Archive for deposits
Online Deposit Growth Slows: Temporary Pause Or Long-Term Plateau
Growth in online deposits has clearly slowed. The question is, does this reflect product maturation? Or just a temporary pause caused by low interest rates?
 
Record Revenue For Banks, But Flat Growth – What’s Ahead?
While bank industry revenue is at record levels, revenue growth has been hard to find, though 2013 will afford some modest top-line growth.
 
Banks Edge Out Credit Unions In War For Deposits
Big banks are growing deposits faster than credit unions, but not by much. A free, 40-page PDF report looks at deposit, demographic, and economic trends across the U.S.
 2013 State of Bank & Credit Union Marketing
This annual comprehensive scan of the marketing landscape in retail banking reveals financial marketers’ strategies, priorities and challenges in 2013.
 
The Top 5 Retail Checking Tips For 2013
Five major forces should shape the design and delivery of checking accounts in the next 12 months. Are retail financial marketers ready to face the new emerging landscape head on?
 
Best of the Web: OWS Controversy, Deposits Soar, Mobile Forecasts
Bank lands in hot water over Occupy imagery in ads… Deposits outpace loans by $2 trillion… The future of mobile banking… 35 more headlines.
 
Savings Account Lotteries Spike Gains, Get Results
Savings lotteries -- prize-linked, raffle-style “Save to Win” promotions -- dangle cash prizes in exchange for consumers' deposits.
 
The Comprehensive Guide To The Un- And Underbanked
This huge study will tell everything you'll ever want to know about unbanked and underbanked consumers in the U.S.
 
In Brief: Underbanked, Inertia, Video Tellers, The B-Word
Ranks of the underbanked grow following the financial crisis... A journalist says inertia keeps her with BofA... Only video tellers for one CU... VSECU b-word debate rages. 28 more headlines.
 
In Brief: Goodbye ING, BofA Trash, Gen-Y
The ING Direct brand may soon be toast... Trash dumped at BofA's doorstep... Gen-Y's financial lives dissected... Plus 41 more headlines.
 
Big Bank Customers With $675 Billion In Deposits Itching To Switch
Customers with billions in deposits at big banks are up for grabs. Community-based financial institutions smelling opportunity will be circling like sharks.
 
Bank Gives Free Mercedes Benz For $1 Million Deposit
A Florida bank's revolutionary CD promotion delivers instant gratification -- in the form of a new Benz -- as part of a brilliant name change campaign.
 
Customers Leave BofA and Wells Fargo, But Half Switch To Another Big Bank
But half of the customers leaving a large bank in the past year ended up moving their money to another large bank.
 
Study Raises New Questions About Bank Transfer Day Fee-asco
The media sure made a lot of noise over Bank Transfer Day, but some cold, hard stats shed new light on the switch-themed event.
 
BofA’s $5 Monthly Debit Fee: The Backlash, The Fallout and What It All Means
BofA's $5 monthly debit card fee could cost them 20 million customers.
 
Overdrafts Pile Up As Opt-In Pays Off, But Were Consumers Misled?
Somewhere between 33%–75% of consumers opted in to OD plans, and overdraft fees will hit a record in 2011. But was deceptive marketing involved?
 
One in Four Banks Defy Law, Won’t Disclose Fees to Customers
A survey revealed that 1 in 4 banks provide no fee info when requested, and as required by law. Do consumers think they're hiding something?
 
In Brief: I Love You… I Love You Not | PFM | iPads | GPS
Bankers exploit Valentine's Day… iPads open accounts… Banks + PFM should play nice… Gonzobanker tackles GPS… Plus 17 other stories.
 
Will Customers Freak Out If You Kill Free Checking?
Don't kill free checking or roll out new fees without first looking at the results of this research study.
 
Deposit Growth Outlook Not So Rosy in 2011
A free 33-page Bancography research report concludes that growing deposits will get tougher in 2011.
 











