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Innovation Strategies Archive

Wearable Banking: Banks Roll Out First Apps for Google Glass

Banks like Banco Sabadell in Spain and a handful of others have started launching the world's first banking apps for Google Glass.

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Challenger Brands & Disruptive Ideas: Learning From The NeoBanks

Marketers at banks and credit unions take heed... Ignoring players like Moven, Simple and and GoBank can be a big mistake that could leave you way behind the eight ball.

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Industry First: Bank Ties Home Loan Rates to Facebook ‘Likes’

One of the biggest banks in New Zealand is taking a page straight out of Groupon’s playbook and adding a lottery twist, where Facebook fans determine mortgage rates.

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Banking By Design: Unbundling Checking Accounts

Union Bank lets customers build their own checking accounts from a menu of a la carte options — a slick, point-and-click interface with transparent pricing.

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Banking at Your Doorstep: Credit Union Launches Delivery Service

A tiny Texas credit union offers 'concierge banking" to members and non-members alike. Could this be the answer to the branch-building dilemma? If so, this is big.

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The Mobile Moment: What It Takes To Win The Digital Wallet Race

Mobile wallets will revolutionize payments. But what do consumers know, what are they afraid of, and who are they counting on to provide what they want?

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Retail Banking Trends And Predictions For 2013

Industry experts weigh in with their resolutions for next year. What are the major themes that could dominate 2013? Here’s what they have to say.

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Are Bankers Ready For The Bank 3.0 Reality?

Bank 3.0 by Brett King provides a look into the future of banking where branches are replaced by mobile devices and banking is omnipresent.

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Cool Bank Microsite: ‘Card Artist’

A super slick microsite from Bank Audi gives customers cool design tools to customize their own credit and prepaid cards.

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Is The World Ready For Social Media Credit Scores?

An interview with Brett King, CEO of Movenbank, and creator of the world's first credit score built in part on consumers' social media activity. How does it work? Find out here.

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Cool Tech: Mobile Banking With Siri-Like Voice Commands

USAA will be among the first banks in the world to start toying with speech recognition software on mobile devices.

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Bank’s Innovative Charity Website Signals New Era in Community Giving

A unique website represents an emerging in corporate giving, where banks' customers choose which charities receive donations, not the board and management.

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Customers Crowdsource Innovations for Aussie Bank, Then Vote on Them

In an experiment of social media democracy, Commonwealth Bank is asking customers for product ideas. The best will win $10,000.

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Fifth Third’s ‘Duo’: The First Real Combined Debit + Credit Card in the US

The Duo Card, a combined credit and debit card, makes Fifth Third the first card issuer in the U.S. to offer this kind of dual functionality in one piece of plastic.

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US Bank’s Wearable Wallet: Will It Flop or Not?

This blue bracelet not only lets you make contactless payments of $50 or less, it holds your medical information. But is it too weird and too ugly for widespread adoption?

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Uncommon Objects

An interesting exploration of innovation, technology and interfaces within the financial industry by guest contributor Brent Dixon.

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Barclays Takes Branded ‘Innovation Bus’ on Tour

Barclays took a custom, branded bus boasting a lounge, LCD screens, outdoor seating and a private meeting "library" out on tour to promote an innovation competition for small businesses.

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ATM 2.0: The Future of Self-Service

BBVA completely redesigned its ATMs from the ground up, pioneering what it calls the ATM of future.

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RBC Launches ‘myFinance Tracker’ PFM Platform

The number of banks and credit unions integrating branded personal financial management (PFM) platforms from providers like Mint and Jwaala have helped these startups become internet sensations almost overnight. Now RBC is…

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Santander’s HQ: High-Tech Wonderland with Robotic Butlers

It’s called Santander City. This sprawling corporate HQ for one of Europe’s biggest banks is a visually stunning concept integrating advanced robotics, interactive design and LED-based art murals. Santander City’s "El Faro"…

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