltzer "Most financial history is useless at this point. Even well-known economists grasp for examples of periods that are comparable to…


These Ads Might Piss Off Federal Regulators

Last week, The Financial Brand wrote about how the FDIC and the NCUA are cracking down on financial institutions that attack the safety or soundness of any financial institution (or category of…


Censored! Federal Agencies Afraid of Fear Mongering

NCUA quashing any form of finger pointing Last month, a credit union lodged a complaint with the NCUA about a rival credit union's website. The credit union wasn't happy that Glendale Area…


People Looking for a “Silver Lining” But Buying “Ammo”

The Financial Brand used Google Trends to see how the economic crisis was affecting people's feelings about their finances and the general state of things. The Google Trends tool searches Google's records…


Massive Bank Failures Must Be on the Way

$500 billion FDIC bailout forebodes massive failures Late last week, the U.S. Senate proposed to allow the FDIC to borrow as much as $500 billion from the Treasury Department. While the mainstream…


Meltdown Marketing: 3 Things Credit Unions Must Do

No matter how the financial rescue plan unfolds, the financial industry as a whole will not go back to the way it was. This challenging economic climate provides a historic opportunity for…


WaMu Seized, Deposits Go to JP Morgan

Breaking News – Thursday, September 25, 2008 The FDIC just seized all the assets of Washington-based thrift, WaMu, making it the largest bank failure in history. The FDIC quickly brokered a deal…