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Payments Strategies Archive

Mobile Commerce Making Inroads vs. Desktop

Mobile payments, mobile commerce and mobile banking are increasing worldwide as consumers move from desktop to mobile for daily transactions.

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Should Banking Build an Internet of Things (IoT) Strategy?

Banking providers need to be prepared to respond to an increasing array of IoT opportunities, especially in the payments space.

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US Consumers Won’t Change Payment Habits

The future success of digital payments hinges on contextual engagement, simplicity and bringing added value to each transaction.

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Will Cash Ever Die?

The list of payment options continues to grow, but one thing is for sure: cold hard cash is still king — especially among Millennials.

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The Smartphone Is The New Bank

Mobile payment research provides insights into consumer needs that can drive adoption, satisfaction and long-term profitable relationships.

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Why Don’t Millennials Love Digital Payments?

Mobile payments by Millennials fall short of potential due to security concerns and a tendency to favor traditional payment options.

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New Mobile Payments Tool Makes Transactions as Easy as Texting

This pioneering new feature enables users to make secure payments from any mobile app that uses a smartphone's keyboard, and do so in about five seconds.

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Is Now the Time to Invest in Mobile Wallets and P2P Payments?

Banks and credit unions need to determine if it is time to invest in mobile wallets and P2P payments.

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Millennials Like Mobile Wallets … Just Not From Banks

Banks and credit unions need to improve mobile wallet offerings before digital consumers get comfortable to using non-bank alternatives.

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Digital Innovation Transforming the Banking Industry

Artificial intelligence, machine learning, blockchain technology and fintech collaboration can remove friction from the consumer experience in banking.

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Song of the Sirens: Mobile Payments Lessons From the Music Industry

Here are some things the banking industry could learn from the music industry when it comes to mobile payments.

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Build vs. Buy: Crossroads for Mobile Payment Apps

With multiple mobile payment apps available for banks and credit unions to offer, is the better decision to build a proprietary option?

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Chase Pay: Mobile Wallet Game Changer? Or The Next Big Flop?

Can a traditional card issuer like Chase find success in a mobile wallet market already crowded with the likes of Apple, Google and Android?

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Mobile Wallets: The Battle for Top-of-Mind

Are banks and credit unions prepared as mobile wallet growth accelerates and new players enter the market?

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Payments Industry, We Have a Problem…

Despite an increasing level of awareness of mobile payment options, usage at point-of-sale retail locations remains low.

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Consumers Still Love Plastic More Than Mobile Payments

Mobile payments struggle to gain acceptance despite increases in mobile banking and alternative payment use.

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Offering of Mobile Payments Expected to Skyrocket by 2016

Sitting on the sidelines is no longer a viable mobile payments strategy in banking.

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Just Offering Mobile Banking is Not Enough

While mobile banking is being used by an increasing number of consumers, research indicates that penetration is far short of potential.

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Apple Impacts Mobile Banking: For Better or Worse

Some banks believe Apple Watch, Touch ID, Apple Pay and Apple Wallet provide the foundation for a better mobile banking customer experience.

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When Will Mobile Payments Reach Tipping Point?

Increasing mobile payment acceptance will require a better value proposition and understanding of security benefits.

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