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Payments Archive


Banking’s 38mm and 42mm ‘Branch of the Future’

Could the Apple Watch or other wearable technologies be the branch of the future for an expanding universe of digital consumers?


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Battle For Mobile Payments: Guide to Universal Cards

An analysis of the universal plastic payments cards shows why these alternatives may be the bridge to mobile payments.


Hand Holding Mobile Phone With Mobile Payment Screen

Battle For Mobile Payments: Guide to Digital Wallets

With competition in the payments industry so intense, banks and credit unions can benefit from this analysis of the major players.



Will Stratos Make Consumers Forget Apple Pay?

In a crowded payments marketplace, Stratos Card hopes to replace current credit, debit and loyalty cards with an all-in-one alternative.



It’s Time To Accelerate e-Bill Adoption

Of all digital banking services, e-billing provides one of the most promising opportunities for billers and financial institutions.



8 Astonishing Facts Bankers Should Know About Millennials

Millennials bank and communicate differently than previous generations, preferring mobile banking, alternative payments and digital channels.


Bitcoins On Smartphone

Millennials Driving Future of Mobile Payments and Digital Currency

Traditional payment instruments are declining as emerging technologies and currencies are more widely used, especially among Millennials.


Credit Card Security

Security Issues Shaping Consumers’ Payment Behavior

As concerns about payment card security increase, the factors that go into selecting a preferred method of payment are also changing.



How PayPal’s Venmo is Winning The Battle for Social Payments

Will the growth of PayPal's Venmo encourage other banks and credit unions to use social engagement in digital peer-to-peer payments?



When Will POS Mobile Payments Go Mainstream?

Should banking be concerned that despite massive media attention, mobile payments still represent only a small fraction of POS transactions?



Big Banks Promote Apple Pay Partnership

Before Apple Pay even been launched publicly, Apple's banking partners started heavily promoting their relationship in digital media.


Apple Pay Logo Small

Is Apple Pay a Banking Trojan Horse?

Apple Pay looks like a great collaboration between credit card companies, financial institutions and retailers. There could still be losers.



Google, Apple, Facebook and Amazon Should Terrify Banking

Banks and credit unions should be more worried about the loss of payments insight than whether tech giants become banks.



It’s Time To Get Serious About Mobile Payments

Waiting for a mobile payments solution to emerge from the battle of traditional and non-traditional players is no longer an option.


Dollar George

The Real Barriers To a Cashless Society

Cash continues to be the preferred method of payment in the U.S. Why is this still the case in the digital age?


Dollar George

6 Reasons Why Cash is Still The King of Payments

Despite growth of debit and credit card use and heavy promotion of digital payments, cash is still the preferred payment choice of consumers.



Payments Innovations Replace Debit and Credit Cards

LoopPay Mobile Wallet and the request funds feature of Square Cash deserves attention in a highly competitive payments marketplace.



How Will Banks Respond if Apple Becomes Mobile Payments Player

Apple can quickly become a major payments player with the iTunes system, 500,000 credit cards on file and new merchant technology.


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Loop: A Mobile Wallet Game Changer

LoopPay contactless payments device that works at more than 90% of current POS terminals wins Finovate Best of Show award.



The Real Revolution In Payments Is Just Around the Corner

The banking industry is on the cusp of a revolutionary new payments system that is fully digital and built on a smartphone backbone.