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Innovation Archive

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Bank’s Innovative Charity Website Signals New Era in Community Giving

Bank’s Innovative Charity Website Signals New Era in Community Giving

January 26th, 2012
A unique website represents an emerging in corporate giving, where banks' customers choose which charities receive donations, not the board and management.  
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Customers Crowdsource Innovations for Aussie Bank, Then Vote on Them

Customers Crowdsource Innovations for Aussie Bank, Then Vote on Them

January 05th, 2012
In an experiment of social media democracy, Commonwealth Bank is asking customers for product ideas. The best will win $10,000.  
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Fifth Third’s ‘Duo’: The First Real Combined Debit + Credit Card in the US

Fifth Third’s ‘Duo’: The First Real Combined Debit + Credit Card in the US

September 15th, 2011
The Duo Card, a combined credit and debit card, makes Fifth Third the first card issuer in the U.S. to offer this kind of dual  
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US Bank’s Wearable Wallet: Will It Flop or Not?

US Bank’s Wearable Wallet: Will It Flop or Not?

August 04th, 2011
This blue bracelet not only lets you make contactless payments of $50 or less, it holds your medical information. But is it too weird and  
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Uncommon Objects

Uncommon Objects

July 01st, 2011
An interesting exploration of innovation, technology and interfaces within the financial industry by guest contributor Brent Dixon.  
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ATM 2.0: The Future of Self-Service

ATM 2.0: The Future of Self-Service

July 21st, 2010
BBVA completely redesigned its ATMs from the ground up, pioneering what it calls the ATM of future.  
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RBC Launches ‘myFinance Tracker’ PFM Platform

RBC Launches ‘myFinance Tracker’ PFM Platform

June 28th, 2010
The number of banks and credit unions integrating branded personal financial management (PFM) platforms from providers like Mint and Jwaala have helped these startups become  
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Santander’s HQ: High-Tech Wonderland with Robotic Butlers

Santander’s HQ: High-Tech Wonderland with Robotic Butlers

June 02nd, 2010
It’s called Santander City. This sprawling corporate HQ for one of Europe’s biggest banks is a visually stunning concept integrating advanced robotics, interactive design and  
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9 Realities for Financial Innovators

9 Realities for Financial Innovators

March 22nd, 2010
Nine considerations you must read before your bank or credit union adopts a strategy of innovation.  
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Vantage CU’s Twitter 2.0 Banking Breakthrough

Vantage CU’s Twitter 2.0 Banking Breakthrough

September 29th, 2009
Every time you start to think the financial industry’s fixation with Twitter may be easing, something completely new comes along and shakes things up. Like  
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5 Ideas to Fix the Ugly in Overdraft Fees

September 23rd, 2009
Overdraft fees are a prickly subject. Consumers complain about them constantly, and now more than ever, it seems they’re doing so with unregulated vehemence. On  
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Kasasa: A Third-Party National Checking Brand

Kasasa: A Third-Party National Checking Brand

September 02nd, 2009
“Kasasa?” What is it? If Bancvue is right, it’s the weapon smaller financial institutions need to successfully compete with big banks for demand-deposit accounts (DDAs)  
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Time Capsule: ‘Bank of the Future’ From 1973

Time Capsule: ‘Bank of the Future’ From 1973

July 02nd, 2009
For as modern and progressive as the vision for this project was, it’s interesting that they didn’t foresee the advent of TV merchandising. These days,  
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It’s 1905 and Banks Are Afraid of Advertising

It’s 1905 and Banks Are Afraid of Advertising

January 07th, 2009
“A bank running advertising? That’s absurd!” As ridiculous as it may sound, there was indeed a time when banks were afraid of advertising. This article  
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Diagram of robotic safety deposit boxes

Robotic Safety Deposit Boxes

November 24th, 2008
Has anyone actually seen this in action? It seems pretty cool. You access a secluded security room using an access card, PIN code or biometrics.  
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Automatic savings plan tied to auto loans

Automatic savings plan tied to auto loans

October 14th, 2008
A coalition of Indiana CUs have developed an automatic savings product tied to auto loans called DriveUp Savings. With the account, you can contribute up  
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Wachovia Ties New Automatic Savings Product to Debits

Wachovia Ties New Automatic Savings Product to Debits

February 03rd, 2008
Wachovia is making it easier to save money with an automatic savings system similar to Bank of America’s “Keep the Change” program. Way2Save transfers $1  
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Interactive financial ads you’ll get a kick out of (literally)

Interactive financial ads you’ll get a kick out of (literally)

January 10th, 2008
North Island Credit Union in San Diego has taken interactive advertising a step further. Two steps, actually. With your feet. This isn’t your typical “interactive