I haven’t seen what first tech stands to gain yet. First tech is already part of the credit union co-op so finding a place to deposit or do baking in other states is not the issue… rates wont really change as you so nicely showed. All i noticed was that they have a CEO and we dont…

You can believe its irrational if you want, but for many members there has not been a good reason presented to approve this merger. Its a local company, it always has been and still should be that way. Merger will most likely be voted it down and then they can go find a new CEO.

My favorite line: “Human beings are instinctually hard-wired to fear what they stand to lose more than they see what they can gain.”